20 School St, Rydal, GA 30171 Property Records

Bartow County property record for 20 School St, Rydal, GA 30171

Property Summary

Property Type	Single Family Home
Details	3 bd · 2 ba · 1,470 sqft · built 1950
Lot Size	0.49 acres (21,344 sqft)
Owner	Individual Name on File
Last Sale	$164,900 (Feb 2021)
Tax Bill	$1,581 (2025)
Deeds & Mortgages	Apr 2024 Mortgage Feb 2021 Sale & Mortgage + 1 more
Flood Zone	Zone X (minimal risk)
APN	`P002-0002-014`

Property Details

APN / Parcel Number

Primary APN	`P002-0002-014`
Alternative APN	`44950`

Interior

Bedrooms	3 Beds
Full Baths	2 Baths
Stories	1 Story
Building Area	1,470 sqft Heated Area
1st Floor Area	1,470 sqft
Flooring	Carpet
Interior Walls	Wallboard/Drywall
Fireplaces	1 Fireplace
Fireplace	Fireplace

Exterior

Year Built	Built 1950
Effective Year Built	Effective 1950
Architectural Style	Ranch
Exterior Material	Brick Veneer
Roof Type	Hip
Roof Material	Composition Shingle
Lot Area	21,344 sqft (0.49 acres)
Porch	Slab
Porch Area	51 sqft

Utilities, Heating & Cooling

Cooling System	Central
Heating System	Central
Sewer	Septic
Water Source	Well

Location & Zoning

Account Number	44950
Street Address	20 SCHOOL ST
City	RYDAL
State	GA
Zip	30171-1217
Property Category	Residential
Property Type	Residential > Single Family > Home
Legal Description	LL 324 D 23 TR 2 PLBK 71 PG 73
Legal Subdivision	CITY OF PINE LOG
Legal Tract	2
Legal Lot Number	2
Jurisdiction	BARTOW GA
Township / Civil Division	WHITE-PINE LOG
Census Block Group	1
Census Block	1050
Census Tract	960101

Owner

20 School St is owned and occupied by an individual who bought it in February 2021.

Source: Bartow County records, as of February 9, 2026

Owner of Record	Individual Name on File
Mailing Address	20 SCHOOL ST, RYDAL, GA 30171-1217
Occupancy	Owner Occupied
Owner Type	Individual

Owner names and exact recorded amounts are on file and can be viewed instantly on this page with a free 10-day trial.

Deeds, Mortgages & Sale History

Date	Document
Apr 10, 2024	Deed of Trust, Mortgage · USDA Mortgage USDA
Feb 10, 2021	Warranty Deed, Transfer · Conventional Mortgage FIRST GEORGIA HOME MORTGAGE
Sep 18, 2020	Loan Modification, Mortgage · Conventional Mortgage ANDREW T EVANS

Assessor's Deed Record

Deed Names	Name on Deed
Last Sale	Feb 10, 2021 · Amount on File
Deed Sale	Feb 10, 2021 · Amount on File
Prior Sale	May 4, 2015 · Amount on File
Deed Document Number	2021621
Deed Book / Page	3287 / 858
Record Updated	Sep 20, 2026

April 2024: Deed of Trust, Mortgage

Document Type	Deed of Trust
Jurisdiction	BARTOW GA
Property Address	20 SCHOOL ST, RYDAL, GA 30171-1217
Transaction Type	Mortgage
Record Updated	Jan 27, 2026

Transferred To (Grantee/Buyer)

Name	Verified Name
Address	20 SCHOOL ST, RYDAL, GA 30171-1217

Mortgage

Document Number	0036310000000784
Date	Apr 10, 2024
Book Page	0000003631/0000000784

Lender

Name	USDA
Type	Government Agency

Agreement

Type	USDA Mortgage
Amount	Amount on Record
Term	324 Months
Due	Jan 1, 2051

February 2021: Warranty Deed, Transfer

Document Type	Warranty Deed
Jurisdiction	BARTOW GA
Recording Date	Feb 10, 2021
Property Address	20 SCHOOL ST, RYDAL, GA 30171-1217
Document Number	0032870858
Book / Page	3287 / 858
Instrument Date	Feb 10, 2021
Instrument	2021-000621
Transaction Type	Transfer
Record Updated	May 9, 2023

Transaction

Amount	Amount on Record
Loan-to-Value (LTV)	LTV on Record
Tax	$0.00
Amount Accuracy	Full Amount Stated
Additional	Arm's Length

Transferred From (Grantor/Seller)

Name	Verified Name

Transferred To (Grantee/Buyer)

Name	Verified Name
Address	3368 PINE LOG RD NE, RYDAL, GA 30171

Mortgage

Document Number	0032870000000860
Date	Feb 11, 2021
Book Page	0000003287/0000000860
Instrument	002519

Lender

Name	FIRST GEORGIA HOME MORTGAGE

Agreement

Type	Conventional Mortgage
Amount	Amount on Record
Term	360 Months
Due	Jan 1, 2051

September 2020: Loan Modification, Mortgage

Document Type	Loan Modification
Jurisdiction	BARTOW GA
Property Address	20 SCHOOL ST, RYDAL, GA 30171-1217
Document Number	0032330286
Instrument Date	Sep 18, 2020
Transaction Type	Mortgage
Record Updated	Oct 6, 2020
Title Company	ATTORNEY ONLY

Transferred To (Grantee/Buyer)

Name	Verified Name
Relationship	Company
Address	3368 PINE LOG RD NE RYDAL GA 30171, RYDAL, GA 30171

Mortgage

Document Number	0032330286
Date	Sep 18, 2020
Book Page	003233/000286
Instrument	13825

Lender

Name	ANDREW T EVANS

Agreement

Type	Conventional Mortgage
Amount	Amount on Record
Term	120 Months
Due	Sep 17, 2030

Tax Assessment & Valuation

The 2025 property tax bill for 20 School St was $1,581.

Source: Bartow County assessment roll, as of February 9, 2026

Property Jurisdictions

Type	Name
State	Georgia
County	Bartow County
Unified School District	Bartow County School District (PK - 12)

Tax Bill & Assessment History

Year	Tax Bill	Assessed Value	Assessed Market Value
2025	$1,581.00	$65,739 (+22.33%) Land $20,000 Building $45,739	$164,348 (+22.33%) Land $50,000 Building $114,348
2024	$1,581.00 (+13.82%)	$53,739 (-5.63%) Land $8,000 Building $45,739	$134,348 (-5.63%) Land $20,000 Building $114,348
2023	$1,389.00 (-3.88%)	$56,944 (-) Land $8,000 Building $48,944	$142,360 (-) Land $20,000 Building $122,360
2022	$1,445.00	$56,944 Land $8,000 Building $48,944	$142,360 Land $20,000 Building $122,360

Assessed value and assessed market value are set for property tax purposes, not market price estimates; both are a fraction of this property's market value.

Flood

FEMA maps place 20 School St in Zone X, an area of minimal flood risk, though there have been 5 flood claims nearby since 2005.

Source: FEMA National Flood Hazard Layer, effective April 24, 2024 · OpenFEMA NFIP redacted claims and policies, as of September 2026

FEMA Flood Zone	Zone X minimal risk
Flood Insurance Requirement	Not required lenders may require it
Nearby Flood Policies	1 in force
Nearby Flood Claims	5 (2005)
Claims Outside the SFHA	3 of 5
Most Recent Claim	Jul 2005 · river or lake flooding

Values are read at the parcel center point; flood claims are located to the census block group, not this parcel; lenders make the official flood determination.

Wildfire

Wildfire risk around 20 School St is moderate, ranking above 45% of the US, with a 0.1% annual chance of wildfire.

Source: USDA Forest Service Wildfire Risk to Communities (2nd edition), as of 2024

Wildfire Risk	Moderate above 45% of the US · above 47% of Georgia
Wildfire Likelihood	0.1% annual chance
Exposure	Indirect within ember reach
Adjoins Burnable Land	Yes

Values cover an area roughly 900 ft across, not the parcel itself; insurers use their own ratings.

Drinking Water

Source: EPA Safe Drinking Water Information System, as of September 2026

Water System	BARTOW COUNTY serves 70,243 people · EPA ID GA0150001
Water Source	Purchased surface water from several systems
Last State Inspection	Jul 2025
Lead	1 ppb (2023–2025) action level 15 ppb

Violations Reported to EPA

Water Quality	None last 10 years
Treatment and Procedure	None last 10 years
Monitoring and Reporting	2 last 3 years

Results are for the whole water system, not water tested at this address; lead at the tap also depends on the building's own pipes.

Internet Providers

Source: FCC Broadband Data Collection, based on 77 locations within half a mile, as of December 31, 2025

Provider	Max Down / Up (Mbps)
Xfinity Cable	1,200 / 35
Verizon Fixed Wireless	300 / 20
Starlink Satellite	280 / 30
T-Mobile Fixed Wireless	100 / 20

Cell Coverage

5G (outdoors only) and 4G LTE

Nearby Properties on School St

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