20 Sandyhook Rd, Ocean Pines (Berlin), MD 21811 Property Records

Worcester County property record for 20 Sandyhook Rd, Ocean Pines, MD 21811

Property Summary

Property TypeSingle Family Home
Details2 ba · 1,392 sqft · built 1983
Lot Size0.224 acres (9,750 sqft)
Owner2 Individual Names on Record
Last Sale$234,900 (May 2019)
Tax Bill$1,864 (2025)
Deeds & MortgagesMay 2019 Sale & Mortgage
Dec 2018 Sale
Flood ZoneZone X (minimal risk)
APN03-058050

Property Details

APN / Parcel Number

Primary APN03-058050
Alternative APN
  • 058050

Interior

Full Baths2 Baths
Stories1 Story
Building Area1,392 sqft Total Area
Fireplaces1 Fireplace
FireplaceFireplace

Exterior

Year BuiltBuilt 1983
Effective Year BuiltEffective 1983
Exterior MaterialSiding
Roof MaterialComposition Shingle
Lot Area9,750 sqft (0.224 acres)
Deck Area120 sqft

Utilities, Heating & Cooling

Cooling SystemHVAC
Heating SystemHeat Pump
SewerConnected

Location & Zoning

Account Number058050
Street Address20 SANDYHOOK RD
CityBERLIN
StateMD
Zip21811-1878
Property CategoryResidential
Property TypeResidential > Single Family > Home
Local Zoning CodeR-2
Legal DescriptionLOT B-06-210 9750 SQ FT SANDYHOOK RD PL OCEAN PINES SEC 6
Legal SubdivisionOCEAN PINES SEC 06
Legal Lot Number210
JurisdictionWORCESTER MD
Township / Civil Division5, OCEAN PINES
Census Block Group3
Census Block3008
Census Tract950600

Owner

Source: Worcester County records, as of August 18, 2026

Owner names and exact recorded amounts shown locked on this page are available instantly with a free trial.

Owner of Record2 Individual Names on Record
Mailing Address20 SANDYHOOK RD, BERLIN, MD 21811-1878
OccupancyOwner Occupied
Owner TypeIndividual

Deeds, Mortgages & Sale History

DateDocument
May 30, 2019Deed, Transfer · Conventional Mortgage
WATERSTONE MORTGAGE CORP
Dec 14, 2018Trustee's Deed, Transfer
ATTORNEY ONLY

Assessor's Deed Record

Deed Names2 Names on Deed
Last SaleMay 30, 2019 · Amount on Record
Deed SaleMay 30, 2019 · Amount on Record
Prior SaleDec 14, 2018 · Amount on Record
Deed Book / Page7426 / 328
Record UpdatedSep 20, 2026

May 2019: Deed, Transfer

Document TypeDeed
JurisdictionWORCESTER MD
Recording DateMay 30, 2019
Property Address20 SANDYHOOK RD, OCEAN PINES, MD 21811-1878
Document Number0074260328
Book / Page7426 / 328
Map ReferenceMB FWH 12 FO 10
Instrument DateMay 22, 2019
Transaction TypeTransfer
Record UpdatedAug 11, 2022
Title CompanyCAPITOL TITLE INSURANCE AGCY

Transaction

AmountAmount Recorded
Loan-to-Value (LTV)LTV on Record
Tax$0.00
Amount AccuracyFull Amount Stated
Additional
  • Arm's Length

Transferred From (Grantor/Seller)

NameVerified Name

Transferred To (Grantee/Buyer)

NameVerified Name
RelationshipJoint Tenants
Address20 SANDYHOOK RD, OCEAN PINES, MD 21811-1878

Mortgage

Document Number0007426334
DateMay 30, 2019
Instrument7426/334
Lender
NameWATERSTONE MORTGAGE CORP
TypeLending Institution
Agreement
TypeConventional Mortgage
AmountAmount Recorded
Term361 Months
DueJun 1, 2049

December 2018: Trustee's Deed, Transfer

Document TypeTrustee's Deed
JurisdictionWORCESTER MD
Recording DateDec 14, 2018
Property Address20 SANDYHOOK RD, OCEAN PINES, MD 21811-1878
Document Number0073370440
Book / Page007337 / 000440
Instrument DateOct 12, 2018
Transaction TypeTransfer
Record UpdatedFeb 12, 2019
Title CompanyATTORNEY ONLY

Transaction

AmountAmount Recorded
Tax$124.00
Amount AccuracyConfirmed
Additional
  • Lis Pendens
  • Arm's Length

Transferred From (Grantor/Seller)

NameVerified Name

Transferred To (Grantee/Buyer)

NameVerified Name
RelationshipCompany
Address2719 OLD LIBERTY RD NEW WINDSOR MD 217768015, NEW WINDSOR, MD 21776-8015

Tax Assessment & Valuation

Source: Worcester County assessment roll, as of July 31, 2025

Property Jurisdictions

TypeName
StateMaryland
CountyWorcester County
Unified School DistrictWorcester County Public Schools (PK - 12)

Tax Bill & Assessment History

YearTax BillAssessed ValueAssessed Market Value
2026$331,467 (+40.21%)$363,700 (+36.22%) Land $89,000 Building $274,700
2025$1,864.00 (+4.37%) Homeowner's exemption
2023$1,786.00 Homeowner's exemption$236,400$267,000 Land $78,300 Building $188,700

Assessed value and assessed market value are set for property tax purposes and are not market price estimates.

Flood

Source: FEMA National Flood Hazard Layer, effective June 4, 2020 · OpenFEMA NFIP redacted claims and policies, as of September 2026

FEMA Flood ZoneZone X
minimal risk
Flood Insurance RequirementNot required
lenders may require it
Flood Insurance CostPremium on Record
median of 193 individual policies
Nearby Flood Policies213 units insured
incl. 20 condo units
Nearby Flood Claims36 (1984–2019)
Claims Outside the SFHA14 of 36
Most Recent ClaimJul 2019 · rainfall accumulation
Claims by Event
  • Hurricane Sandy, Oct 2012 · 6 claims

Values are read at the parcel center point; flood claims are located to the census block group, not this parcel; lenders make the official flood determination.

Wildfire

Source: USDA Forest Service Wildfire Risk to Communities (2nd edition), as of 2024

Wildfire RiskLow
lower than 96% of the US · lower than 92% of Maryland
Wildfire LikelihoodUnder 0.01% annual chance
ExposureNone
beyond ember reach

Values cover an area roughly 900 ft across, not the parcel itself; insurers use their own ratings.

Drinking Water

Source: EPA Safe Drinking Water Information System, as of September 2026

Water SystemOCEAN PINES
serves 11,890 people · EPA ID MD0230005
Water SourceGroundwater
Last State InspectionJan 2024
Lead3 ppb (2021–2023)
action level 15 ppb

Violations Reported to EPA

Water QualityNone
last 10 years
Treatment and ProcedureNone
last 10 years
Monitoring and ReportingNone
last 3 years

Results are for the whole water system, not water tested at this address; lead at the tap also depends on the building's own pipes.

Internet Providers

Source: FCC Broadband Data Collection, based on 494 locations within half a mile, as of December 31, 2025

ProviderMax Down / Up (Mbps)
Xfinity
Cable
2,000 / 250
Mediacom Xtream
Cable
1,000 / 50
Verizon
Fixed Wireless
300 / 20

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