20 Seton Ct, Penfield, NY 14526 Property Records

Monroe County and Penfield Town property record for 20 Seton Ct, Penfield, NY 14526

Property Summary

Property Type	Single Family Home
Details	4 bd · 4.5 ba · 3,432 sqft · built 2003
Lot Size	0.46 acres (20,038 sqft)
Owner	Individual Name on Record
Last Sale	$385,000 (Jun 2014)
Tax Bill	$17,945 (2026)
Deeds & Mortgages	Aug 2022 Line of Credit Jun 2020 Mortgage + 1 more
Flood Zone	Zone X (minimal risk)
APN	`109.13-3-1`

Property Details

APN / Parcel Number

Primary APN	`109.13-3-1`
Alternative APNs	`42001091300003005000` `264200 109.13-3-5`

Interior

Bedrooms	4 Beds
Full Baths	4.5 Baths
Half Baths	1 Half Bath
Stories	2 Stories
Building Area	3,432 sqft Living Area
1st Floor Area	1,755 sqft
2nd Floor Area	1,198 sqft
Upper Floors Area	479 sqft
Game Room	Game Room
Fireplaces	1 Fireplace
Fireplace	Fireplace

Exterior

Year Built	Built 2003
Effective Year Built	Effective 2003
Architectural Style	Colonial
Exterior Material	Aluminum/Vinyl
Lot Area	20,038 sqft (0.46 acres)
Lot Width	105 ft Width
Garage Type	Attached
Garage Area	768 sqft
Parking Spaces	3 Parking Spaces

Exterior Amenities

Pool Type	In-Ground Vinyl Pool
Pool Area	800 sqft
Porch	Slab
Porch Area	363 sqft
Patio Area	2,000 sqft

Utilities, Heating & Cooling

Cooling System	Central
Heating System	Central
Heating Fuel	Gas
Sewer	Municipal
Water Source	Commercial

Location & Zoning

Account Number	109.13-3-1
Street Address	20 SETON CT
City	PENFIELD
State	NY
Zip	14526-9792
Property Category	Residential
Property Type	Residential > Single Family > Home
Local Zoning Code	R-1-20
Legal Description	L53 T13 R4 ETTRICK FOREST III LOT 5
Legal Block	3
Legal Lot Number	5.000
Jurisdiction	MONROE NY
Township / Civil Division	PENFIELD
Census Block Group	2
Census Block	2013
Census Tract	11504

Owner

Source: Monroe County and Penfield Town records, as of September 23, 2026

Owner names and exact recorded amounts are on file and can be viewed instantly on this page with a free 10-day trial.

Owner of Record	Individual Name on Record
Mailing Address	20 SETON CT, PENFIELD, NY 14526-9792
Occupancy	Owner Occupied
Owner Type	Individual

Deeds, Mortgages & Sale History

Date	Document
Aug 26, 2022	Deed of Trust, Mortgage · Line of Credit FAMILY FIRST OF NY FCU
Jun 17, 2020	Deed of Trust, Mortgage · Conventional Mortgage FAMILY FIRST NY FCU
Dec 20, 2019	Deed of Trust, Mortgage · Conventional Mortgage CNB MTG

Assessor's Deed Record

Deed Names	Name on Deed
Last Sale	Jun 27, 2014 · Amount on Record
Deed Sale	Jun 27, 2014 · Amount on Record
Prior Sale	May 24, 2013 · Amount on Record
Deed Document Number	2014770
Deed Book / Page	11409 / 131
Record Updated	Oct 29, 2026

August 2022: Deed of Trust, Mortgage

Document Type	Deed of Trust
Jurisdiction	MONROE NY
Property Address	20 SETON CT, PENFIELD, NY 14526-9792
Transaction Type	Mortgage
Record Updated	Sep 26, 2022

Transferred To (Grantee/Buyer)

Name	Verified Name
Address	20 SETON CT, PENFIELD, NY 14526-9792

Mortgage

Document Number	0000000078
Date	Aug 26, 2022
Book Page	30032/292
Instrument	202208260078

Lender

Name	FAMILY FIRST OF NY FCU
Type	Credit Union
Address	ROCHESTER, NY 14625

Agreement

Type	Line of Credit
Amount	Amount Recorded
Term	360 Months
Due	Aug 25, 2052

Interest

Rate Type	Adjustable Rate
Change Frequency	Monthly

June 2020: Deed of Trust, Mortgage

Document Type	Deed of Trust
Jurisdiction	MONROE NY
Property Address	20 SETON CT, PENFIELD, NY 14526-9792
Document Number	0000000009
Instrument Date	Jun 17, 2020
Transaction Type	Mortgage
Record Updated	Jul 27, 2020
Title Company	NOT AVAILABLE

Transferred To (Grantee/Buyer)

Name	Verified Name
Address	20 SETON CT PENFIELD NY 145269792, PENFIELD, NY 14526-9792

Mortgage

Document Number	0000000009
Date	Jun 23, 2020
Book Page	028576/000055
Instrument	9

Lender

Name	FAMILY FIRST NY FCU
Address	ROCHESTER, NY 14625

Agreement

Type	Conventional Mortgage
Amount	Amount Recorded
Term	180 Months
Due	Jun 22, 2035

December 2019: Deed of Trust, Mortgage

Document Type	Deed of Trust
Jurisdiction	MONROE NY
Property Address	20 SETON CT, PENFIELD, NY 14526-9792
Document Number	0000001019
Instrument Date	Dec 20, 2019
Transaction Type	Mortgage
Record Updated	Feb 10, 2020
Title Company	ATTORNEY ONLY

Transferred To (Grantee/Buyer)

Name	Verified Name
Address	20 SETON CT PENFIELD NY 145269792, PENFIELD, NY 14526-9792

Mortgage

Document Number	0000001019
Date	Dec 26, 2019
Book Page	028337/000517
Instrument	1019

Lender

Name	CNB MTG
Type	Mortgage Company
Address	PITTSFORD, NY 14534

Agreement

Type	Conventional Mortgage
Amount	Amount Recorded
Term	360 Months
Due	Dec 25, 2049

Tax Assessment & Valuation

Source: Monroe County and Penfield Town assessment roll, as of March 30, 2026

Property Jurisdictions

Type	Name
State	New York
County	Monroe County
County Subdivision	Penfield Town
Unified School District	Penfield Central School District (KG - 12)

Tax Bill & Assessment History

Year	Tax Bill	Assessed Value	Assessed Market Value
2026	$17,945.00 (+5.71%)
2025	$16,975.00 (+2.57%)	$557,800 (-) Land $67,400 Building $490,400	$743,700 (+25.33%) Land $89,863 Building $653,837
2023		$557,800 (-) Land $67,400 Building $490,400	$593,400 (+6.38%) Land $71,702 Building $521,698
2022		$557,800 Land $67,400 Building $490,400	$557,800 Land $67,400 Building $490,400
2021	$16,550.00

Assessed value and assessed market value are set for property tax purposes and are not market price estimates.

Flood

Source: FEMA National Flood Hazard Layer, effective May 27, 2026

FEMA Flood Zone	Zone X minimal risk
Flood Insurance Requirement	Not required lenders may require it

Values are read at the parcel center point; lenders make the official flood determination.

Wildfire

Source: USDA Forest Service Wildfire Risk to Communities (2nd edition), as of 2024

Wildfire Risk	Low lower than 96% of the US · lower than 95% of New York
Wildfire Likelihood	Under 0.01% annual chance
Exposure	None beyond ember reach

Values cover an area roughly 900 ft across, not the parcel itself; insurers use their own ratings.

Drinking Water

Source: EPA Safe Drinking Water Information System, as of September 2026

Water System	MCWA public/private · serves 525,262 people · EPA ID NY2701047
Water Source	Surface water
Last State Inspection	Dec 2025
Lead	5 ppb (2026) action level 15 ppb

Violations Reported to EPA

Water Quality	None last 10 years
Treatment and Procedure	Corrosion control currently in violation since Jan 2025
Monitoring and Reporting	None last 3 years

Results are for the whole water system, not water tested at this address; lead at the tap also depends on the building's own pipes.

Internet Providers

Source: FCC Broadband Data Collection, based on 246 locations within half a mile, as of December 31, 2025

Provider	Max Down / Up (Mbps)
Greenlight Networks Fiber	8,000 / 8,000
Frontier Fiber	7,000 / 7,000
Spectrum Cable	1,000 / 1,000
Verizon Fixed Wireless	300 / 20

May also be available: T-Mobile.

Nearby Properties on Seton Ct

Nearby Streets

Search Property Records by Address or Parcel Number

Search by:

By searching, you agree to: Terms • Privacy • Disclosures