20 Seawatch Dr, Placida, FL 33946 Property Records

Charlotte County property record for 20 Seawatch Dr, Placida, FL 33946

Property Summary

Property Type	Single Family Home
Details	3 bd · 3 ba · 3,726 sqft · built 1990
Lot Size	0.317 acres (13,844 sqft)
Owner	Company Name on Record
Last Sale	$4,850,000 (Feb 2022)
Tax Bill	$59,865 (2025)
Deeds & Mortgages	Jul 2022 Mortgage Feb 2022 Sale + 1 more
Flood Zone	Zone AE (high risk)
APN	`42-20-27-477-002`

Property Details

APN / Parcel Number

Primary APN	`42-20-27-477-002`
Alternative APNs	`0097184-500105-7` `10004717841`

Interior

Bedrooms	3 Beds
Full Baths	3 Baths
Total Rooms	6 Rooms
Stories	3 Stories
Building Area	3,726 sqft Living Area
Gross Area	4,338 sqft
Fireplaces	1 Fireplace
Fireplace	Fireplace
Elevator	Elevator

Exterior

Year Built	Built 1990
Architectural Style	Other
Exterior Material	Wood Siding
Construction Type	Wood
Foundation Type	Pile
Roof Material	Metal
Lot Area	13,844 sqft (0.317 acres)

Exterior Amenities

Porch	Porch
Porch Area	224 sqft
Deck Area	562 sqft
Patio Area	548 sqft
Lawn Sprinklers	Lawn Sprinklers

Utilities, Heating & Cooling

Cooling System	HVAC
Heating System	HVAC

Location & Zoning

Account Number	10004717841
Old Parcel Number	00971845001057
Street Address	20 SEAWATCH DR
City	PLACIDA
State	FL
Zip	33946
Property Category	Residential
Property Type	Residential > Single Family > Home
Local Zoning Code	RMF5
Legal Description	SWA 000 0000 0020 SEAWATCH OF BOCA GRANDE LT 20 E943/754 1096/1119 1173/1139 1223/1696CD 1509/2108 1642/1500 1643
Legal Range	20E
Legal Township	42S
Legal Section	27
Legal Subdivision	SEAWATCH OF BOCA GRANDE
Legal Lot Number	20
Jurisdiction	CHARLOTTE FL
Township / Civil Division	GROVE CITY-ROTONDA
Census Block Group	2
Census Block	2048
Census Tract	30402

Owner

Source: Charlotte County records, as of December 10, 2025

Owner names and exact recorded amounts shown locked on this page are available instantly with a free trial.

Owner of Record	Company Name on Record
Co-owner	Co-owner on Record
Mailing Address	PO BOX 1430, CASHIERS, NC 28717-1430
Owner Type	Company
Vesting	Trust

Deeds, Mortgages & Sale History

Date	Document
Jul 20, 2022	Deed of Trust, Mortgage FIRST NATIONAL BANK OF PENNSYLVANIA
Feb 28, 2022	Warranty Deed, Transfer ATTORNEY
Feb 17, 2021	Deed of Trust, Mortgage · Conventional Mortgage PROPER RATE LLC

Assessor's Deed Record

Deed Names	2 Names on Deed
Last Sale	Feb 28, 2022 · Amount on Record
Deed Sale	Feb 28, 2022 · Amount on Record
Prior Sale	Jun 21, 2005 · Amount on Record
Deed Document Number	3065131
Deed Book / Page	4935 / 460
Record Updated	Jun 8, 2026

July 2022: Deed of Trust, Mortgage

Document Type	Deed of Trust
Jurisdiction	CHARLOTTE FL
Property Address	20 SEAWATCH DR, PLACIDA, FL 33946
Transaction Type	Mortgage
Record Updated	Aug 8, 2022

Transferred To (Grantee/Buyer)

Name	Verified Name
Address	18 FAIRSTED DR, ASHEVILLE, NC 28803-8838

Mortgage

Document Number	0050211667
Date	Jul 20, 2022
Book Page	5021/1667
Instrument	3130242

Lender

Name	FIRST NATIONAL BANK OF PENNSYLVANIA
Type	Bank
Address	HERMITAGE, PA 16148

Agreement

Amount	Amount Recorded
Term	180 Months
Due	Jul 13, 2037

February 2022: Warranty Deed, Transfer

Document Type	Warranty Deed
Jurisdiction	CHARLOTTE FL
Recording Date	Feb 28, 2022
Property Address	20 SEAWATCH DR, PLACIDA, FL 33946
Document Number	0049350460
Book / Page	4935 / 460
Map Reference	MB 16 PG 38A-38D
Instrument Date	Feb 28, 2022
Instrument	3065131
Transaction Type	Transfer
Record Updated	Jun 7, 2023
Title Company	ATTORNEY

Transaction

Amount	Amount Recorded
Tax	$33,950.00
Amount Accuracy	Rounded by County
Additional	Arm's Length

Transferred From (Grantor/Seller)

Name	Verified Name
Address	PO BOX 1071, BOCA GRANDE, FL 33921-1071

Transferred To (Grantee/Buyer)

Name	Verified Name
Relationship	Revocable Trust
Address	18 FAIRSTED DR, ASHEVILLE, NC 28803-8838

February 2021: Deed of Trust, Mortgage

Document Type	Deed of Trust
Jurisdiction	CHARLOTTE FL
Property Address	20 SEAWATCH DR, PLACIDA, FL 33946
Transaction Type	Mortgage
Record Updated	Mar 15, 2021

Transferred To (Grantee/Buyer)

Name	Verified Name
Address	PO BOX 1071, BOCA GRANDE, FL 33921-1071

Mortgage

Document Number	0047101988
Date	Feb 17, 2021
Book Page	4710/1988
Instrument	2905426

Lender

Name	PROPER RATE LLC
Type	Non-Lending Institution
Address	CHICAGO, IL 60613

Agreement

Type	Conventional Mortgage
Amount	Amount Recorded
Term	361 Months
Due	Mar 1, 2051

Tax Assessment & Valuation

Source: Charlotte County assessment roll, as of July 1, 2025

Property Jurisdictions

Type	Name
State	Florida
County	Charlotte County
Unified School District	Charlotte County School District (PK - 12)

Tax Bill & Assessment History

Year	Tax Bill	Assessed Value	Assessed Market Value
2025	$59,865.00 (-5.83%)	$3,523,696 (-1.48%)	$1,477,444 (-1.54%) Land $765,000 Building $712,444
2023	$63,570.00 (+140.33%)	$3,576,788 (+135.29%)	$1,500,607 (-47.62%) Land $765,000 Building $735,607
2022	$26,451.00 Homeowner's exemption	$1,520,165	$2,864,945 Land $520,200 Building $2,344,745

Assessed value is set for property tax purposes, not a market price estimate; it is a fraction of this property's market value.

Flood

Source: FEMA National Flood Hazard Layer, effective September 28, 2026 · OpenFEMA NFIP redacted claims and policies, as of September 2026

FEMA Flood Zone	Zone AE high risk
100-Year Floodplain	Yes 1% annual chance
Floodway	No
Base Flood Elevation	8.0 ft
Coastal	Yes
Flood Insurance Requirement	Required federally backed loans
Flood Insurance Cost	Premium on Record median of 677 individual policies
Community Rating System	Class 5 (25% premium discount)
Nearby Flood Policies	1,446 units insured incl. 769 condo units
Nearby Flood Claims	679 (1982–2025)
Most Recent Claim	Mar 2025 · rainfall accumulation
Claims by Event	Hurricane Milton, Oct 2024 · 377 claims Hurricane Helene, Oct 2024 · 156 claims Hurricane Ian, Sep 2022 · 39 claims

Values are read at the parcel center point; flood claims are located to the census block group, not this parcel; lenders make the official flood determination.

Wildfire

Source: USDA Forest Service Wildfire Risk to Communities (2nd edition), as of 2024

Wildfire Risk	Not rated no burnable land within ember reach

Values cover an area roughly 900 ft across, not the parcel itself; insurers use their own ratings.

Drinking Water

Source: EPA Safe Drinking Water Information System, as of September 2026

Water System	GASPARILLA ISLAND WATER ASSOC private · serves 6,605 people · EPA ID FL6080104
Water Source	Groundwater
Last State Inspection	Nov 2025
Lead	3 ppb (2023) action level 15 ppb

Violations Reported to EPA

Water Quality	None last 10 years
Treatment and Procedure	None last 10 years
Monitoring and Reporting	4 last 3 years

Results are for the whole water system, not water tested at this address; lead at the tap also depends on the building's own pipes.

Internet Providers

Source: FCC Broadband Data Collection, based on 85 locations within half a mile, as of December 31, 2025

Provider	Max Down / Up (Mbps)
Xfinity Cable	2,000 / 250
Verizon Fixed Wireless	300 / 20

Cell Coverage

5G (outdoors only) and 4G LTE

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