Walton County property record for 20 Sandy Beach Rd, Miramar Beach, FL 32550
| Property Type | Single Family Home |
|---|---|
| Details | 9 bd · 6 ba · 4,090 sqft · built 1996 |
| Lot Size | 0.556 acres (24,219 sqft) |
| Owner | Company Name on Record |
| Last Sale | $1,300,000 (Aug 2001) |
| Tax Bill | $26,643 (2025) |
| Deeds & Mortgages | Dec 2019 Mortgage |
| Flood Zone | Zone VE (high risk) |
| APN | 34-2S-21-42000-019-0010 |
| Primary APN | 34-2S-21-42000-019-0010 |
|---|---|
| Alternative APNs |
|
| Bedrooms | 9 Beds |
|---|---|
| Full Baths | 6 Baths |
| Stories | 2 Stories |
| Building Area | 4,090 sqft Living Area |
| Gross Area | 4,862 sqft |
| 1st Floor Area | 2,100 sqft |
| Flooring | Tile |
| Interior Walls | Custom/Decorative |
| Year Built | Built 1996 |
|---|---|
| Effective Year Built | Effective 1996 |
| Exterior Material | Aluminum/Vinyl |
| Roof Type | Gable/Hip |
| Roof Material | Other |
| Lot Area | 24,219 sqft (0.556 acres) |
| Lot Dimensions | 300 ft deep x 50 ft wide |
| Porch | Finished/Open Porch |
|---|---|
| Porch Area | 772 sqft |
| Deck Area | Deck Area |
| Total Buildings | 2 Buildings |
| Cooling System | Central |
|---|---|
| Heating System | Forced Air with A/C |
| Street Address | 20 SANDY BEACH RD |
|---|---|
| City | MIRAMAR BEACH |
| State | FL |
| Zip | 32550-4101 |
| Property Category | Residential |
| Property Type | Residential > Single Family > Home |
| Local Zoning Code | GULFFR |
| Legal Description | COM NW/C SEC 34 S88 DEG 45' 00 E 390 FT S 01 DEG 32' 24 W 1282.99 FT S88 DEG 34' 00 E 50 FT TO POB CONT S88 DEG 34' 00 E 50 FT S 01 DEG 32' 24 W 485 FT TO MHW LINE OF GULF 50 FT N01 DEG 32' 24 E 485 FT TO POB OR 1193-14 OR 1193-16 OR 2344-342 OR 2878 |
| Legal Range | 021 |
| Legal Township | 02S |
| Legal Section | 34 |
| Legal Subdivision | TANG-O-MAR S/D UNRECD |
| Legal Block | 1900 |
| Legal Lot Number | 10 |
| Jurisdiction | WALTON FL |
| Township / Civil Division | WALTON BEACHES |
| Census Block Group | 1 |
| Census Block | 1003 |
| Census Tract | 950609 |
Source: Walton County records, as of June 9, 2026
Owner names and exact recorded amounts shown locked on this page are available instantly with a free trial.
| Owner of Record | Company Name on Record |
|---|---|
| Mailing Address | 1704 N CYPRESS ST, WICHITA, KS 67206-3301 |
| Owner Type | Company |
| Vesting | Trust, Revocable Trust |
| Deed Names | Name on Deed |
|---|---|
| Last Sale | Aug 14, 2001 · Amount on Record |
| Deed Sale | Aug 14, 2001 · Amount on Record |
| Deed Document Number | 2001680876 |
| Deed Book / Page | 2344 / 342 |
| Last Transfer Date | Nov 30, 2011 |
| Transfer Doc | 0028784387 |
| Record Updated | Sep 20, 2026 |
| Document Type | Deed of Trust |
|---|---|
| Jurisdiction | WALTON FL |
| Property Address | 20 SANDY BEACH RD, MIRAMAR BEACH, FL 32550-4101 |
| Document Number | 0031330166 |
| Instrument Date | Dec 30, 2019 |
| Transaction Type | Mortgage |
| Record Updated | Mar 9, 2020 |
| Title Company | OTHER |
| Name | Verified Name |
|---|---|
| Relationship | Revocable Trust |
| Address | 20 SANDY BEACH RD MIRAMAR BEACH FL 325504101, MIRAMAR BEACH, FL 32550-4101 |
| Document Number | 0031330166 |
|---|---|
| Date | Feb 12, 2020 |
| Book Page | 003133/000166 |
| Instrument | 5077 |
| Name | BANK OF AMERICA |
|---|---|
| Type | Bank |
| Address | 101 S TRYON ST, CHARLOTTE, NC 28280-0002 |
| Amount | Amount Recorded |
|---|---|
| Term | 360 Months |
| Due | Feb 11, 2050 |
Source: Walton County assessment roll, as of December 3, 2025
| Type | Name |
|---|---|
| State | Florida |
| County | Walton County |
| Unified School District | Walton County School District (PK - 12) |
| Year | Tax Bill | Assessed Value | Assessed Market Value |
|---|---|---|---|
| 2025 | $26,643.00 (+16.77%) | $3,173,908 (+32.36%) Land $2,288,020 Building $885,888 | $3,173,908 (+32.36%) Land $2,288,020 Building $885,888 |
| 2024 | $22,817.00 (+6.18%) | ||
| 2023 | $21,488.00 (+3.27%) | $2,397,965 (+0.71%) Land $1,600,520 Building $797,445 | $2,397,965 (+0.71%) Land $1,600,520 Building $797,445 |
| 2022 | $20,808.00 | $2,381,006 Land $1,671,178 Building $709,828 | $2,381,006 Land $1,671,178 Building $709,828 |
Assessed value and assessed market value are set for property tax purposes and are not market price estimates.
Source: FEMA National Flood Hazard Layer, effective June 18, 2026 · OpenFEMA NFIP redacted claims and policies, as of September 2026
| FEMA Flood Zone | Zone VE high risk · coastal, wave action |
|---|---|
| 100-Year Floodplain | Yes 1% annual chance |
| Floodway | No |
| Base Flood Elevation | 12.0 ft |
| Flood Insurance Requirement | Required federally backed loans |
| Flood Insurance Cost | Premium on Record median of 750 individual policies |
| Community Rating System | Class 6 (20% premium discount) |
| Nearby Flood Policies | 4,168 units insured incl. 3,418 condo units |
| Nearby Flood Claims | 64 (1995–2024) |
| Claims Outside the SFHA | 45 of 64 |
| Most Recent Claim | Sep 2024 · rainfall accumulation |
| Claims by Event |
|
Values are read at the parcel center point; flood claims are located to the census block group, not this parcel; lenders make the official flood determination.
Source: USDA Forest Service Wildfire Risk to Communities (2nd edition), as of 2024
| Wildfire Risk | Low lower than 98% of the US · lower than 97.6% of Florida |
|---|---|
| Wildfire Likelihood | Under 0.01% annual chance |
| Exposure | Direct burnable vegetation |
Values cover an area roughly 900 ft across, not the parcel itself; insurers use their own ratings.
Source: EPA Safe Drinking Water Information System, as of September 2026
| Water System | SOUTH WALTON UTILITY COMPANY private · serves 26,668 people · EPA ID FL1660615 |
|---|---|
| Water Source | Groundwater |
| Last State Inspection | Feb 2026 |
| Lead | 3 ppb (2023) action level 15 ppb |
| Water Quality | None last 10 years |
|---|---|
| Treatment and Procedure | None last 10 years |
| Monitoring and Reporting | None last 3 years |
Results are for the whole water system, not water tested at this address; lead at the tap also depends on the building's own pipes.
Source: FCC Broadband Data Collection, based on 241 locations within half a mile, as of December 31, 2025
| Provider | Max Down / Up (Mbps) |
|---|---|
| LiveOak Fiber Fiber | 5,000 / 5,000 |
| Cox Communications Cable | 2,000 / 35 |
| Verizon Fixed Wireless | 300 / 20 |
| AT&T Fixed Wireless | 100 / 20 |
May also be available: Mediacom Xtream, Wildstar Networks.
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