St. Johns County property record for 20 Sadie Ct, Saint Augustine, FL 32095
| Property Type | Single Family Home |
|---|---|
| Details | 6 bd · 3.5 ba · 4,180 sqft · built 2013 |
| Lot Size | 0.36 acres (15,681 sqft) |
| Owner | 2 Individual Names on File |
| Last Sale | $374,000 (Aug 2013) |
| Tax Bill | $4,871 (2025) |
| Deeds & Mortgages | Jun 2023 Second Mortgage Nov 2020 Mortgage + 1 more |
| Flood Zone | Zone X (minimal risk) |
| APN | 071624-0050 |
| Primary APN | 071624-0050 |
|---|
| Bedrooms | 6 Beds |
|---|---|
| Full Baths | 3.5 Baths |
| Half Baths | 1 Half Bath |
| Plumbing Fixtures | 17 Plumbing Fixtures |
| Stories | 1 Story |
| Building Area | 4,180 sqft Living Area |
| Gross Area | 4,830 sqft |
| 1st Floor Area | 2,158 sqft |
| Flooring | Carpet |
| Interior Walls | Wallboard/Drywall |
| Year Built | Built 2013 |
|---|---|
| Effective Year Built | Effective 2013 |
| Exterior Material | Concrete |
| Construction Type | Masonry / Concrete Block |
| Roof Type | Gable/Hip |
| Roof Material | Composition Shingle |
| Lot Area | 15,681 sqft (0.36 acres) |
| Garage Type | Attached |
| Garage Area | 650 sqft |
| Parking Spaces | 2 Parking Spaces |
| Porch | Finished/Open Porch |
| Porch Area | 512 sqft |
| Cooling System | Central |
|---|---|
| Heating System | Forced Air with A/C |
| Street Address | 20 SADIE CT |
|---|---|
| City | SAINT AUGUSTINE |
| State | FL |
| Zip | 32095-8507 |
| Property Category | Residential |
| Property Type | Residential > Single Family > Home |
| Local Zoning Code | PUD |
| Legal Description | 68/31-34 LAS CALINAS PARCEL 3A UNIT 4 LOT 5 OR3771/1736 |
| Legal Range | 29E |
| Legal Township | 05S |
| Legal Section | 28 |
| Legal Subdivision | LAS CALINAS PARCEL 3A UNIT 4 |
| Legal Block | 1 |
| Legal Lot Number | 5 |
| Legal Unit | 4 |
| Jurisdiction | ST JOHNS FL |
| Township / Civil Division | ST. AUGUSTINE |
| Census Block Group | 3 |
| Census Block | 3008 |
| Census Tract | 20606 |
Source: St. Johns County records · APN 071624-0050
Assessment roll updated April 13, 2026 · Last verified April 2026
Owner names and exact recorded amounts shown locked on this page are available instantly with a free trial.
| Owner of Record | 2 Individual Names on File |
|---|---|
| Mailing Address | 20 SADIE CT, SAINT AUGUSTINE, FL 32095-8507 |
| Occupancy | Owner Occupied |
| Owner Type | Individual |
| Date | Document |
|---|---|
| Jun 21, 2023 | Deed of Trust, Mortgage · Stand-Alone Second Mortgage NAVY FCU |
| Nov 20, 2020 | Deed of Trust, Mortgage · VA Mortgage PENNYMAC LOAN SERVICES LLC |
| Sep 18, 2019 | Loan Modification, Mortgage · Conventional Mortgage PENNYMAC |
| Deed Names | 2 Verified Names on Deed |
|---|---|
| Last Sale | Aug 06, 2013 · Amount on Record |
| Deed Sale | Aug 06, 2013 · Amount on Record |
| Deed Document Number | 201352373 |
| Deed Book / Page | 3771 / 1736 |
| Record Updated | Jun 08, 2026 |
| Document Type | Deed of Trust |
|---|---|
| Jurisdiction | ST JOHNS FL |
| Property Address | 20 SADIE CT, SAINT AUGUSTINE, FL 32095-8507 |
| Transaction Type | Mortgage |
| Record Updated | Jul 04, 2023 |
| Name | Verified Name |
|---|---|
| Address | 20 SADIE CT, SAINT AUGUSTINE, FL 32095-8507 |
| Document Number | 0057780807 |
|---|---|
| Date | Jun 21, 2023 |
| Book Page | 5778/807 |
| Instrument | 2023047897 |
| Name | NAVY FCU |
|---|---|
| Type | Credit Union |
| Address | VIENNA, VA 22180 |
| Type | Stand-Alone Second Mortgage |
|---|---|
| Amount | Amount Recorded |
| Term | 180 Months |
| Due | Jun 01, 2038 |
| Document Type | Deed of Trust |
|---|---|
| Jurisdiction | ST JOHNS FL |
| Property Address | 20 SADIE CT, SAINT AUGUSTINE, FL 32095-8507 |
| Transaction Type | Mortgage |
| Record Updated | Feb 05, 2021 |
| Name | Verified Name |
|---|---|
| Address | 20 SADIE CT, SAINT AUGUSTINE, FL 32095-8507 |
| Document Number | 0051050622 |
|---|---|
| Date | Nov 20, 2020 |
| Book Page | 5105/622 |
| Instrument | 2020106008 |
| Name | PENNYMAC LOAN SERVICES LLC |
|---|---|
| Type | Mortgage Company |
| Address | WESTLAKE VILLAGE, CA 91361 |
| Type | VA Mortgage |
|---|---|
| Amount | Amount Recorded |
| Term | 361 Months |
| Due | Dec 01, 2050 |
| Document Type | Loan Modification |
|---|---|
| Jurisdiction | ST JOHNS FL |
| Property Address | 20 SADIE CT, SAINT AUGUSTINE, FL 32095-8507 |
| Document Number | 0048161882 |
| Instrument Date | Sep 18, 2019 |
| Transaction Type | Mortgage |
| Record Updated | Nov 01, 2019 |
| Title Company | NOT AVAILABLE |
| Name | Verified Name |
|---|---|
| Address | 20 SADIE CT ST AUGUSTINE FL 320958507, ST AUGUSTINE, FL 32095-8507 |
| Document Number | 0048161882 |
|---|---|
| Date | Oct 22, 2019 |
| Book Page | 004816/001882 |
| Instrument | 78474 |
| Name | PENNYMAC |
|---|---|
| Address | MOORPARK, CA 93021 |
| Type | Conventional Mortgage |
|---|---|
| Amount | Amount Recorded |
| Term | 360 Months |
| Due | Oct 21, 2049 |
| Rate Type | Fixed Rate |
|---|---|
| Rate | 3.87% |
Source: St. Johns County records · Assessment roll updated April 13, 2026 · Last verified April 2026
| Type | Name |
|---|---|
| State | Florida |
| County | St. Johns County |
| Unified School District | St. Johns County School District (PK - 12) |
Assessed value and assessed market value are set for property tax purposes and are not market price estimates.
| Year | Tax Bill | Assessed Value | Assessed Market Value |
|---|---|---|---|
| 2026 | $385,794 (+2.7%) | $665,862 (-4.84%) Land $145,000 Building $520,862 | |
| 2025 | $4,871.00 (+12.31%) Homeowner's exemption | $375,651 (+2.9%) | $699,706 (+1.82%) Land $155,000 Building $544,706 |
| 2024 | $4,337.00 (+1.98%) Homeowner's exemption | $365,064 (+3%) | $687,221 (-0.89%) Land $100,800 Building $586,421 |
| 2023 | $4,253.00 (+2.8%) Homeowner's exemption | $354,431 (+3%) | $693,394 (+7.8%) Land $100,800 Building $592,594 |
| 2022 | $4,137.00 Homeowner's exemption | $344,108 | $643,250 Land $100,800 Building $542,450 |
Source: FEMA National Flood Hazard Layer as of September 15, 2026 · FEMA NFIP claims and policies as of September 2026 · USDA Forest Service Wildfire Risk to Communities as of 2024 · Last verified October 2026
| FEMA Flood Zone | Zone X minimal risk |
|---|---|
| Nearest Special Flood Hazard Area | Zone A, within 500 ft |
| Flood Insurance Requirement | Not required lenders may require it |
| Flood Insurance Cost | Premium on Record median of 221 policies |
| Community Rating System | Class 5 (25% premium discount) |
| Nearby Flood Policies | 221 in force |
| Wildfire Risk | Moderate above 52% of the US · lower than 76% of Florida |
|---|---|
| Wildfire Likelihood | 0.09% annual chance |
| Exposure | Indirect within ember reach |
| Adjoins Burnable Land | Yes |
Values are read at the parcel center point; flood claims are located to the census block group, not this parcel; lenders make the official flood determination.
Source: FCC Broadband Data Collection as of December 31, 2025 · Last verified October 2026
| Provider | Max Down / Up (Mbps) |
|---|---|
| Xfinity Cable | 2,000 / 250 |
| AT&T Fiber | 1,000 / 1,000 |
May also be available: T-Mobile USA, Verizon.
Based on FCC filings for 133 locations within half a mile of this property.
Source: EPA Safe Drinking Water Information System as of 2026 Q3 · EPA water system boundaries as of March 2026 · Last verified October 2026
| Water System | SJCU-CR214 MAINLAND WTP serves 66,953 people |
|---|---|
| Water Source | Groundwater |
| Last State Inspection | Aug 2025 |
| Lead | Under 1 ppb (2024) action level 15 ppb |
| Water Quality | None last 10 years |
|---|---|
| Treatment and Procedure | None last 10 years |
| Monitoring and Reporting | 6 last 3 years |
Results are for the whole water system as reported to EPA, not water tested at this address; lead at the tap also depends on the building's own pipes. The full violation and enforcement history is in the system's EPA record.
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