20 Semel Ave, Iselin, NJ 08830 Property Records

Middlesex County and Woodbridge Township property record for 20 Semel Ave, Iselin, NJ 08830

Property Summary

Property Type	Single Family Home
Details	1,536 sqft · built 1946
Lot Size	0.131 acres (5,700 sqft)
Owner	2 Individual Names on Record
Last Sale	$460,000 (Oct 2020)
Tax Bill	$10,575 (2025)
Deeds & Mortgages	Apr 2021 Mortgage Apr 2018 Line of Credit + 1 more
Flood Zone	Zone X (minimal risk)
APN	`25-00440-01-00029`

Property Details

APN / Parcel Number

Primary APN	`25-00440-01-00029`
Alternative APNs	`2500440000100029` `14014`

Interior

Stories	2 Stories
Building Area	1,536 sqft Living Area

Exterior

Year Built	Built 1946
Effective Year Built	Effective 1946
Architectural Style	Colonial
Construction Type	Frame
Lot Area	5,700 sqft (0.131 acres)
Lot Dimensions	100 ft deep x 57 ft wide

Location & Zoning

Account Number	14014
Street Address	20 SEMEL AVE
City	ISELIN
State	NJ
Zip	08830-1334
Property Category	Residential
Property Type	Residential > Single Family > Home
Local Zoning Code	R6
Legal Description	57.0X100.0 IRR
Legal Subdivision	WOODBRIDGE OAKS
Legal Block	440.1
Legal Lot Number	29
Jurisdiction	MIDDLESEX NJ
Township / Civil Division	WOODBRIDGE
Census Block Group	3
Census Block	3000
Census Tract	2500

Owner

Source: Middlesex County and Woodbridge Township records, as of June 30, 2026

Owner names and exact recorded amounts shown locked on this page are available instantly with a free trial.

Owner of Record	2 Individual Names on Record
Mailing Address	20 SEMEL AVE, ISELIN, NJ 08830-1334
Occupancy	Owner Occupied
Owner Type	Individual

Deeds, Mortgages & Sale History

Date	Document
Apr 8, 2021	Deed of Trust, Mortgage · Conventional Mortgage KWIK MORTGAGE CORP
Apr 27, 2018	Deed of Trust, Mortgage · Line of Credit TD BANK NA
Oct 23, 2020	Deed, Transfer · Conventional Mortgage UNITED WHOLESALE MORTGAGE

Assessor's Deed Record

Deed Names	2 Names on Deed
Last Sale	Oct 23, 2020 · Amount on Record
Deed Sale	Oct 23, 2020 · Amount on Record
Prior Sale	Mar 23, 1983 · Amount on Record
Deed Document Number	2020104038
Deed Book / Page	18091 / 645
Record Updated	Sep 20, 2026

April 2021: Deed of Trust, Mortgage

Document Type	Deed of Trust
Jurisdiction	MIDDLESEX NJ
Property Address	20 SEMEL AVE, ISELIN, NJ 08830-1334
Transaction Type	Mortgage
Record Updated	May 6, 2021
Title Company	TITLE 365- NLSE, TITLE365 NLSE

Transferred To (Grantee/Buyer)

Name	Verified Name

Mortgage

Document Number	2021048715
Date	Apr 8, 2021
Book Page	18383/1458
Instrument	2021048715

Lender

Name	KWIK MORTGAGE CORP
Type	Mortgage Company
Address	PARSIPPANY, NJ 07054

Agreement

Type	Conventional Mortgage
Amount	Amount Recorded
Term	360 Months
Due	Apr 1, 2051

April 2018: Deed of Trust, Mortgage

Document Type	Deed of Trust
Jurisdiction	MIDDLESEX NJ
Property Address	20 SEMEL AVE, ISELIN, NJ 08830-1334
Transaction Type	Mortgage
Record Updated	Feb 5, 2021

Transferred To (Grantee/Buyer)

Name	Verified Name

Mortgage

Document Number	0000039033
Date	Apr 27, 2018
Book Page	17167/0551
Instrument	201800039033

Lender

Name	TD BANK NA
Type	Bank
Address	PORTLAND, ME 04101

Agreement

Type	Line of Credit
Amount	Amount Recorded
Term	360 Months
Due	Apr 6, 2048

Interest

Rate Type	Adjustable Rate
Change Frequency	Monthly

October 2020: Deed, Transfer

Document Type	Deed
Jurisdiction	MIDDLESEX NJ
Recording Date	Oct 23, 2020
Property Address	20 SEMEL AVE, ISELIN, NJ 08830-1334
Document Number	2020104038
Book / Page	18091 / 645
Instrument Date	Oct 19, 2020
Instrument	2020104038
Transaction Type	Transfer
Record Updated	Nov 2, 2021
Title Company	NEW HORIZON ABSTRACT

Transaction

Amount	Amount Recorded
Downpayment	Downpayment on Record
Loan-to-Value (LTV)	LTV on Record
Tax	$3,791.00
Amount Accuracy	Full Amount Stated
Additional	Arm's Length

Transferred From (Grantor/Seller)

Name	Verified Name
Address	20 SEMEL AVE, 20, ISELIN, NJ 08830-1334

Transferred To (Grantee/Buyer)

Name	Verified Name
Address	20 SEMEL AVE, ISELIN, NJ 08830-1334

Mortgage

Document Number	2020104039
Date	Oct 23, 2020
Instrument	2020104039

Lender

Name	UNITED WHOLESALE MORTGAGE
Type	Mortgage Company

Agreement

Type	Conventional Mortgage
Amount	Amount Recorded
Term	361 Months
Due	Nov 1, 2050

Tax Assessment & Valuation

Source: Middlesex County and Woodbridge Township assessment roll, as of June 30, 2026

Property Jurisdictions

Type	Name
State	New Jersey
County	Middlesex County
County Subdivision	Woodbridge Township
Unified School District	Woodbridge Township School District (KG - 12)

Tax Bill & Assessment History

Year	Tax Bill	Assessed Value	Assessed Market Value
2026		$84,700 (-) Land $20,300 Building $64,400	$84,700 (-) Land $20,300 Building $64,400
2025	$10,575.00 (+3.37%)	$84,700 (-) Land $20,300 Building $64,400	$84,700 (-) Land $20,300 Building $64,400
2024	$10,230.00 (+4.76%)
2023		$84,700 Land $20,300 Building $64,400	$84,700 Land $20,300 Building $64,400
2022	$9,765.00

Assessed value is set for property tax purposes, not a market price estimate; it is a fraction of this property's market value.

Flood

Source: FEMA National Flood Hazard Layer, effective December 16, 2021 · OpenFEMA NFIP redacted claims and policies, as of September 2026

FEMA Flood Zone	Zone X minimal risk
Flood Insurance Requirement	Not required lenders may require it
Community Rating System	Class 5 (25% premium discount)
Nearby Flood Policies	4 in force
Nearby Flood Claims	4 (2012–2025)
Claims Outside the SFHA	4 of 4
Most Recent Claim	Jul 2025 · rainfall accumulation

Values are read at the parcel center point; flood claims are located to the census block group, not this parcel; lenders make the official flood determination.

Wildfire

Source: USDA Forest Service Wildfire Risk to Communities (2nd edition), as of 2024

Wildfire Risk	Not rated no burnable land within ember reach

Values cover an area roughly 900 ft across, not the parcel itself; insurers use their own ratings.

Drinking Water

Source: EPA Safe Drinking Water Information System, as of September 2026

Water System	MIDDLESEX WATER COMPANY private · serves 233,376 people · EPA ID NJ1225001
Water Source	Surface water
Last State Inspection	Dec 2024
Lead	Under 1 ppb (2026) action level 15 ppb

Violations Reported to EPA

Water Quality	None last 10 years
Treatment and Procedure	Corrosion control Jul 2019
Monitoring and Reporting	None last 3 years

Results are for the whole water system, not water tested at this address; lead at the tap also depends on the building's own pipes.

Internet Providers

Source: FCC Broadband Data Collection, based on 585 locations within half a mile, as of December 31, 2025

Provider	Max Down / Up (Mbps)
Optimum Fiber · Cable	8,000 / 8,000
Xfinity Cable · Fiber in parts of the area	2,000 / 2,000
T-Mobile Fixed Wireless	100 / 20
AT&T Fixed Wireless	100 / 20

May also be available: Verizon.

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