Hamden Town property record for 20 Saint James St, Hamden, CT 06514
| Property Type | Single Family Home |
|---|---|
| Details | 3 bd · 2 ba · 1,187 sqft · built 1920 |
| Lot Size | 0.1 acres (4,356 sqft) |
| Owner | Individual Name on File |
| Last Sale | $229,000 (Nov 2021) |
| Tax Bill | $9,821 (2026) |
| Deeds & Mortgages | Nov 2021 Sale & Mortgage Jul 2019 Sale & Mortgage |
| Flood Zone | Zone X (minimal risk) |
| APN | HAMD M:2326 B:006 L:00-0000 |
| Primary APN | HAMD M:2326 B:006 L:00-0000 |
|---|---|
| Alternative APN |
|
| Bedrooms | 3 Beds |
|---|---|
| Full Baths | 2 Baths |
| Total Rooms | 6 Rooms |
| Stories | 2 Stories |
| Building Area | 1,187 sqft Living Area |
| Gross Area | 2,062 sqft |
| 1st Floor Area | 611 sqft |
| Basement Area | 611 sqft |
| Unfinished Basement | 336 sqft |
| Year Built | Built 1920 |
|---|---|
| Effective Year Built | Effective 1920 |
| Architectural Style | Colonial |
| Exterior Material | Other |
| Roof Type | Gable |
| Roof Material | Asphalt |
| Lot Area | 4,356 sqft (0.1 acres) |
| Deck Area | Deck Area |
| Cooling System | HVAC |
|---|---|
| Heating System | Forced Air with A/C |
| Heating Fuel | Gas |
| Street Address | 20 SAINT JAMES ST |
|---|---|
| City | HAMDEN |
| State | CT |
| Zip | 06514-3509 |
| Property Category | Residential |
| Property Type | Residential > Single Family > Home |
| Local Zoning Code | R4 |
| Legal Block | 6 |
| Legal Lot Number | 0000 |
| Jurisdiction | HAMDEN CT |
| Township / Civil Division | HAMDEN |
| Census Block Group | 2 |
| Census Block | 2016 |
| Census Tract | 165600 |
20 Saint James St is owned and occupied by an individual who bought it in November 2021.
Source: Hamden Town records, as of October 20, 2026
| Owner of Record | Individual Name on File |
|---|---|
| Mailing Address | 20 SAINT JAMES ST, HAMDEN, CT 06514-3509 |
| Occupancy | Owner Occupied |
| Owner Type | Individual |
Owner names and exact recorded amounts are on file and can be viewed instantly on this page with a free 10-day trial.
| Date | Document |
|---|---|
| Nov 3, 2021 | Warranty Deed, Transfer · Stand-Alone First Mortgage NATIONS LENDING CORP |
| Jul 8, 2019 | Warranty Deed, Transfer · Conventional Mortgage TOTAL MTG SVCS |
| Deed Names | Name on Deed |
|---|---|
| Last Sale | Nov 3, 2021 · Amount on File |
| Deed Sale | Nov 3, 2021 · Amount on File |
| Prior Sale | Aug 4, 2016 · Amount on File |
| Deed Document Number | 20218885 |
| Deed Book / Page | 4911 / 65 |
| Record Updated | Oct 29, 2026 |
| Document Type | Warranty Deed |
|---|---|
| Jurisdiction | HAMDEN CT |
| Recording Date | Nov 3, 2021 |
| Property Address | 20 SAINT JAMES ST, HAMDEN, CT 06514-3509 |
| Document Number | 4911-65 |
| Book / Page | 4911 / 65 |
| Instrument Date | Oct 28, 2021 |
| Instrument | 8885 |
| Transaction Type | Transfer |
| Record Updated | Nov 18, 2021 |
| Amount | Amount on Record |
|---|---|
| Downpayment | Downpayment on Record |
| Loan-to-Value (LTV) | LTV on Record |
| Tax | $0.00 |
| Amount Accuracy | Full Amount Stated |
| Additional |
|
| Name | Verified Name |
|---|
| Name | Verified Name |
|---|
| Document Number | 8886 |
|---|---|
| Date | Nov 3, 2021 |
| Instrument | 8886 |
| Name | NATIONS LENDING CORP |
|---|---|
| Type | Mortgage Company |
| Type | Stand-Alone First Mortgage |
|---|---|
| Amount | Amount on Record |
| Document Type | Warranty Deed |
|---|---|
| Jurisdiction | HAMDEN CT |
| Recording Date | Jul 8, 2019 |
| Property Address | 20 SAINT JAMES ST, HAMDEN, CT 06514-3509 |
| Document Number | 4619-10 |
| Book / Page | 004619 / 000010 |
| Instrument Date | Jul 8, 2019 |
| Transaction Type | Transfer |
| Record Updated | Aug 7, 2019 |
| Title Company | UNKNOWN |
| Amount | Amount on Record |
|---|---|
| Downpayment | Downpayment on Record |
| Loan-to-Value (LTV) | LTV on Record |
| Tax | $180.50 |
| Amount Accuracy | Confirmed |
| Additional |
|
| Name | Verified Name |
|---|
| Name | Verified Name |
|---|---|
| Address | 20 SAINT JAMES ST HAMDEN CT 065143509, HAMDEN, CT 06514-3509 |
| Document Number | 4619-13 |
|---|---|
| Date | Jul 8, 2019 |
| Book Page | 004619/000013 |
| Name | TOTAL MTG SVCS |
|---|---|
| Type | Mortgage Company |
| Type | Conventional Mortgage |
|---|---|
| Amount | Amount on Record |
| Term | 360 Months |
| Due | Jul 7, 2049 |
The 2026 property tax bill for 20 Saint James St was $9,821.
Source: Hamden Town assessment roll, as of September 25, 2026
| Type | Name |
|---|---|
| State | Connecticut |
| County Subdivision | Hamden Town |
| Unified School District | Hamden School District (PK - 12) |
| Year | Tax Bill | Assessed Value | Assessed Market Value |
|---|---|---|---|
| 2026 | $9,821.00 | $182,980 (-) Land $49,490 Building $133,490 | $303,165 (+136.69%) |
| 2025 | $182,980 (+54.22%) Land $49,490 Building $133,490 | $128,086 Land $34,643 Building $93,443 | |
| 2024 | $9,493.00 (+43.88%) | $118,650 (-) Land $27,440 Building $91,210 | |
| 2023 | $6,598.00 | $118,650 Land $27,440 Building $91,210 |
Assessed value and assessed market value are set for property tax purposes and are not market price estimates.
FEMA maps place 20 Saint James St in Zone X, an area of minimal flood risk.
Source: FEMA National Flood Hazard Layer, effective January 25, 2026
| FEMA Flood Zone | Zone X minimal risk |
|---|---|
| Flood Insurance Requirement | Not required lenders may require it |
Values are read at the parcel center point; lenders make the official flood determination.
Wildfire risk around 20 Saint James St is low, with a 0.01% annual chance of wildfire.
Source: USDA Forest Service Wildfire Risk to Communities (2nd edition), as of 2024
| Wildfire Risk | Low lower than 80% of the US · above 55% of Connecticut |
|---|---|
| Wildfire Likelihood | 0.01% annual chance |
| Exposure | None beyond ember reach |
Values cover an area roughly 900 ft across, not the parcel itself; insurers use their own ratings.
Source: EPA Safe Drinking Water Information System, as of September 2026
| Water System | REGIONAL WATER AUTHORITY serves 418,900 people · EPA ID CT0930011 |
|---|---|
| Water Source | Surface water |
| Last State Inspection | Jun 2024 |
| Lead | Under 1 ppb (2026) action level 15 ppb |
| Water Quality | None last 10 years |
|---|---|
| Treatment and Procedure | None last 10 years |
| Monitoring and Reporting | None last 3 years |
Results are for the whole water system, not water tested at this address; lead at the tap also depends on the building's own pipes.
Source: FCC Broadband Data Collection, based on 377 locations within half a mile, as of December 31, 2025
| Provider | Max Down / Up (Mbps) |
|---|---|
| Frontier Fiber | 7,000 / 7,000 |
| GoNetspeed Fiber | 2,000 / 2,000 |
| Xfinity Cable · Fiber in parts of the area | 2,000 / 250 |
| Verizon Fixed Wireless | 300 / 20 |
| T-Mobile Fixed Wireless | 100 / 20 |
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