20 Sands Rd, Eastham, MA 02642 Property Records

Barnstable County and Eastham Town property record for 20 Sands Rd, Eastham, MA 02642

Property Summary

Property Type	Condominium
Details	2 bd · 1.5 ba · 1,267 sqft · built 1988
Owner	2 Individual Names on File
Last Sale	$328,000 (Apr 2011)
Tax Bill	$4,676 (2025)
Deeds & Mortgages	Oct 2020 Sale Jun 2019 Mortgage
Flood Zone	Zone X (minimal risk)
APN	`M:0014 L:0028=D`

Property Details

APN / Parcel Number

Primary APN	`M:0014 L:0028=D`
Alternative APNs	`EAST M:0014 L:0028-D` `4564`

Interior

Bedrooms	2 Beds
Full Baths	1.5 Baths
Half Baths	1 Half Bath
Total Rooms	4 Rooms
Stories	2 Stories
Building Area	1,267 sqft Living Area
Fireplaces	1 Fireplace
Fireplace	Fireplace

Exterior

Year Built	Built 1988
Effective Year Built	Effective 2001
Architectural Style	Condo/Apartment
Exterior Material	Wood Siding
Construction Type	Frame

Utilities, Heating & Cooling

Heating System	Hot Water
Heating Fuel	Oil

Location & Zoning

Account Number	4564
Street Address	20 SANDS RD
City	EASTHAM
State	MA
Zip	02642-3128
Property Category	Residential
Property Type	Residential > Condominium / Townhouse > Condominium
Local Zoning Code	RESIDE
Legal Subdivision	AKUMAL CONDO
Legal Lot Number	28-D
Jurisdiction	EASTHAM MA
Township / Civil Division	EASTHAM
Census Block Group	1
Census Block	1002
Census Tract	10304

Owner

20 Sands Rd, a condominium, is owned by two individuals who bought it in April 2011.

Source: Barnstable County and Eastham Town records, as of July 20, 2026

Owner of Record	2 Individual Names on File
Mailing Address	27 HOPE ST, RIDGEWOOD, NJ 07450-4504
Owner Type	Individual
Vesting	Husband and Wife

Owner names and exact recorded amounts are on file and can be viewed instantly on this page with a free 10-day trial.

Deeds, Mortgages & Sale History

Date	Document
Oct 15, 2020	Condominium Deed, Transfer NOT AVAILABLE
Jun 19, 2019	Deed of Trust, Mortgage · Conventional Mortgage CAPE COD FIVE CENTS SVGS BK

Assessor's Deed Record

Deed Names	2 Names on Deed
Last Sale	Apr 15, 2011 · Amount on File
Deed Sale	Apr 15, 2011 · Amount on File
Prior Sale	Dec 13, 2000 · Amount on File
Deed Document Number	20111
Deed Book / Page	25384 / 282
Transfer Doc	25931-142
Record Updated	Sep 20, 2026

October 2020: Condominium Deed, Transfer

Document Type	Condominium Deed
Jurisdiction	EASTHAM MA
Recording Date	Oct 15, 2020
Property Address	20 SANDS RD, EASTHAM, MA 02642-3128
Document Number	33361-191
Book / Page	033361 / 000191
Instrument Date	Oct 15, 2020
Instrument	55999
Transaction Type	Transfer
Record Updated	Nov 3, 2020
Title Company	NOT AVAILABLE

Transferred From (Grantor/Seller)

Name	Verified Name

Transferred To (Grantee/Buyer)

Name	Verified Name
Address	PO BOX 765 NORTH EASTHAM MA 026510765, NORTH EASTHAM, MA 02651-0765

June 2019: Deed of Trust, Mortgage

Document Type	Deed of Trust
Jurisdiction	EASTHAM MA
Property Address	20 SANDS RD, EASTHAM, MA 02642-3128
Document Number	32099-325
Instrument Date	Jun 19, 2019
Transaction Type	Mortgage
Record Updated	Jul 9, 2019
Title Company	NOT AVAILABLE

Transferred To (Grantee/Buyer)

Name	Verified Name
Address	20 SANDS RD #20 EASTHAM MA 026423128, 20, EASTHAM, MA 02642-3128

Mortgage

Document Number	32099-325
Date	Jun 19, 2019
Book Page	032099/000325
Instrument	28402

Lender

Name	CAPE COD FIVE CENTS SVGS BK
Type	Federal Savings Bank

Agreement

Type	Conventional Mortgage
Amount	Amount on Record
Term	360 Months
Due	Jun 18, 2049

Tax Assessment & Valuation

The 2025 property tax bill for 20 Sands Rd was $4,676, up 36.3% from the year before.

Source: Barnstable County and Eastham Town assessment roll, as of May 27, 2026

Property Jurisdictions

Type	Name
State	Massachusetts
County	Barnstable County
County Subdivision	Eastham Town
Elementary School District	Eastham School District (PK - 05)
Secondary School District	Nauset School District (06 - 12)

Tax Bill & Assessment History

Year	Tax Bill	Assessed Value	Assessed Market Value
2025	$4,676.00 (+36.29%)	$606,500 (+23.9%) Building $606,500	$625,670
2024	$3,431.00 (+7.96%)	$489,500 (+11.5%) Building $489,500
2023	$3,178.00	$439,000 Building $439,000

Assessed value and assessed market value are set for property tax purposes and are not market price estimates.

Flood

FEMA maps place 20 Sands Rd in Zone X, an area of minimal flood risk, within 500 ft of a high-risk flood zone.

Source: FEMA National Flood Hazard Layer, effective October 1, 2026 · OpenFEMA NFIP redacted claims and policies, as of September 2026

FEMA Flood Zone	Zone X minimal risk
Nearest Special Flood Hazard Area	Zone AE, within 500 ft
Flood Insurance Requirement	Not required lenders may require it
Flood Insurance Cost	Premium on File median of 67 policies
Community Rating System	Class 7 (15% premium discount)
Nearby Flood Policies	67 in force
Nearby Flood Claims	16 (1987–2023)
Claims Outside the SFHA	4 of 16
Most Recent Claim	Feb 2023 · rainfall accumulation
Claims by Event	Severe Winter Storm And Snowstorm, Jan 2022 · 2 claims Severe Winter Storm, Snowstorm, And Flooding, Jan 2015 · 2 claims Coastal Storm, Oct 1991 · 2 claims

Values are read at the parcel center point; flood claims are located to the census block group, not this parcel; lenders make the official flood determination.

Wildfire

Wildfire risk around 20 Sands Rd is low, with less than a 0.01% annual chance of wildfire.

Source: USDA Forest Service Wildfire Risk to Communities (2nd edition), as of 2024

Wildfire Risk	Low lower than 93% of the US · lower than 83% of Massachusetts
Wildfire Likelihood	Under 0.01% annual chance
Exposure	Direct burnable vegetation

Values cover an area roughly 900 ft across, not the parcel itself; insurers use their own ratings.

Drinking Water

Source: EPA Safe Drinking Water Information System, as of September 2026

Water System	TOWN OF EASTHAM serves 6,199 people · EPA ID MA4086095
Water Source	Groundwater
Last State Inspection	Oct 2023
Lead	Under 1 ppb (2021–2023) action level 15 ppb

Violations Reported to EPA

Water Quality	None last 10 years
Treatment and Procedure	None last 10 years
Monitoring and Reporting	None last 3 years

Results are for the whole water system, not water tested at this address; lead at the tap also depends on the building's own pipes.

Internet Providers

Source: FCC Broadband Data Collection, based on 60 locations within half a mile, as of December 31, 2025

Provider	Max Down / Up (Mbps)
Xfinity Cable	2,000 / 250

May also be available: Verizon.

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