SOLIDIFI TITLE AND CLOSING, SOLIDIFI TITLE & CLOSING
Transferred To (Grantee/Buyer)
Name
Verified Name
Address
20 SAWMILL RD MILLS RIVER NC 287599730, MILLS RIVER, NC 28759-9730
Mortgage
Document Number
0033100078
Date
Mar 15, 2019
Book Page
003310/000078
Instrument
899966
Lender
Name
SUNTRUST BK
Type
Bank
Address
DURHAM, NC 27701
Agreement
Type
Line of Credit
Amount
Amount on Record
Term
360 Months
Due
Mar 14, 2049
Interest
Rate Type
Adjustable Rate
Tax Assessment & Valuation
The 2025 property tax bill for 20 Sawmill Rd was $1,405.
Source: Henderson County assessment roll, as of July 14, 2026
Property Jurisdictions
Type
Name
State
North Carolina
County
Henderson County
Municipality
Mills River Town
Unified School District
Henderson County Schools (PK - 12)
Tax Bill & Assessment History
Year
Tax Bill
Assessed Value
Assessed Market Value
2026
$325,700 (-0.12%)Land $64,400Building $261,300
2025
$1,405.00
$326,100Land $64,800Building $261,300
2023
$326,100Land $64,800Building $261,300
$325,700Land $64,400Building $261,300
Assessed value and assessed market value are set for property tax purposes and are not market price estimates.
Flood
FEMA maps place 20 Sawmill Rd in Zone X, an area of minimal flood risk, within 500 ft of a high-risk flood zone.
Source: FEMA National Flood Hazard Layer, effective October 12, 2025 · OpenFEMA NFIP redacted claims and policies, as of September 2026
FEMA Flood Zone
Zone X minimal risk
Nearest Special Flood Hazard Area
Zone AE, within 500 ft
Flood Insurance Requirement
Not required lenders may require it
Nearby Flood Policies
7 in force
Nearby Flood Claims
8 (2013–2026)
Claims Outside the SFHA
3 of 8
Most Recent Claim
Jul 2026 · river or lake flooding
Claims by Event
Tropical Storm Helene, Sep 2024 · 5 claims
Values are read at the parcel center point; flood claims are located to the census block group, not this parcel; lenders make the official flood determination.
Wildfire
Wildfire risk around 20 Sawmill Rd is moderate, ranking above 40% of the US, with a 0.06% annual chance of wildfire.
Source: USDA Forest Service Wildfire Risk to Communities (2nd edition), as of 2024
Wildfire Risk
Moderate above 40% of the US · above 58% of North Carolina
Wildfire Likelihood
0.06% annual chance
Exposure
Direct burnable vegetation
Values cover an area roughly 900 ft across, not the parcel itself; insurers use their own ratings.
Drinking Water
Source: EPA Safe Drinking Water Information System, as of September 2026
Water System
CITY OF HENDERSONVILLE serves 79,278 people · EPA ID NC0145010
Water Source
Surface water
Last State Inspection
Aug 2025
Lead
Under 1 ppb (2026–2028) action level 15 ppb
Violations Reported to EPA
Water Quality
None last 10 years
Treatment and Procedure
None last 10 years
Monitoring and Reporting
1 last 3 years
Results are for the whole water system, not water tested at this address; lead at the tap also depends on the building's own pipes.
Internet Providers
Source: FCC Broadband Data Collection, based on 34 locations within half a mile, as of December 31, 2025