20 Settlers Way, Buzzards Bay, MA 02532 Property Records

Barnstable County and Bourne Town property record for 20 Settlers Way, Buzzards Bay, MA 02532

Property Summary

Property Type	Single Family Home
Details	4 bd · 3.5 ba · 2,288 sqft · built 2014
Lot Size	0.507 acres (22,102 sqft)
Owner	2 Individual Names on Record
Last Sale	$885,000 (Jul 2026)
Tax Bill	$6,432 (2025)
Deeds & Mortgages	Jul 2026 Sale & Mortgage Mar 2025 Line of Credit + 3 more
Flood Zone	Zone X (minimal risk)
APN	`BOUR M:15.0 P:147`

Property Details

APN / Parcel Number

Primary APN	`BOUR M:15.0 P:147`
Alternative APNs	`M:015.0 P:147.00 D:02` `2937`

Interior

Bedrooms	4 Beds
Full Baths	3.5 Baths
Half Baths	1 Half Bath
Total Rooms	6 Rooms
Stories	2 Stories
Building Area	2,288 sqft Living Area

Exterior

Year Built	Built 2014
Effective Year Built	Effective 2016
Architectural Style	Colonial
Exterior Material	Aluminum/Vinyl
Construction Type	Frame
Roof Type	Gable
Roof Material	Asphalt
Lot Area	22,102 sqft (0.507 acres)
Parking Spaces	2 Parking Spaces

Utilities, Heating & Cooling

Cooling System	HVAC
Heating System	Forced Air with A/C
Heating Fuel	Gas

Location & Zoning

Account Number	2937
Street Address	20 SETTLERS WAY
City	BUZZARDS BAY
State	MA
Zip	02532-5685
Property Category	Residential
Property Type	Residential > Single Family > Home
Local Zoning Code	R40
Jurisdiction	BOURNE MA
Township / Civil Division	BOURNE
Census Block Group	1
Census Block	1016
Census Tract	13700

Owner

Source: Barnstable County and Bourne Town records, as of August 19, 2026

Owner names and exact recorded amounts are on file and can be viewed instantly on this page with a free 10-day trial.

Owner of Record	2 Individual Names on Record
Mailing Address	20 SETTLERS WAY, BUZZARDS BAY, MA 02532-5685
Occupancy	Owner Occupied
Owner Type	Individual
Vesting	Tenants by the Entirety

Deeds, Mortgages & Sale History

Date	Document
Jul 30, 2026	Quit Claim Deed, Transfer · ARM LEADER BANK NA
Mar 28, 2025	Deed of Trust, Mortgage · Line of Credit CITIZENS BANK
Aug 3, 2021	Deed of Trust, Mortgage · Line of Credit EASTERN BANK
Aug 3, 2021	Deed of Trust, Mortgage · Line of Credit EASTERN BANK
May 20, 2020	Deed of Trust, Mortgage · Stand-Alone Refinance BRIDGEWATER SAVINGS BANK

Assessor's Deed Record

Deed Names	2 Names on Deed
Last Sale	Jul 30, 2026 · Amount on Record
Deed Sale	Jul 30, 2026 · Amount on Record
Prior Sale	Sep 5, 2014 · Amount on Record
Deed Document Number	202631300
Deed Book / Page	37771 / 98
Transfer Doc	28366-212
Record Updated	Sep 20, 2026

July 2026: Quit Claim Deed, Transfer

Document Type	Quit Claim Deed
Jurisdiction	BOURNE MA
Recording Date	Jul 30, 2026
Property Address	20 SETTLERS WAY, BUZZARDS BAY, MA 02532-5685
Document Number	0000031300
Book / Page	37771 / 98
Instrument Date	Jul 1, 2026
Instrument	202631300
Transaction Type	Transfer
Record Updated	Aug 31, 2026

Transaction

Amount	Amount Recorded
Downpayment	Downpayment on Record
Loan-to-Value (LTV)	LTV on Record
Tax	$0.00
Amount Accuracy	Full Amount Stated

Transferred From (Grantor/Seller)

Name	Verified Name

Transferred To (Grantee/Buyer)

Name	Verified Name
Relationship	Tenants by the Entirety
Address	20 SETTLERS WAY, BUZZARDS BAY, MA 02532-5685

Mortgage

Date	Jul 30, 2026

Lender

Name	LEADER BANK NA

Agreement

Type	ARM
Amount	Amount Recorded

Interest

Rate Type	Adjustable Rate
Rate	5.75%
Initial Type	Adjustable Rate
Type Change Date	Aug 1, 2031
Index	Other
Margin	3
Max Rate	-1%

March 2025: Deed of Trust, Mortgage

Document Type	Deed of Trust
Jurisdiction	BOURNE MA
Property Address	20 SETTLERS WAY, BOURNE, MA 02532-5685
Transaction Type	Mortgage
Record Updated	Apr 3, 2026

Transferred To (Grantee/Buyer)

Name	Verified Name

Mortgage

Document Number	0036896-58
Date	Mar 28, 2025
Book Page	36896/58
Instrument	12192

Lender

Name	CITIZENS BANK
Type	Bank

Agreement

Type	Line of Credit
Amount	Amount Recorded
Term	301 Months
Due	Apr 1, 2050

Interest

Rate Type	Adjustable Rate

August 2021: Deed of Trust, Mortgage

Document Type	Deed of Trust
Jurisdiction	BOURNE MA
Property Address	20 SETTLERS WAY, BOURNE, MA 02532-5685
Transaction Type	Mortgage
Record Updated	Apr 3, 2026

Transferred To (Grantee/Buyer)

Name	Verified Name

Mortgage

Document Number	034349-265
Date	Aug 3, 2021
Book Page	34349/265
Instrument	51257

Lender

Name	EASTERN BANK
Type	Bank

Agreement

Type	Line of Credit
Amount	Amount Recorded

Interest

Rate Type	Adjustable Rate

August 2021: Deed of Trust, Mortgage

Document Type	Deed of Trust
Jurisdiction	BOURNE MA
Property Address	20 SETTLERS WAY, BOURNE, MA 02532-5685
Transaction Type	Mortgage
Record Updated	Aug 20, 2021

Transferred To (Grantee/Buyer)

Name	Verified Name

Mortgage

Document Number	34349-265
Date	Aug 3, 2021
Book Page	34349/265
Instrument	51257

Lender

Name	EASTERN BANK
Type	Bank

Agreement

Type	Line of Credit
Amount	Amount Recorded

Interest

Rate Type	Adjustable Rate

May 2020: Deed of Trust, Mortgage

Document Type	Deed of Trust
Jurisdiction	BOURNE MA
Property Address	20 SETTLERS WAY, BOURNE, MA 02532-5685
Transaction Type	Mortgage
Record Updated	Feb 5, 2021

Transferred To (Grantee/Buyer)

Name	Verified Name

Mortgage

Document Number	32922-133
Date	May 20, 2020
Book Page	32922/133
Instrument	24074

Lender

Name	BRIDGEWATER SAVINGS BANK
Type	Bank

Agreement

Type	Stand-Alone Refinance
Amount	Amount Recorded
Term	361 Months
Due	Jun 1, 2050

Tax Assessment & Valuation

Source: Barnstable County and Bourne Town assessment roll, as of May 27, 2026

Property Jurisdictions

Type	Name
State	Massachusetts
County	Barnstable County
County Subdivision	Bourne Town
Unified School District	Bourne School District (PK - 12)

Tax Bill & Assessment History

Year	Tax Bill	Assessed Value	Assessed Market Value
2025	$6,432.00 (+2.26%)	$823,600 (+5.01%) Land $217,500 Building $606,100	$777,005
2024	$6,290.00 (-3.68%)	$784,300 (+5.81%) Land $207,100 Building $577,200
2023	$6,530.00	$741,200 Land $200,000 Building $541,200

Assessed value and assessed market value are set for property tax purposes and are not market price estimates.

Flood

Source: FEMA National Flood Hazard Layer, effective October 1, 2026 · OpenFEMA NFIP redacted claims and policies, as of September 2026

FEMA Flood Zone	Zone X minimal risk
Flood Insurance Requirement	Not required lenders may require it
Flood Insurance Cost	Premium on Record median of 15 policies
Nearby Flood Policies	15 in force
Nearby Flood Claims	22 (1978–2011)
Claims Outside the SFHA	1 of 22
Most Recent Claim	Feb 2011 · rainfall accumulation
Claims by Event	Hurricane Bob, Aug 1991 · 12 claims Hurricane Gloria, Sep 1985 · 2 claims

Values are read at the parcel center point; flood claims are located to the census block group, not this parcel; lenders make the official flood determination.

Wildfire

Source: USDA Forest Service Wildfire Risk to Communities (2nd edition), as of 2024

Wildfire Risk	Low lower than 80% of the US · above 57% of Massachusetts
Wildfire Likelihood	0.01% annual chance
Exposure	None beyond ember reach

Values cover an area roughly 900 ft across, not the parcel itself; insurers use their own ratings.

Drinking Water

Source: EPA Safe Drinking Water Information System, as of September 2026

Water System	BUZZARDS BAY WATER DISTRICT serves 7,700 people · EPA ID MA4036001
Water Source	Groundwater
Last State Inspection	Apr 2026
Lead	1 ppb (2023–2025) action level 15 ppb

Violations Reported to EPA

Water Quality	None last 10 years
Treatment and Procedure	None last 10 years
Monitoring and Reporting	None last 3 years

Results are for the whole water system, not water tested at this address; lead at the tap also depends on the building's own pipes.

Internet Providers

Source: FCC Broadband Data Collection, based on 140 locations within half a mile, as of December 31, 2025

Provider	Max Down / Up (Mbps)
Xfinity Cable	2,000 / 250
T-Mobile Fixed Wireless	100 / 20

May also be available: Verizon.

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