20 School St, Lawrence, MA 01841 Property Records

Essex County and Lawrence City property record for 20 School St, Lawrence, MA 01841

Property Summary

Property Type	Single Family Home
Details	3 bd · 2 ba · 1,716 sqft · built 1955
Lot Size	0.141 acres (6,136 sqft)
Owner	Individual Name on File
Last Sale	$475,000 (Dec 2023)
Tax Bill	$4,104 (2026)
Deeds & Mortgages	Dec 2023 Sale & Mortgage Jan 2017 Line of Credit
Flood Zone	Zone X (minimal risk)
APN	`206 0000 0073 A`

Property Details

APN / Parcel Number

Primary APN	`206 0000 0073 A`
Alternative APN	`LAWR M:0206 B:0000 L:0073`

Interior

Bedrooms	3 Beds
Full Baths	2 Baths
Total Rooms	8 Rooms
Stories	2 Stories
Building Area	1,716 sqft Living Area
Gross Area	2,847 sqft
Basement Area	988 sqft
Unfinished Basement	988 sqft

Exterior

Year Built	Built 1955
Effective Year Built	Effective 1955
Architectural Style	Colonial
Exterior Material	Aluminum/Vinyl
Roof Type	Gable
Roof Material	Asphalt
Lot Area	6,136 sqft (0.141 acres)

Utilities, Heating & Cooling

Heating System	Forced Air with A/C
Heating Fuel	Gas

Location & Zoning

Account Number	206 0000 0073 A
Street Address	20 SCHOOL ST
City	LAWRENCE
State	MA
Zip	01841-5060
Property Category	Residential
Property Type	Residential > Single Family > Home
Local Zoning Code	R2
Legal Subdivision	LAWRENCE
Legal Lot Number	73
Jurisdiction	LAWRENCE MA
Township / Civil Division	LAWRENCE
Census Block Group	2
Census Block	2008
Census Tract	251400

Owner

20 School St is owned and occupied by an individual who bought it in December 2023.

Source: Essex County and Lawrence City records, as of October 20, 2026

Owner of Record	Individual Name on File
Mailing Address	20 SCHOOL ST, LAWRENCE, MA 01841-5060
Occupancy	Owner Occupied
Owner Type	Individual

Owner names and exact recorded amounts are on file and can be viewed instantly on this page with a free 10-day trial.

Deeds, Mortgages & Sale History

Date	Document
Dec 28, 2023	Quit Claim Deed, Transfer · Stand-Alone First Mortgage UNITED WHOLESALE MORTGAGE
Jan 26, 2017	Deed of Trust, Mortgage · Line of Credit CITIZENS BK/RI

Assessor's Deed Record

Deed Names	Name on Deed
Last Sale	Dec 28, 2023 · Amount on File
Deed Sale	Dec 28, 2023 · Amount on File
Prior Sale	Nov 30, 1995 · Amount on File
Deed Book / Page	17904 / 319
Record Updated	Oct 29, 2026

December 2023: Quit Claim Deed, Transfer

Document Type	Quit Claim Deed
Jurisdiction	LAWRENCE MA
Recording Date	Dec 28, 2023
Property Address	20 SCHOOL ST, LAWRENCE, MA 01841-5060
Document Number	017904-319
Book / Page	17904 / 319
Instrument Date	Dec 28, 2023
Instrument	21360
Transaction Type	Transfer
Record Updated	Nov 20, 2025

Transaction

Amount	Amount on Record
Downpayment	Downpayment on Record
Loan-to-Value (LTV)	LTV on Record
Tax	$0.00
Amount Accuracy	Full Amount Stated
Additional	Arm's Length

Transferred From (Grantor/Seller)

Name	Verified Name

Transferred To (Grantee/Buyer)

Name	Verified Name
Address	20 SCHOOL ST, LAWRENCE, MA 01841-5060

Mortgage

Document Number	0000021361
Date	Dec 28, 2023
Instrument	21361

Lender

Name	UNITED WHOLESALE MORTGAGE
Type	Mortgage Company

Agreement

Type	Stand-Alone First Mortgage
Amount	Amount on Record

January 2017: Deed of Trust, Mortgage

Document Type	Deed of Trust
Jurisdiction	LAWRENCE MA
Property Address	20 SCHOOL ST, LAWRENCE, MA 01841-5060
Document Number	14988-278
Book / Page	014988 / 000278
Instrument Date	Jan 26, 2017
Transaction Type	Mortgage
Record Updated	Mar 7, 2017

Transferred To (Grantee/Buyer)

Name	Verified Name

Mortgage

Document Number	14988-278
Date	Feb 15, 2017
Book Page	014988/000278
Instrument	4221

Lender

Name	CITIZENS BK/RI
Type	Bank

Agreement

Type	Line of Credit
Amount	Amount on Record

Interest

Rate Type	Adjustable Rate

Tax Assessment & Valuation

The 2026 property tax bill for 20 School St was $4,104, up 1.3% from the year before.

Source: Essex County and Lawrence City assessment roll, as of April 14, 2026

Property Jurisdictions

Type	Name
State	Massachusetts
County	Essex County
Municipality	Lawrence City
Unified School District	Lawrence School District (PK - 12)

Tax Bill & Assessment History

Year	Tax Bill	Assessed Value	Assessed Market Value
2026	$4,104.00 (+1.28%)	$475,000 (+3.17%) Land $119,100 Building $355,900	$532,596 (+6.44%)
2025	$4,052.00 (+3.9%)	$460,400 (+9.2%) Land $119,100 Building $341,300	$500,365
2024	$3,900.00 (+11.88%)	$421,600 (+22.88%) Land $125,200 Building $296,400
2023	$3,486.00	$343,100 Land $120,900 Building $222,200

Assessed value and assessed market value are set for property tax purposes and are not market price estimates.

Flood

FEMA maps place 20 School St in Zone X, an area of minimal flood risk.

Source: FEMA National Flood Hazard Layer, effective July 10, 2026

FEMA Flood Zone	Zone X minimal risk
Flood Insurance Requirement	Not required lenders may require it

Values are read at the parcel center point; lenders make the official flood determination.

Wildfire

The area around 20 School St has no burnable land within ember reach, so its wildfire risk is not rated.

Source: USDA Forest Service Wildfire Risk to Communities (2nd edition), as of 2024

Wildfire Risk	Not rated no burnable land within ember reach

Values cover an area roughly 900 ft across, not the parcel itself; insurers use their own ratings.

Drinking Water

Source: EPA Safe Drinking Water Information System, as of September 2026

Water System	LAWRENCE WATER WORKS serves 89,143 people · EPA ID MA3149000
Water Source	Surface water
Last State Inspection	Dec 2023
Lead	Under 1 ppb (2025) action level 15 ppb

Violations Reported to EPA

Water Quality	None last 10 years
Treatment and Procedure	Corrosion control Jul 2016
Monitoring and Reporting	1 last 3 years

Results are for the whole water system, not water tested at this address; lead at the tap also depends on the building's own pipes.

Internet Providers

Source: FCC Broadband Data Collection, based on 785 locations within half a mile, as of December 31, 2025

Provider	Max Down / Up (Mbps)
Xfinity Cable	2,000 / 2,000
Verizon Fiber · Fixed Wireless in parts of the area	980 / 880

May also be available: T-Mobile.

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