Cumberland County and Harpswell Town property record for 20 Schooner Lndg, Harpswell, ME 04079
| Property Type | Single Family Home |
|---|---|
| Details | 4 bd · 2.5 ba · 1,468 sqft · built 2023 |
| Lot Size | 1.3 acres (56,628 sqft) |
| Owner | 2 Individual Names on File |
| Tax Bill | $3,768 (2025) |
| Deeds & Mortgages | Apr 2026 Sale Jun 2023 Refinance + 1 more |
| Flood Zone | Zone X (minimal risk) |
| APN | P0625R |
| Primary APN | P0625R |
|---|---|
| Alternative APN |
|
| Bedrooms | 4 Beds |
|---|---|
| Full Baths | 2.5 Baths |
| Half Baths | 1 Half Bath |
| Total Rooms | 7 Rooms |
| Stories | 2 Stories |
| Building Area | 1,468 sqft Living Area |
| Gross Area | 4,548 sqft |
| 1st Floor Area | 1,468 sqft |
| Basement Area | 1,248 sqft |
| Year Built | Built 2023 |
|---|---|
| Effective Year Built | Effective 2023 |
| Architectural Style | Ranch |
| Exterior Material | Combination |
| Roof Type | Gable |
| Roof Material | Asphalt |
| Lot Area | 56,628 sqft (1.3 acres) |
| Garage Type | Attached |
| Deck Area | Deck Area |
| Heating System | Radiant |
|---|---|
| Heating Fuel | Gas |
| Account Number | P0625R |
|---|---|
| Street Address | 20 SCHOONER LNDG |
| City | HARPSWELL |
| State | ME |
| Zip | 04079 |
| Property Category | Residential |
| Property Type | Residential > Single Family > Home |
| Local Zoning Code | IN |
| Legal Lot Number | 154 |
| Jurisdiction | HARPSWELL ME |
| Township / Civil Division | HARPSWELL |
| Census Block Group | 2 |
| Census Block | 2012 |
| Census Tract | 17101 |
20 Schooner Lndg is owned by two individuals who acquired it in April 2026.
Source: Cumberland County and Harpswell Town records, as of July 30, 2026
| Owner of Record | 2 Individual Names on File |
|---|---|
| Mailing Address | PO BOX 254, HARPSWELL, ME 04079-0254 |
| Owner Type | Individual |
| Vesting | Joint Tenants |
Owner names and exact recorded amounts are on file and can be viewed instantly on this page with a free 10-day trial.
| Date | Document |
|---|---|
| Apr 21, 2026 | Deed, Transfer |
| Jun 14, 2023 | Deed of Trust, Mortgage · Stand-Alone Refinance NORWAY SAVINGS BANK |
| Apr 15, 2020 | Warranty Deed, Transfer NOT AVAILABLE |
| Deed Names | 2 Names on Deed |
|---|---|
| Last Transfer Date | Apr 17, 2026 |
| Transfer Doc | 0421910221 |
| Record Updated | Sep 20, 2026 |
| Document Type | Deed |
|---|---|
| Jurisdiction | HARPSWELL ME |
| Recording Date | Apr 21, 2026 |
| Property Address | 20 SCHOONER LNDG, HARPSWELL, ME 04079 |
| Document Number | 0421910221 |
| Book / Page | 42191 / 221 |
| Instrument Date | Apr 17, 2026 |
| Instrument | 202614807 |
| Transaction Type | Transfer |
| Record Updated | Aug 27, 2026 |
| Tax | $0.00 |
|---|---|
| Additional |
|
| Name | Verified Name |
|---|
| Name | Verified Name |
|---|---|
| Relationship | Joint Tenants |
| Document Type | Deed of Trust |
|---|---|
| Jurisdiction | HARPSWELL ME |
| Property Address | 20 SCHOONER LNDG, HARPSWELL, ME 04079-3208 |
| Transaction Type | Mortgage |
| Record Updated | May 1, 2024 |
| Name | Verified Name |
|---|
| Document Number | 0401810321 |
|---|---|
| Date | Jun 14, 2023 |
| Book Page | 40181/321 |
| Instrument | 18899 |
| Name | NORWAY SAVINGS BANK |
|---|---|
| Type | Bank |
| Type | Stand-Alone Refinance |
|---|---|
| Amount | Amount on Record |
| Term | 301 Months |
| Due | Jul 1, 2048 |
| Document Type | Warranty Deed |
|---|---|
| Jurisdiction | HARPSWELL ME |
| Recording Date | Apr 15, 2020 |
| Property Address | SCHOONER LNDG, HARPSWELL, ME 04079 |
| Document Number | 0365970242 |
| Book / Page | 036597 / 000242 |
| Instrument Date | Apr 15, 2020 |
| Instrument | 19433 |
| Transaction Type | Transfer |
| Record Updated | May 8, 2020 |
| Title Company | NOT AVAILABLE |
| Name | Verified Name |
|---|
| Name | Verified Name |
|---|---|
| Relationship | Personal Trust |
| Address | PO BOX 254 HARPSWELL ME 040790254, HARPSWELL, ME 04079-0254 |
The 2025 property tax bill for 20 Schooner Lndg was $3,768, up 4.7% from the year before.
Source: Cumberland County and Harpswell Town assessment roll, as of July 30, 2026
| Type | Name |
|---|---|
| State | Maine |
| County | Cumberland County |
| County Subdivision | Harpswell Town |
| Unified School District | School Administrative District 75 (KG - 12) |
| Year | Tax Bill | Assessed Value |
|---|---|---|
| 2025 | $3,768.00 (+4.72%) | $565,800 (-) Land $111,400 Building $454,400 |
| 2024 | $3,598.00 (+4.26%) | $565,800 (-) Land $111,400 Building $454,400 |
| 2023 | $3,451.00 (+837.77%) | $565,800 (+806.73%) Land $111,400 Building $454,400 |
| 2022 | $368.00 | $62,400 Land $62,400 |
Assessed value is set for property tax purposes and is not a market price estimate.
FEMA maps place 20 Schooner Lndg in Zone X, an area of minimal flood risk, within 100 ft of a high-risk flood zone.
Source: FEMA National Flood Hazard Layer, effective June 3, 2025 · OpenFEMA NFIP redacted claims and policies, as of September 2026
| FEMA Flood Zone | Zone X minimal risk |
|---|---|
| Nearest Special Flood Hazard Area | Zone VE, within 100 ft |
| Flood Insurance Requirement | Not required lenders may require it |
| Flood Insurance Cost | Premium on File median of 52 policies |
| Nearby Flood Policies | 52 in force |
| Nearby Flood Claims | 12 (1978–2024) |
| Claims Outside the SFHA | 3 of 12 |
| Most Recent Claim | Jan 2024 · Severe Storms And Flooding |
| Claims by Event |
|
Values are read at the parcel center point; flood claims are located to the census block group, not this parcel; lenders make the official flood determination.
The area around 20 Schooner Lndg has no burnable land within ember reach, so its wildfire risk is not rated.
Source: USDA Forest Service Wildfire Risk to Communities (2nd edition), as of 2024
| Wildfire Risk | Not rated no burnable land within ember reach |
|---|
Values cover an area roughly 900 ft across, not the parcel itself; insurers use their own ratings.
Source: FCC Broadband Data Collection, based on 39 locations within half a mile, as of December 31, 2025
| Provider | Max Down / Up (Mbps) |
|---|---|
| Fidium Fiber Fiber | 2,000 / 2,000 |
| Xfinity Cable | 2,000 / 250 |
| Verizon Fixed Wireless | 300 / 20 |
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