Bergen County and Upper Saddle River Borough property record for 20 Shadow Rd, Upper Saddle River, NJ 07458 · Last verified July 2026
| Property Type | Residential > Single Family > Home |
|---|---|
| Year Built | Built 1987 |
| Square Footage | 3,790 sqft Living Area |
| Lot Size | 42,689 sqft (0.98 acres) |
| Occupancy | Owner Occupied |
| Last Sale | $1,155,000 (2006) |
| Tax Bill | $21,494.00 (2025) |
| Primary APN | 63-01005-0000-00012 |
|---|---|
| Alternative APNs |
|
| Building Area | 3,790 sqft Living Area |
|---|
| Year Built | Built 1987 |
|---|---|
| Effective Year Built | Effective 1987 |
| Lot Area | 42,689 sqft (0.98 acres) |
| Account Number | 122100 |
|---|---|
| Street Address | 20 SHADOW RD |
| City | UPPER SADDLE RIVER |
| State | NJ |
| Zip | 07458-1918 |
| Property Usage | Residential Property Usage |
| Type | Residential > Single Family > Home |
| Legal Description | .980 AC |
| Legal Subdivision | REDVIC CO INC |
| Legal Block | 1005 |
| Legal Lot Number | 12 |
| Jurisdiction | BERGEN NJ |
| Minor Civil Division | UPPER SADDLE RIVER |
| Census Blockgroup | 3 |
| Census Block | 3020 |
| Census Tract | 53201 |
Source: Bergen County and Upper Saddle River Borough records · APN 63-01005-0000-00012
Assessment roll updated June 29, 2026 · Last verified July 2026
Owner names and exact recorded amounts shown locked on this page are available instantly with a free trial.
| Owner of Record | 2 Individual Names on File |
|---|---|
| Mailing Address | 20 SHADOW RD, UPPER SADDLE RIVER, NJ 07458-1918 |
| Occupancy | Owner Occupied |
| Owner Type | Owner is an Individual, Couple or Unincorporated Entity |
| Date | Document |
|---|---|
| Nov 30, 2021 | Deed of Trust, Mortgage · Line of Credit VISIONS FCU |
| Jul 01, 2021 | Deed of Trust, Mortgage VISIONS FCU |
| Deed Names | 2 Verified Names on Deed |
|---|---|
| Last Sale | Apr 05, 2006 · Amount on Record |
| Deed Sale | Apr 05, 2006 · Amount on Record |
| Prior Sale | Sep 08, 2000 · Amount on Record |
| Deed Book / Page | 9050 / 6 |
| Record Refreshed | Sep 20, 2026 |
| Document Type | Deed of Trust |
|---|---|
| Jurisdiction | BERGEN NJ |
| Property Address | 20 SHADOW RD, UPPER SADDLE RIVER, NJ 07458-1918 |
| Transaction Type | Mortgage |
| Record Updated | Dec 28, 2021 |
| Name | Verified Name |
|---|---|
| Address | 20 SHADOW RD, UPPER SADDLE RIVER, NJ 07458-1918 |
| Document Number | 0044731692 |
|---|---|
| Date | Nov 30, 2021 |
| Book Page | 4473/1692 |
| Instrument | 2021174936 |
| Name | VISIONS FCU |
|---|---|
| Type | Credit Union |
| Address | ENDICOTT, NY 13760 |
| Type | Line of Credit |
|---|---|
| Amount | Amount Recorded |
| Term | 360 Months |
| Due | Nov 25, 2051 |
| Rate Type | Adjustable Rate |
|---|---|
| Change Frequency | Monthly (Revolving credit lines are monthly unless stated otherwise). |
| Document Type | Deed of Trust |
|---|---|
| Jurisdiction | BERGEN NJ |
| Property Address | 20 SHADOW RD, UPPER SADDLE RIVER, NJ 07458-1918 |
| Transaction Type | Mortgage |
| Record Updated | Sep 01, 2021 |
| Name | Verified Name |
|---|---|
| Address | 20 SHADOW RD, UPPER SADDLE RIVER, NJ 07458-1918 |
| Document Number | 0042491788 |
|---|---|
| Date | Jul 01, 2021 |
| Book Page | 4249/1788 |
| Instrument | 2021106699 |
| Name | VISIONS FCU |
|---|---|
| Type | Credit Union |
| Address | ENDICOTT, NY 13760 |
| Amount | Amount Recorded |
|---|---|
| Term | 360 Months |
| Due | Jul 01, 2051 |
Source: Bergen County and Upper Saddle River Borough records · Assessment roll updated June 29, 2026 · Last verified July 2026
| Type | Name |
|---|---|
| State | New Jersey |
| County | Bergen County |
| Municipality | Upper Saddle River Borough |
| Secondary School District | Northern Highlands Regional School District (09 - 12) |
| Elementary School District | Upper Saddle River Borough School District (KG - 08) |
Assessed value and assessed market value are set for property tax purposes and are not market price estimates.
| Year | Tax Bill | Assessed Value | Assessed Market Value |
|---|---|---|---|
| 2026 | $829,900 (-) Land $364,200 Building $465,700 | $829,900 (-) Land $364,200 Building $465,700 | |
| 2025 | $21,494.00 (+1.73%) | $829,900 (-) Land $364,200 Building $465,700 | $829,900 (-) Land $364,200 Building $465,700 |
| 2024 | $21,129.00 (+3.8%) | ||
| 2023 | $829,900 Land $364,200 Building $465,700 | $829,900 Land $364,200 Building $465,700 | |
| 2022 | $20,355.00 |
20 Shadow Rd is in FEMA Zone X, outside the Special Flood Hazard Area, with direct wildfire exposure (Low risk).
Source: FEMA National Flood Hazard Layer · Bergen County (34003C), updated December 8, 2024
| FEMA Flood Zone | Zone X minimal flood hazard · outside the 0.2% annual chance floodplain |
|---|---|
| Special Flood Hazard Area | No |
Source: USDA Forest Service Wildfire Risk to Communities · 2nd edition (2024), fuels as of 2020
| Wildfire Risk to Homes | Low 5th percentile of exposed land nationally · 12th in New Jersey |
|---|---|
| Wildfire Likelihood | Low — less than 1 in 10,000 per year |
| Exposure | Direct burnable vegetation at the parcel |
Values are read at the parcel center point; lenders make the official flood determination.
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