Charlestown Town property record for 20 Saundra Dr, Westerly, RI 02891
| Property Type | Single Family Home |
|---|---|
| Details | 3 bd · 1 ba · 864 sqft · built 1985 |
| Lot Size | 0.23 acres (10,000 sqft) |
| Owner | 2 Individual Names on Record |
| Last Sale | $265,000 (Jul 2019) |
| Tax Bill | $2,791 (2025) |
| Deeds & Mortgages | Jul 2019 Sale & Mortgage Aug 2017 Mortgage |
| Flood Zone | Zone X (minimal risk) |
| APN | WEST M:17 B:62 |
| Primary APN | WEST M:17 B:62 |
|---|---|
| Alternative APNs |
|
| Bedrooms | 3 Beds |
|---|---|
| Full Baths | 1 Bath |
| Total Rooms | 5 Rooms |
| Stories | 1 Story |
| Building Area | 864 sqft Living Area |
| Gross Area | 1,848 sqft |
| Year Built | Built 1985 |
|---|---|
| Effective Year Built | Effective 1985 |
| Architectural Style | Raised Ranch |
| Exterior Material | Aluminum/Vinyl |
| Roof Type | Gable |
| Roof Material | Asphalt |
| Lot Area | 10,000 sqft (0.23 acres) |
| Cooling System | HVAC |
|---|---|
| Heating System | Forced Air with A/C |
| Heating Fuel | Gas |
| Account Number | 7034857 |
|---|---|
| Street Address | 20 SAUNDRA DR |
| City | WESTERLY |
| State | RI |
| Zip | 02891-1299 |
| Property Category | Residential |
| Property Type | Residential > Single Family > Home |
| Legal Block | 62 |
| Jurisdiction | WESTERLY RI |
| Township / Civil Division | WESTERLY |
| Census Block Group | 1 |
| Census Block | 1036 |
| Census Tract | 50901 |
Source: Charlestown Town records, as of October 20, 2026
Owner names and exact recorded amounts shown locked on this page are available instantly with a free trial.
| Owner of Record | 2 Individual Names on Record |
|---|---|
| Mailing Address | 20 SAUNDRA DR, WESTERLY, RI 02891-1299 |
| Occupancy | Owner Occupied |
| Owner Type | Individual |
| Date | Document |
|---|---|
| Jul 29, 2019 | Warranty Deed, Transfer · Conventional with PMI BERKSHIRE BK |
| Aug 11, 2017 | Deed of Trust, Mortgage · Conventional Mortgage SAVINGS INSTITUTE |
| Deed Names | 2 Names on Deed |
|---|---|
| Last Sale | Jul 29, 2019 · Amount on Record |
| Deed Sale | Jul 29, 2019 · Amount on Record |
| Deed Document Number | 20193123 |
| Deed Book / Page | 2019 / 12154 |
| Record Updated | Oct 29, 2026 |
| Document Type | Warranty Deed |
|---|---|
| Jurisdiction | WESTERLY RI |
| Recording Date | Jul 29, 2019 |
| Property Address | 20 SAUNDRA DR, WESTERLY, RI 02891-1299 |
| Document Number | 2019-2154 |
| Book / Page | 002019 / 012154 |
| Instrument Date | Jul 29, 2019 |
| Instrument | 3123 |
| Transaction Type | Transfer |
| Record Updated | Aug 13, 2019 |
| Title Company | NOT AVAILABLE |
| Amount | Amount Recorded |
|---|---|
| Downpayment | Downpayment on Record |
| Loan-to-Value (LTV) | LTV on Record |
| Tax | $265.00 |
| Amount Accuracy | Confirmed |
| Additional |
|
| Name | Verified Name |
|---|
| Name | Verified Name |
|---|---|
| Address | 20 SAUNDRA DR WESTERLY RI 028911299, WESTERLY, RI 02891-1299 |
| Document Number | 2019-2157 |
|---|---|
| Date | Jul 29, 2019 |
| Book Page | 002019/012157 |
| Instrument | 3124 |
| Name | BERKSHIRE BK |
|---|---|
| Type | Bank |
| Type | Conventional with PMI |
|---|---|
| Amount | Amount Recorded |
| Term | 360 Months |
| Due | Jul 28, 2049 |
| Document Type | Deed of Trust |
|---|---|
| Jurisdiction | WESTERLY RI |
| Property Address | 20 SAUNDRA DR, WESTERLY, RI 02891-1299 |
| Document Number | 2017-4570 |
| Book / Page | 002017 / 014570 |
| Instrument Date | Aug 11, 2017 |
| Transaction Type | Mortgage |
| Record Updated | Aug 29, 2017 |
| Name | Verified Name |
|---|---|
| Address | 20 SAUNDRA DR WESTERLY RI 028911299, WESTERLY, RI 02891-1299 |
| Document Number | 2017-4570 |
|---|---|
| Date | Aug 11, 2017 |
| Book Page | 002017/014570 |
| Instrument | 3550 |
| Name | SAVINGS INSTITUTE |
|---|---|
| Type | Federal Savings Bank |
| Type | Conventional Mortgage |
|---|---|
| Amount | Amount Recorded |
| Term | 360 Months |
| Due | Aug 10, 2047 |
Source: Charlestown Town assessment roll, as of June 22, 2026
| Type | Name |
|---|---|
| State | Rhode Island |
| County Subdivision | Charlestown Town |
| Unified School District | Chariho Regional School District (PK - 12) |
| Year | Tax Bill | Assessed Value | Assessed Market Value |
|---|---|---|---|
| 2025 | $2,791.00 (+0.72%) | $358,700 (+31.54%) Land $147,300 Building $211,400 | $439,088 |
| 2023 | $2,771.00 (+0.62%) | $272,700 (-) Land $105,200 Building $167,500 | |
| 2022 | $2,754.00 | $272,700 Land $105,200 Building $167,500 |
Assessed value and assessed market value are set for property tax purposes and are not market price estimates.
Source: FEMA National Flood Hazard Layer, effective December 26, 2025 · OpenFEMA NFIP redacted claims and policies, as of September 2026
| FEMA Flood Zone | Zone X minimal risk |
|---|---|
| Flood Insurance Requirement | Not required lenders may require it |
| Community Rating System | Class 7 (15% premium discount) |
| Nearby Flood Policies | 8 in force |
| Nearby Flood Claims | 9 (1978–2010) |
| Claims Outside the SFHA | 3 of 9 |
| Most Recent Claim | Apr 2010 · Severe Storms And Flooding |
| Claims by Event |
|
Values are read at the parcel center point; flood claims are located to the census block group, not this parcel; lenders make the official flood determination.
Source: USDA Forest Service Wildfire Risk to Communities (2nd edition), as of 2024
| Wildfire Risk | Low lower than 80% of the US · above 62% of Rhode Island |
|---|---|
| Wildfire Likelihood | 0.01% annual chance |
| Exposure | Indirect within ember reach |
| Adjoins Burnable Land | Yes |
Values cover an area roughly 900 ft across, not the parcel itself; insurers use their own ratings.
Source: FCC Broadband Data Collection, based on 117 locations within half a mile, as of December 31, 2025
| Provider | Max Down / Up (Mbps) |
|---|---|
| Cox Communications Cable | 2,000 / 35 |
| Verizon Fiber | 980 / 880 |
| T-Mobile Fixed Wireless | 100 / 20 |
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