20 Setright Rd, South Deerfield, MA 01373 Property Records

Franklin County and Deerfield Town property record for 20 Setright Rd, South Deerfield, MA 01373

Property Summary

Property Type	Single Family Home
Details	4 bd · 2 ba · 1,596 sqft · built 1989
Lot Size	0.619 acres (26,964 sqft)
Owner	2 Individual Names on Record
Last Sale	$270,000 (Jun 2017)
Tax Bill	$5,268 (2026)
Deeds & Mortgages	Nov 2023 Mortgage May 2021 Refinance + 1 more
APN	`DEER M:142 L:26`

Property Details

APN / Parcel Number

Primary APN	`DEER M:142 L:26`
Alternative APNs	`M:0015 B:0000 L:0218` `15 0 218`

Interior

Bedrooms	4 Beds
Full Baths	2 Baths
Total Rooms	6 Rooms
Stories	2 Stories
Building Area	1,596 sqft Living Area
Gross Area	3,456 sqft
Basement Area	912 sqft
Unfinished Basement	912 sqft

Exterior

Year Built	Built 1989
Effective Year Built	Effective 1989
Architectural Style	Cape Cod
Exterior Material	Aluminum/Vinyl
Construction Type	Frame
Roof Type	Gable
Roof Material	Asphalt
Lot Area	26,964 sqft (0.619 acres)

Utilities, Heating & Cooling

Heating System	Hot Water
Heating Fuel	Oil

Location & Zoning

Account Number	15 0 218
Street Address	20 SETRIGHT RD
City	SOUTH DEERFIELD
State	MA
Zip	01373-9748
Property Category	Residential
Property Type	Residential > Single Family > Home
Local Zoning Code	RA
Legal Subdivision	SUBDIVISION LAND DEERFIELD
Legal Lot Number	26
Jurisdiction	DEERFIELD MA
Township / Civil Division	DEERFIELD
Census Block Group	2
Census Block	2055
Census Tract	40900

Owner

Source: Franklin County and Deerfield Town records, as of October 20, 2026

Owner names and exact recorded amounts shown locked on this page are available instantly with a free trial.

Owner of Record	2 Individual Names on Record
Mailing Address	20 SETRIGHT RD, SOUTH DEERFIELD, MA 01373-9748
Occupancy	Owner Occupied
Owner Type	Individual

Deeds, Mortgages & Sale History

Date	Document
Nov 8, 2023	Deed of Trust, Mortgage · Second Mortgage (Down Payment) GREENFIELD SAVINGS BANK
May 14, 2021	Deed of Trust, Mortgage · Stand-Alone Refinance PEOPLESBANK (HOLYOKE MA)
Jun 27, 2017	Quit Claim Deed, Transfer PEOPLESBANK (HOLYOKE)

Assessor's Deed Record

Deed Names	2 Names on Deed
Last Sale	Jun 27, 2017 · Amount on Record
Deed Sale	Jun 27, 2017 · Amount on Record
Prior Sale	Apr 14, 2010 · Amount on Record
Deed Book / Page	7052 / 84
Transfer Doc	0007052-84
Record Updated	Oct 29, 2026

November 2023: Deed of Trust, Mortgage

Document Type	Deed of Trust
Jurisdiction	DEERFIELD MA
Property Address	20 SETRIGHT RD, SOUTH DEERFIELD, MA 01373-9748
Transaction Type	Mortgage
Record Updated	Apr 3, 2026

Transferred To (Grantee/Buyer)

Name	Verified Name

Mortgage

Document Number	008242-243
Date	Nov 8, 2023
Book Page	8242/243
Instrument	9837

Lender

Name	GREENFIELD SAVINGS BANK
Type	Bank

Agreement

Type	Second Mortgage (Down Payment)
Amount	Amount Recorded
Term	181 Months
Due	Dec 1, 2038

May 2021: Deed of Trust, Mortgage

Document Type	Deed of Trust
Jurisdiction	DEERFIELD MA
Property Address	20 SETRIGHT RD, SOUTH DEERFIELD, MA 01373-9748
Transaction Type	Mortgage
Record Updated	Apr 3, 2026

Transferred To (Grantee/Buyer)

Name	Verified Name

Mortgage

Document Number	007763-130
Date	May 14, 2021
Book Page	7763/130
Instrument	5710

Lender

Name	PEOPLESBANK (HOLYOKE MA)

Agreement

Type	Stand-Alone Refinance
Amount	Amount Recorded
Term	301 Months
Due	Jun 1, 2046

June 2017: Quit Claim Deed, Transfer

Document Type	Quit Claim Deed
Jurisdiction	DEERFIELD MA
Recording Date	Jun 27, 2017
Property Address	20 SETRIGHT RD, SOUTH DEERFIELD, MA 01373-9748
Document Number	7052-84
Book / Page	7052 / 84
Instrument	6588
Transaction Type	Transfer
Record Updated	May 11, 2021

Transaction

Amount	Amount Recorded
Downpayment	Downpayment on Record
Loan-to-Value (LTV)	LTV on Record
Tax	$37.70
Amount Accuracy	Full Amount Stated
Additional	Arm's Length

Transferred From (Grantor/Seller)

Name	Verified Name

Transferred To (Grantee/Buyer)

Name	Verified Name
Address	20 SETTRIGHT RD, SOUTH DEERFIELD, MA 01373-9748

Mortgage

Document Number	70520088
Date	Jun 27, 2017
Instrument	07052/0088

Lender

Name	PEOPLESBANK (HOLYOKE)

Agreement

Amount	Amount Recorded
Term	360 Months
Due	Jun 27, 2047

Tax Assessment & Valuation

Source: Franklin County and Deerfield Town assessment roll, as of April 14, 2026

Property Jurisdictions

Type	Name
State	Massachusetts
County	Franklin County
County Subdivision	Deerfield Town
Elementary School District	Deerfield School District (PK - 06)
Secondary School District	Frontier School District (07 - 12)

Tax Bill & Assessment History

Year	Tax Bill	Assessed Value	Assessed Market Value
2026	$5,268.00 (+5.66%)	$391,700 (+4.09%) Land $125,500 Building $266,200	$459,226 (+0.75%)
2025	$4,986.00 (+5.08%)	$376,300 (+9.84%) Land $125,500 Building $250,800
2024	$4,745.00 (+7.18%)	$342,600 (+15.86%) Land $114,100 Building $228,500	$455,810
2023	$4,427.00	$295,700 Land $89,400 Building $206,300

Assessed value and assessed market value are set for property tax purposes and are not market price estimates.

Flood

Source: FEMA National Flood Hazard Layer · OpenFEMA NFIP redacted claims and policies, as of September 2026

FEMA Flood Zone	Not on file
Nearby Flood Policies	4 in force
Nearby Flood Claims	2 (1979–1983)
Claims Outside the SFHA	2 of 2
Most Recent Claim	Jan 1983 · rainfall accumulation

Values are read at the parcel center point; flood claims are located to the census block group, not this parcel; lenders make the official flood determination.

Wildfire

Source: USDA Forest Service Wildfire Risk to Communities (2nd edition), as of 2024

Wildfire Risk	Low lower than 80% of the US · above 57% of Massachusetts
Wildfire Likelihood	0.01% annual chance
Exposure	Indirect within ember reach
Adjoins Burnable Land	Yes

Values cover an area roughly 900 ft across, not the parcel itself; insurers use their own ratings.

Drinking Water

Source: EPA Safe Drinking Water Information System, as of September 2026

Water System	SOUTH DEERFIELD WATER SUPPLY DISTRICT serves 3,800 people · EPA ID MA1074001
Water Source	Surface water
Last State Inspection	May 2024
Lead	4 ppb (2025) action level 15 ppb

Violations Reported to EPA

Water Quality	Turbidity resolved · Aug 2018
Treatment and Procedure	No certified operator Jun 2016
Monitoring and Reporting	None last 3 years

Results are for the whole water system, not water tested at this address; lead at the tap also depends on the building's own pipes.

Internet Providers

Source: FCC Broadband Data Collection, based on 49 locations within half a mile, as of December 31, 2025

Provider	Max Down / Up (Mbps)
Xfinity Cable	2,000 / 250

Cell Coverage

5G (outdoors only) and 4G LTE

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