20 Scheiber Ter, Cedar Grove, NJ 07009 Property Records

Essex County and Cedar Grove Township property record for 20 Scheiber Ter, Cedar Grove, NJ 07009

Property Summary

Property Type	Single Family Home
Details	1,491 sqft · built 1949
Lot Size	0.145 acres (6,325 sqft)
Owner	2 Individual Names on File
Last Sale	$412,000 (Dec 2017)
Tax Bill	$10,071 (2025)
Deeds & Mortgages	Jun 2020 Mortgage Dec 2017 Sale & Mortgage
Flood Zone	Zone X (minimal risk)
APN	`04-00052-0000-00003`

Property Details

APN / Parcel Number

Primary APN	`04-00052-0000-00003`
Alternative APN	`040005200003`

Interior

Stories	1 Story
Building Area	1,491 sqft Living Area

Exterior

Year Built	Built 1949
Effective Year Built	Effective 1949
Construction Type	Frame
Lot Area	6,325 sqft (0.145 acres)
Lot Dimensions	115 ft deep x 55 ft wide
Garage Type	Attached
Parking Spaces	1 Parking Space

Location & Zoning

Old Parcel Number	040005200003
Street Address	20 SCHEIBER TER
City	CEDAR GROVE
State	NJ
Zip	07009-2026
Property Category	Residential
Property Type	Residential > Single Family > Home
Legal Description	55X115
Legal Subdivision	HILLSIDE HOMES/CLIFTON
Legal Block	52
Legal Lot Number	3
Jurisdiction	ESSEX NJ
Township / Civil Division	CEDAR GROVE
Census Block Group	4
Census Block	4002
Census Tract	21400

Owner

20 Scheiber Ter is owned and occupied by two individuals who bought it in December 2017.

Source: Essex County and Cedar Grove Township records, as of July 2, 2026

Owner of Record	2 Individual Names on File
Mailing Address	20 SCHEIBER TER, CEDAR GROVE, NJ 07009-2026
Occupancy	Owner Occupied
Owner Type	Individual

Owner names and exact recorded amounts are on file and can be viewed instantly on this page with a free 10-day trial.

Deeds, Mortgages & Sale History

Date	Document
Jun 12, 2020	Deed of Trust, Mortgage · Conventional with PMI TIAA FSB
Dec 19, 2017	Grant Deed, Transfer · Conventional with PMI TIAA FSB

Assessor's Deed Record

Deed Names	2 Names on Deed
Last Sale	Dec 19, 2017 · Amount on File
Deed Sale	Dec 19, 2017 · Amount on File
Deed Document Number	2017110285
Record Updated	Oct 29, 2026

June 2020: Deed of Trust, Mortgage

Document Type	Deed of Trust
Jurisdiction	ESSEX NJ
Property Address	20 SCHEIBER TER, CEDAR GROVE, NJ 07009-2026
Document Number	0000058668
Instrument Date	Jun 12, 2020
Transaction Type	Mortgage
Record Updated	Jul 8, 2020
Title Company	PRESTIGE TITLE, PRESTIGE TITLE AGENCY

Transferred To (Grantee/Buyer)

Name	Verified Name
Relationship	Husband and Wife
Address	20 SCHEIBER TER CEDAR GROVE NJ 070092026, CEDAR GROVE, NJ 07009-2026

Mortgage

Document Number	0000058668
Date	Jun 24, 2020
Instrument	58668

Lender

Name	TIAA FSB
Address	JACKSONVILLE, FL 32202

Agreement

Type	Conventional with PMI
Amount	Amount on Record
Term	360 Months
Due	Jun 23, 2050

December 2017: Grant Deed, Transfer

Document Type	Grant Deed
Jurisdiction	ESSEX NJ
Recording Date	Dec 19, 2017
Property Address	20 SCHEIBER TER, CEDAR GROVE, NJ 07009-2026
Document Number	0000110285
Instrument Date	Nov 28, 2017
Instrument	110285
Transaction Type	Transfer
Record Updated	Mar 20, 2018
Title Company	SCOTT TITLE AND ESCROW

Transaction

Amount	Amount on Record
Downpayment	Downpayment on Record
Loan-to-Value (LTV)	LTV on Record
Tax	$412.00
Amount Accuracy	Confirmed
Additional	Arm's Length

Transferred From (Grantor/Seller)

Name	Verified Name

Transferred To (Grantee/Buyer)

Name	Verified Name
Relationship	Husband and Wife
Address	20 SCHEIBER TER CEDAR GROVE NJ 070092026, CEDAR GROVE, NJ 07009-2026

Mortgage

Document Number	110287
Date	Dec 19, 2017
Instrument	110287

Lender

Name	TIAA FSB
Address	JACKSONVILLE, FL 32202

Agreement

Type	Conventional with PMI
Amount	Amount on Record
Term	360 Months
Due	Dec 18, 2047

Tax Assessment & Valuation

The 2025 property tax bill for 20 Scheiber Ter was $10,071, up 2.8% from the year before.

Source: Essex County and Cedar Grove Township assessment roll, as of July 2, 2026

Property Jurisdictions

Type	Name
State	New Jersey
County	Essex County
County Subdivision	Cedar Grove Township
Unified School District	Cedar Grove Township School District (KG - 12)

Tax Bill & Assessment History

Year	Tax Bill	Assessed Value	Assessed Market Value
2026		$635,000 (+69.42%) Land $363,300 Building $271,700	$635,000 (+69.42%) Land $363,300 Building $271,700
2025	$10,071.00 (+2.8%)	$374,800 Land $211,500 Building $163,300	$374,800 Land $211,500 Building $163,300
2024	$9,797.00
2023		$374,800 Land $211,500 Building $163,300	$374,800 Land $211,500 Building $163,300
2022	$9,609.00

Assessed value and assessed market value are set for property tax purposes and are not market price estimates.

Flood

FEMA maps place 20 Scheiber Ter in Zone X, an area of minimal flood risk.

Source: FEMA National Flood Hazard Layer, effective September 24, 2020

FEMA Flood Zone	Zone X minimal risk
Flood Insurance Requirement	Not required lenders may require it

Values are read at the parcel center point; lenders make the official flood determination.

Wildfire

Wildfire risk around 20 Scheiber Ter is low, with less than a 0.01% annual chance of wildfire.

Source: USDA Forest Service Wildfire Risk to Communities (2nd edition), as of 2024

Wildfire Risk	Low lower than 99.1% of the US · lower than 97.3% of New Jersey
Wildfire Likelihood	Under 0.01% annual chance
Exposure	Direct burnable vegetation

Values cover an area roughly 900 ft across, not the parcel itself; insurers use their own ratings.

Drinking Water

Source: EPA Safe Drinking Water Information System, as of September 2026

Water System	CEDAR GROVE WATER DEPT serves 12,900 people · EPA ID NJ0704001
Water Source	Purchased surface water from several systems
Last State Inspection	Oct 2025
Lead	Under 1 ppb (2026) action level 15 ppb

Violations Reported to EPA

Water Quality	None last 10 years
Treatment and Procedure	Corrosion control Jul 2024
Monitoring and Reporting	3 last 3 years

Results are for the whole water system, not water tested at this address; lead at the tap also depends on the building's own pipes.

Internet Providers

Source: FCC Broadband Data Collection, based on 340 locations within half a mile, as of December 31, 2025

Provider	Max Down / Up (Mbps)
Optimum Fiber · Cable	8,000 / 8,000
Verizon Fiber · Fixed Wireless in parts of the area	2,300 / 2,300
T-Mobile Fixed Wireless	100 / 20
AT&T Fixed Wireless	100 / 20

May also be available: Xfinity.

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