York County and Biddeford City property record for 20 School St, Biddeford, ME 04005
| Property Type | Duplex |
|---|---|
| Details | 3 bd · 2 ba · 1,549 sqft · built 1900 |
| Lot Size | 0.18 acres (7,841 sqft) |
| Owner | Individual Name on File |
| Last Sale | $360,900 (Sep 2022) |
| Tax Bill | $3,923 (2025) |
| Deeds & Mortgages | Sep 2022 Mortgage Mar 2022 Sale & Mortgage + 1 more |
| Flood Zone | Zone X (minimal risk) |
| APN | BIDD M:39 L:217 |
| Primary APN | BIDD M:39 L:217 |
|---|
| Bedrooms | 3 Beds |
|---|---|
| Full Baths | 2 Baths |
| Total Rooms | 8 Rooms |
| Units | 2 Units |
| Stories | 2 Stories |
| Building Area | 1,549 sqft Living Area |
| Gross Area | 2,240 sqft |
| 1st Floor Area | 968 sqft |
| Year Built | Built 1900 |
|---|---|
| Effective Year Built | Effective 1900 |
| Architectural Style | Other |
| Exterior Material | Asbestos |
| Roof Type | Gable |
| Roof Material | Asphalt |
| Lot Area | 7,841 sqft (0.18 acres) |
| Heating System | Hot Water |
|---|---|
| Heating Fuel | Oil |
| Street Address | 20 SCHOOL ST |
|---|---|
| City | BIDDEFORD |
| State | ME |
| Zip | 04005-3420 |
| Property Category | Residential |
| Property Type | Residential > Multi-Unit > Duplex |
| Local Zoning Code | R2 |
| Legal Lot Number | 217 |
| Jurisdiction | BIDDEFORD ME |
| Township / Civil Division | BIDDEFORD |
| Census Block Group | 4 |
| Census Block | 4004 |
| Census Tract | 25206 |
Source: York County and Biddeford City records · APN BIDD M:39 L:217
Assessment roll updated May 22, 2026 · Last verified June 2026
Owner names and exact recorded amounts shown locked on this page are available instantly with a free trial.
| Owner of Record | Individual Name on File |
|---|---|
| Mailing Address | 24 FOREST ST, PORTLAND, ME 04102-2906 |
| Owner Type | Individual |
| Date | Document |
|---|---|
| Sep 16, 2022 | Warranty Deed, Transfer · Stand-Alone First Mortgage CAMDEN NATIONAL BANK |
| Mar 31, 2022 | Warranty Deed, Transfer · Stand-Alone First Mortgage MR QUALIFIED ALTERNAT |
| Feb 27, 2019 | Deed of Trust, Mortgage · Balloon Mortgage BIDDEFORD SAVINGS BANK |
| Deed Names | Verified Name on Deed |
|---|---|
| Last Sale | Sep 16, 2022 · Amount on Record |
| Deed Sale | Sep 16, 2022 · Amount on Record |
| Prior Sale | Mar 31, 2022 · Amount on Record |
| Deed Document Number | 202239797 |
| Deed Book / Page | 19113 / 790 |
| Record Updated | Sep 20, 2026 |
| Document Type | Warranty Deed |
|---|---|
| Jurisdiction | BIDDEFORD ME |
| Recording Date | Sep 16, 2022 |
| Property Address | 20 SCHOOL ST, BIDDEFORD, ME 04005-3420 |
| Document Number | 0191130790 |
| Book / Page | 19113 / 790 |
| Instrument Date | Sep 15, 2022 |
| Instrument | 2022039797 |
| Transaction Type | Transfer |
| Record Updated | Oct 03, 2022 |
| Tax | $0.00 |
|---|---|
| Additional |
|
| Name | Verified Name |
|---|
| Name | Verified Name |
|---|---|
| Address | 24 FOREST ST, PORTLAND, ME 04102-2906 |
| Document Number | 2022039798 |
|---|---|
| Date | Sep 16, 2022 |
| Instrument | 2022039798 |
| Name | CAMDEN NATIONAL BANK |
|---|---|
| Type | Bank |
| Type | Stand-Alone First Mortgage |
|---|---|
| Amount | Amount Recorded |
| Rate Type | Adjustable Rate |
|---|---|
| Rate | 5.88% |
| Type Change Date | Oct 01, 2032 |
| Max Rate At Change | 2.25% |
| Index | 1-Year CMT |
| Document Type | Warranty Deed |
|---|---|
| Jurisdiction | BIDDEFORD ME |
| Recording Date | Mar 31, 2022 |
| Property Address | 20 SCHOOL ST, BIDDEFORD, ME 04005-3420 |
| Document Number | 0189900620 |
| Book / Page | 18990 / 620 |
| Instrument Date | Mar 30, 2022 |
| Instrument | 2022014472 |
| Transaction Type | Transfer |
| Record Updated | Nov 20, 2025 |
| Amount | Amount Recorded |
|---|---|
| Loan-to-Value (LTV) | LTV on Record |
| Tax | $0.00 |
| Amount Accuracy | Full Amount Stated |
| Additional |
|
| Name | Verified Name |
|---|
| Name | Verified Name |
|---|---|
| Address | 489 COLE RD, KENNEBUNK, ME 04043-6123 |
| Document Number | 2022014473 |
|---|---|
| Date | Mar 31, 2022 |
| Instrument | 2022014473 |
| Name | MR QUALIFIED ALTERNAT |
|---|
| Type | Stand-Alone First Mortgage |
|---|---|
| Amount | Amount Recorded |
| Document Type | Deed of Trust |
|---|---|
| Jurisdiction | BIDDEFORD ME |
| Property Address | 20 SCHOOL ST, BIDDEFORD, ME 04005-3420 |
| Transaction Type | Mortgage |
| Record Updated | Feb 05, 2021 |
| Name | Verified Name |
|---|
| Document Number | 0179010506 |
|---|---|
| Date | Feb 27, 2019 |
| Book Page | 17901/506 |
| Instrument | 2019006819 |
| Name | BIDDEFORD SAVINGS BANK |
|---|---|
| Type | Bank |
| Type | Balloon Mortgage |
|---|---|
| Amount | Amount Recorded |
| Term | 301 Months |
| Due | Mar 01, 2044 |
Source: York County and Biddeford City records · Assessment roll updated May 22, 2026 · Last verified June 2026
| Type | Name |
|---|---|
| State | Maine |
| County | York County |
| Municipality | Biddeford City |
| Unified School District | Biddeford (KG - 12) |
Assessed value and assessed market value are set for property tax purposes, not market price estimates; both are a fraction of this property's market value.
| Year | Tax Bill | Assessed Value |
|---|---|---|
| 2025 | $3,923.00 (+6.4%) | $262,600 (+1.27%) Land $83,100 Building $179,500 |
| 2024 | $3,687.00 (+9.47%) | $259,300 (+1.01%) Land $83,100 Building $176,200 |
| 2023 | $3,368.00 (+39.23%) | $256,700 (+74.15%) Land $83,100 Building $173,600 |
| 2022 | $2,419.00 | $147,400 Land $46,800 Building $100,600 |
Source: FEMA National Flood Hazard Layer as of April 16, 2025 · USDA Forest Service Wildfire Risk to Communities as of 2024 · Last verified October 2026
| FEMA Flood Zone | Zone X minimal risk |
|---|---|
| Flood Insurance Requirement | Not required lenders may require it |
| Wildfire Risk | Low lower than 80% of the US · above 53% of Maine |
|---|---|
| Wildfire Likelihood | 0.01% annual chance |
| Exposure | Direct burnable vegetation at the parcel |
Values are read at the parcel center point; lenders make the official flood determination.
Source: FCC Broadband Data Collection as of December 31, 2025 · Last verified October 2026
| Provider | Max Down / Up (Mbps) |
|---|---|
| GoNetspeed Fiber | 2,000 / 2,000 |
| Consolidated Communications Fiber · DSL in parts of the area | 2,000 / 2,000 |
| Spectrum Cable | 1,000 / 1,000 |
| Verizon Fixed Wireless | 300 / 20 |
| AT&T Fixed Wireless | 100 / 20 |
Based on FCC filings for 288 locations within half a mile of this property.
Source: EPA Safe Drinking Water Information System as of 2026 Q3 · EPA water system boundaries as of March 2026 · Last verified October 2026
| Water System | MAINE WATER COMPANY BIDDEFORD SACO DIV private · serves 42,508 people |
|---|---|
| Water Source | Surface water |
| Last State Inspection | Jul 2024 |
| Lead | Under 1 ppb (2022–2024) action level 15 ppb |
| Water Quality | Turbidity resolved · Aug 2021 |
|---|---|
| Treatment and Procedure | None last 10 years |
| Monitoring and Reporting | None last 3 years |
Results are for the whole water system as reported to EPA, not water tested at this address; lead at the tap also depends on the building's own pipes. The service area is an EPA estimate; the actual supplier may differ. The full violation and enforcement history is in the system's EPA record.
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