20 Sea Breeze Ave, Niantic, CT 06357 Property Records

East Lyme Town property record for 20 Sea Breeze Ave, Niantic, CT 06357

Property Summary

Property Type	Single Family Home
Details	4 bd · 2.5 ba · 2,000 sqft · built 1930
Lot Size	0.23 acres (10,019 sqft)
Owner	Individual Name on Record
Last Sale	$520,000 (Sep 2018)
Tax Bill	$11,085 (2026)
Deeds & Mortgages	Jan 2024 Refinance Dec 2022 Refinance + 3 more
Flood Zone	Zone X (minimal risk)
APN	`ELYM M:05.15 B:00062 L:00000`

Property Details

APN / Parcel Number

Primary APN	`ELYM M:05.15 B:00062 L:00000`
Alternative APN	`6814`

Interior

Bedrooms	4 Beds
Full Baths	2.5 Baths
Half Baths	1 Half Bath
Total Rooms	7 Rooms
Stories	2 Stories
Building Area	2,000 sqft Living Area
Gross Area	4,045 sqft
1st Floor Area	1,116 sqft
Basement Area	1,116 sqft
Unfinished Basement	1,116 sqft

Exterior

Year Built	Built 1930
Effective Year Built	Effective 1930
Architectural Style	Conventional
Exterior Material	Aluminum/Vinyl
Roof Type	Gable
Roof Material	Asphalt
Lot Area	10,019 sqft (0.23 acres)
Deck Area	Deck Area

Utilities, Heating & Cooling

Cooling System	HVAC
Heating System	Forced Air with A/C
Heating Fuel	Oil

Location & Zoning

Account Number	6814
Street Address	20 SEA BREEZE AVE
City	NIANTIC
State	CT
Zip	06357-3420
Property Category	Residential
Property Type	Residential > Single Family > Home
Local Zoning Code	R12
Legal Block	62
Jurisdiction	EAST LYME CT
Township / Civil Division	EAST LYME
Census Block Group	2
Census Block	2006
Census Tract	870704

Owner

Source: East Lyme Town records, as of October 20, 2026

Owner names and exact recorded amounts are on file and can be viewed instantly on this page with a free 10-day trial.

Owner of Record	Individual Name on Record
Mailing Address	20 SEA BREEZE AVE, NIANTIC, CT 06357-3420
Occupancy	Owner Occupied
Owner Type	Individual

Deeds, Mortgages & Sale History

Date	Document
Jan 22, 2024	Deed of Trust, Mortgage · Stand-Alone Refinance DUTCH POINT CREDIT UNION
Dec 5, 2022	Deed of Trust, Mortgage · Stand-Alone Refinance DUTCH POINT CREDIT UNION
Aug 10, 2020	Deed of Trust, Mortgage · Stand-Alone Refinance NORCOM MORTGAGE
Jun 5, 2020	Quit Claim Deed, Transfer UNKNOWN
Sep 21, 2018	Warranty Deed, Transfer MEMBERS MORTGAGE COMPANY INC

Assessor's Deed Record

Deed Names	Name on Deed
Last Sale	Sep 21, 2018 · Amount on Record
Deed Sale	Sep 21, 2018 · Amount on Record
Prior Sale	Apr 25, 2011 · Amount on Record
Deed Book / Page	1002 / 203
Last Transfer Date	Jun 2, 2020
Transfer Doc	1031-139
Record Updated	Oct 29, 2026

January 2024: Deed of Trust, Mortgage

Document Type	Deed of Trust
Jurisdiction	EAST LYME CT
Property Address	20 SEA BREEZE AVE, NIANTIC, CT 06357-3420
Transaction Type	Mortgage
Record Updated	Feb 8, 2024

Transferred To (Grantee/Buyer)

Name	Verified Name

Mortgage

Document Number	001105-544
Date	Jan 22, 2024
Book Page	1105/544
Instrument	148

Lender

Name	DUTCH POINT CREDIT UNION

Agreement

Type	Stand-Alone Refinance
Amount	Amount Recorded
Term	241 Months
Due	Feb 1, 2044

December 2022: Deed of Trust, Mortgage

Document Type	Deed of Trust
Jurisdiction	EAST LYME CT
Property Address	20 SEA BREEZE AVE, NIANTIC, CT 06357-3420
Transaction Type	Mortgage
Record Updated	Dec 22, 2022

Transferred To (Grantee/Buyer)

Name	Verified Name

Mortgage

Document Number	001090-665
Date	Dec 5, 2022
Book Page	1090/665
Instrument	3335

Lender

Name	DUTCH POINT CREDIT UNION

Agreement

Type	Stand-Alone Refinance
Amount	Amount Recorded
Term	301 Months
Due	Jan 1, 2048

August 2020: Deed of Trust, Mortgage

Document Type	Deed of Trust
Jurisdiction	EAST LYME CT
Property Address	20 SEA BREEZE AVE, NIANTIC, CT 06357-3420
Transaction Type	Mortgage
Record Updated	Mar 3, 2021

Transferred To (Grantee/Buyer)

Name	Verified Name

Mortgage

Document Number	1035-611
Date	Aug 10, 2020
Book Page	1035/611

Lender

Name	NORCOM MORTGAGE
Type	Mortgage Company

Agreement

Type	Stand-Alone Refinance
Amount	Amount Recorded
Term	361 Months
Due	Sep 1, 2050

June 2020: Quit Claim Deed, Transfer

Document Type	Quit Claim Deed
Jurisdiction	EAST LYME CT
Recording Date	Jun 5, 2020
Property Address	20 SEA BREEZE AVE, NIANTIC, CT 06357-3420
Document Number	1031-139
Book / Page	001031 / 000139
Instrument Date	Jun 2, 2020
Transaction Type	Transfer
Record Updated	Jun 30, 2020
Title Company	UNKNOWN

Transaction

Tax	$0.00
Additional	Quitclaim Intrafamily Transfer

Transferred From (Grantor/Seller)

Name	Verified Name

Transferred To (Grantee/Buyer)

Name	Verified Name
Address	20 SEA BREEZE AVE NIANTIC CT 063573420, NIANTIC, CT 06357-3420

September 2018: Warranty Deed, Transfer

Document Type	Warranty Deed
Jurisdiction	EAST LYME CT
Recording Date	Sep 21, 2018
Property Address	20 SEA BREEZE AVE, NIANTIC, CT 06357-3420
Document Number	1002-203
Book / Page	1002 / 203
Transaction Type	Transfer
Record Updated	May 21, 2021

Transaction

Amount	Amount Recorded
Downpayment	Downpayment on Record
Loan-to-Value (LTV)	LTV on Record
Tax	$71.03
Amount Accuracy	Full Amount Stated
Additional	Arm's Length

Transferred From (Grantor/Seller)

Name	Verified Name

Transferred To (Grantee/Buyer)

Name	Verified Name

Mortgage

Document Number	10020205
Date	Sep 21, 2018
Instrument	01002/0205

Lender

Name	MEMBERS MORTGAGE COMPANY INC
Type	Mortgage Company

Agreement

Amount	Amount Recorded
Term	360 Months
Due	Sep 21, 2048

Tax Assessment & Valuation

Source: East Lyme Town assessment roll, as of June 25, 2026

Property Jurisdictions

Type	Name
State	Connecticut
County Subdivision	East Lyme Town
Unified School District	East Lyme School District (PK - 12)

Tax Bill & Assessment History

Year	Tax Bill	Assessed Value	Assessed Market Value
2026	$11,085.00 (+5.73%)	$382,900 (+2.3%) Land $178,150 Building $204,750	$914,565 (+249.07%)
2025	$10,484.00	$374,290 (-) Land $178,150 Building $196,140	$262,003 Land $124,705 Building $137,298
2024	$10,484.00 (+12.59%)
2023	$9,312.00 (+4.36%)	$374,290 (-) Land $178,150 Building $196,140
2022	$8,923.00	$374,290 Land $178,150 Building $196,140

Assessed value and assessed market value are set for property tax purposes and are not market price estimates.

Flood

Source: FEMA National Flood Hazard Layer, effective September 20, 2026

FEMA Flood Zone	Zone X minimal risk
Flood Insurance Requirement	Not required lenders may require it

Values are read at the parcel center point; lenders make the official flood determination.

Wildfire

Source: USDA Forest Service Wildfire Risk to Communities (2nd edition), as of 2024

Wildfire Risk	Not rated no burnable land within ember reach

Values cover an area roughly 900 ft across, not the parcel itself; insurers use their own ratings.

Drinking Water

Source: EPA Safe Drinking Water Information System, as of September 2026

Water System	EAST LYME WATER & SEWER COMMISSION serves 15,245 people · EPA ID CT0450011
Water Source	Purchased surface water from NEW LONDON DEPT. OF PUBLIC UTILITIES
Last State Inspection	Nov 2023
Lead	Under 1 ppb (2026) action level 15 ppb

Violations Reported to EPA

Water Quality	None last 10 years
Treatment and Procedure	None last 10 years
Monitoring and Reporting	2 last 3 years

Results are for the whole water system, not water tested at this address; lead at the tap also depends on the building's own pipes.

Internet Providers

Source: FCC Broadband Data Collection, based on 306 locations within half a mile, as of December 31, 2025

Provider	Max Down / Up (Mbps)
Frontier Fiber	7,000 / 7,000
Xfinity Cable	2,000 / 2,000
Breezeline Cable	1,000 / 50

May also be available: Verizon.

Cell Coverage

5G (outdoors only) and 4G LTE

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