20 Saint Paul Ct, O Fallon, MO 63366 Property Records

St. Charles County property record for 20 Saint Paul Ct, O Fallon, MO 63366

Property Summary

Property Type	Single Family Home
Details	4 bd · 1.5 ba · 1,300 sqft · built 1959
Lot Size	0.113 acres (4,914 sqft)
Owner	Individual Name on Record
Last Sale	$212,000 (Jan 2022)
Tax Bill	$2,528 (2025)
Deeds & Mortgages	Jan 2022 Mortgage Mar 2021 Sale + 2 more
Flood Zone	Zone X (minimal risk)
APN	`213000A000`

Property Details

APN / Parcel Number

Primary APN	`213000A000`
Alternative APN	`2-051C-4271-00-0020.0000000`

Interior

Bedrooms	4 Beds
Full Baths	1.5 Baths
Half Baths	1 Half Bath
Total Rooms	7 Rooms
Stories	1 Story
Building Area	1,300 sqft Living Area
Gross Area	1,850 sqft
1st Floor Area	1,300 sqft

Exterior

Year Built	Built 1959
Effective Year Built	Effective 1959
Architectural Style	Ranch
Exterior Material	Wood
Roof Type	Gable
Roof Material	Asphalt
Lot Area	4,914 sqft (0.113 acres)
Lot Dimensions	117 ft deep x 42 ft wide
Garage Type	Attached
Garage Area	550 sqft
Parking Spaces	2 Parking Spaces
Porch	Slab
Porch Area	96 sqft
Patio Area	266 sqft

Utilities, Heating & Cooling

Heating System	Forced Air with A/C
Heating Fuel	Gas
Sewer	Connected

Location & Zoning

Account Number	213000A000
Street Address	20 SAINT PAUL CT
City	O FALLON
State	MO
Zip	63366-2246
Property Category	Residential
Property Type	Residential > Single Family > Home
Local Zoning Code	AE9
Legal Description	FOREST PK OF OFALLON LOT 20
Legal Subdivision	FOREST PK OF OFALLON
Legal Lot Number	20
Jurisdiction	ST CHARLES MO
Township / Civil Division	O'FALLON
Census Block Group	2
Census Block	2001
Census Tract	311602

Owner

Source: St. Charles County records, as of September 14, 2026

Owner names and exact recorded amounts shown locked on this page are available instantly with a free trial.

Owner of Record	Individual Name on Record
Mailing Address	20 SAINT PAUL CT, O FALLON, MO 63366-2246
Occupancy	Owner Occupied
Owner Type	Individual

Deeds, Mortgages & Sale History

Date	Document
Jan 4, 2022	Warranty Deed, Transfer · Conventional Mortgage GUILD MORTGAGE CO
Mar 8, 2021	Warranty Deed, Transfer INVESTORS TITLE COMPANY
Mar 29, 2017	Deed of Trust, Mortgage · Line of Credit US BANK NA
Feb 25, 2021	Warranty Deed, Transfer INVESTORS TITLE COMPANY

Assessor's Deed Record

Deed Names	Name on Deed
Last Sale	Jan 4, 2022 · Amount on Record
Deed Sale	Jan 4, 2022 · Amount on Record
Prior Sale	Mar 8, 2021 · Amount on Record
Deed Document Number	2022678
Prior Transfer Date	Dec 14, 2021
Prior Transfer Doc	0000000677
Record Updated	Oct 29, 2026

January 2022: Warranty Deed, Transfer

Document Type	Warranty Deed
Jurisdiction	ST CHARLES MO
Recording Date	Jan 4, 2022
Property Address	20 SAINT PAUL CT, O FALLON, MO 63366-2246
Document Number	0000000678
Map Reference	MB 6 PG 70
Instrument Date	Dec 21, 2021
Instrument	2022R-000678
Transaction Type	Transfer
Record Updated	Jan 17, 2022
Title Company	INVESTORS TITLE COMPANY

Transaction

Tax	$0.00
Additional	Arm's Length

Transferred From (Grantor/Seller)

Name	Verified Name
Address	609 SUMMIT AVE, 609, MILL VALLEY, CA 94941-4542

Transferred To (Grantee/Buyer)

Name	Verified Name
Address	20 SAINT PAUL CT, O FALLON, MO 63366-2246

Mortgage

Document Number	0000000679
Date	Jan 4, 2022
Instrument	2022R-000679

Lender

Name	GUILD MORTGAGE CO
Type	Mortgage Company

Agreement

Type	Conventional Mortgage
Amount	Amount Recorded
Term	360 Months
Due	Jan 1, 2052

March 2021: Warranty Deed, Transfer

Document Type	Warranty Deed
Jurisdiction	ST CHARLES MO
Recording Date	Mar 8, 2021
Property Address	20 SAINT PAUL CT, O FALLON, MO 63366-2246
Document Number	2021R020248
Map Reference	MB 6 PG 70
Instrument Date	Mar 3, 2021
Instrument	2021R-020248
Transaction Type	Transfer
Record Updated	Aug 9, 2021
Title Company	INVESTORS TITLE COMPANY

Transaction

Tax	$0.00
Additional	Arm's Length

Transferred From (Grantor/Seller)

Name	Verified Name
Address	2063 AVALON MIST CIR, 2063, O FALLON, MO 63368-7337

Transferred To (Grantee/Buyer)

Name	Verified Name
Address	228 PARK AVE S # 73833, 73833, NEW YORK, NY 10003-1502
Investor	Possibly a Property Investor

March 2017: Deed of Trust, Mortgage

Document Type	Deed of Trust
Jurisdiction	ST CHARLES MO
Property Address	20 SAINT PAUL CT, O FALLON, MO 63366-2246
Transaction Type	Mortgage
Record Updated	Feb 5, 2021

Transferred To (Grantee/Buyer)

Name	Verified Name

Mortgage

Document Number	0067190009
Date	Mar 29, 2017
Book Page	6719/0009
Instrument	20170328000185600

Lender

Name	US BANK NA
Type	Bank
Address	CINCINNATI, OH 45202

Agreement

Type	Line of Credit
Amount	Amount Recorded
Term	360 Months
Due	Mar 10, 2047

Interest

Rate Type	Adjustable Rate
Change Frequency	Monthly

February 2021: Warranty Deed, Transfer

Document Type	Warranty Deed
Jurisdiction	ST CHARLES MO
Recording Date	Feb 25, 2021
Property Address	20 SAINT PAUL CT, O FALLON, MO 63366-2246
Document Number	2021R016391
Map Reference	MB 6 PG 70&71
Instrument Date	Jan 19, 2021
Instrument	2021R-016391
Transaction Type	Transfer
Record Updated	Aug 9, 2021
Title Company	INVESTORS TITLE COMPANY

Transaction

Tax	$0.00
Additional	Arm's Length

Transferred From (Grantor/Seller)

Name	Verified Name
Address	39 MUSTANG DR, 39, O FALLON, MO 63366-8408

Transferred To (Grantee/Buyer)

Name	Verified Name
Address	2063 AVALON MIST CIR, O FALLON, MO 63368-7337

Tax Assessment & Valuation

Source: St. Charles County assessment roll, as of August 7, 2026

Property Jurisdictions

Type	Name
State	Missouri
County	St. Charles County
Municipality	O'Fallon City
Unified School District	Fort Zumwalt R-II School District (PK - 12)

Tax Bill & Assessment History

Year	Tax Bill	Assessed Value	Assessed Market Value
2026		$39,118 (-)	$205,882 (-) Land $40,000 Building $165,882
2025	$2,528.00	$39,118 (+2.57%)	$205,882 (+2.57%) Land $40,000 Building $165,882
2023		$38,137
2022			$200,719 Land $40,000 Building $160,719

Assessed value and assessed market value are set for property tax purposes, not market price estimates; both are a fraction of this property's market value.

Flood

Source: FEMA National Flood Hazard Layer, effective August 25, 2024

FEMA Flood Zone	Zone X minimal risk
Flood Insurance Requirement	Not required lenders may require it

Values are read at the parcel center point; lenders make the official flood determination.

Wildfire

Source: USDA Forest Service Wildfire Risk to Communities (2nd edition), as of 2024

Wildfire Risk	Low lower than 97% of the US · lower than 95% of Missouri
Wildfire Likelihood	Under 0.01% annual chance
Exposure	None beyond ember reach

Values cover an area roughly 900 ft across, not the parcel itself; insurers use their own ratings.

Drinking Water

Source: EPA Safe Drinking Water Information System, as of September 2026

Water System	OFALLON PWS serves 32,515 people · EPA ID MO6010588
Water Source	Purchased surface water from several systems
Last State Inspection	Aug 2024
Lead	2 ppb (2023–2025) action level 15 ppb

Violations Reported to EPA

Water Quality	None last 10 years
Treatment and Procedure	None last 10 years
Monitoring and Reporting	1 last 3 years

Results are for the whole water system, not water tested at this address; lead at the tap also depends on the building's own pipes.

Internet Providers

Source: FCC Broadband Data Collection, based on 555 locations within half a mile, as of December 31, 2025

Provider	Max Down / Up (Mbps)
Gateway Fiber Fiber	2,000 / 2,000
Spectrum Cable	1,000 / 1,000
AT&T Fixed Wireless	100 / 20

May also be available: Verizon, Wisper ISP.

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