20 Saddlebrook Dr, Washington, NJ 07882 Property Records

Warren County and Washington Township property record for 20 Saddlebrook Dr, Washington, NJ 07882

Property Summary

Property Type	Single Family Home
Details	2,544 sqft · built 1993
Lot Size	1.83 acres (80,150 sqft)
Owner	2 Individual Names on File
Last Sale	$237,500 (Dec 1996)
Tax Bill	$13,353 (2025)
Deeds & Mortgages	Mar 2021 Mortgage Feb 2017 Mortgage
Flood Zone	Zone X (minimal risk)
APN	`22-00048-02-00007`

Property Details

APN / Parcel Number

Primary APN	`22-00048-02-00007`
Alternative APNs	`2200048000200007` `8607`

Interior

Stories	2 Stories
Building Area	2,544 sqft Living Area

Exterior

Year Built	Built 1993
Effective Year Built	Effective 1993
Architectural Style	Colonial
Construction Type	Frame
Lot Area	80,150 sqft
Garage Type	Attached
Parking Spaces	2 Parking Spaces

Location & Zoning

Account Number	8607
Street Address	20 SADDLEBROOK DR
City	WASHINGTON
State	NJ
Zip	07882-4006
Property Category	Residential
Property Type	Residential > Single Family > Home
Local Zoning Code	VR
Legal Subdivision	SADDLEBROOK FARM
Legal Block	48.2
Legal Lot Number	7
Jurisdiction	WARREN NJ
Township / Civil Division	WASHINGTON
Census Block Group	2
Census Block	2013
Census Tract	31900

Owner

20 Saddlebrook Dr is owned and occupied by two individuals who bought it in December 1996.

Source: Warren County and Washington Township records, as of July 7, 2026

Owner of Record	2 Individual Names on File
Mailing Address	20 SADDLEBROOK DR, WASHINGTON, NJ 07882-4006
Occupancy	Owner Occupied
Owner Type	Individual

Owner names and exact recorded amounts are on file and can be viewed instantly on this page with a free 10-day trial.

Deeds, Mortgages & Sale History

Date	Document
Mar 26, 2021	Deed of Trust, Mortgage · Conventional Mortgage PNC BANK NA
Feb 17, 2017	Deed of Trust, Mortgage · Conventional with PMI PNC MTG

Assessor's Deed Record

Deed Names	2 Names on Deed
Last Sale	Dec 18, 1996 · Amount on File
Deed Sale	Dec 18, 1996 · Amount on File
Prior Sale	Nov 9, 1994 · Amount on File
Deed Document Number	199675265
Deed Book / Page	1498 / 204
Record Updated	Oct 29, 2026

March 2021: Deed of Trust, Mortgage

Document Type	Deed of Trust
Jurisdiction	WARREN NJ
Property Address	20 SADDLEBROOK DR, WASHINGTON, NJ 07882-4006
Transaction Type	Mortgage
Record Updated	Jun 29, 2021
Title Company	NATIONALLINK

Transferred To (Grantee/Buyer)

Name	Verified Name

Mortgage

Document Number	7064/176
Date	Mar 26, 2021
Book Page	7064/176
Instrument	2021-549168

Lender

Name	PNC BANK NA
Type	Bank
Address	MIAMISBURG, OH 45342

Agreement

Type	Conventional Mortgage
Amount	Amount on Record
Term	181 Months
Due	Apr 1, 2036

February 2017: Deed of Trust, Mortgage

Document Type	Deed of Trust
Jurisdiction	WARREN NJ
Property Address	20 SADDLEBROOK DR, WASHINGTON, NJ 07882-4006
Document Number	0000471679
Instrument Date	Feb 17, 2017
Transaction Type	Mortgage
Record Updated	Aug 20, 2018
Title Company	NATIONALLINK

Transferred To (Grantee/Buyer)

Name	Verified Name
Relationship	Husband and Wife
Address	20 SADDLEBROOK DR WASHINGTON NJ 078824006, WASHINGTON, NJ 07882-4006

Mortgage

Document Number	0000471679
Date	Feb 27, 2017
Book Page	006416/000042
Instrument	471679

Lender

Name	PNC MTG
Type	Mortgage Company
Address	MIAMISBURG, OH 45342

Agreement

Type	Conventional with PMI
Amount	Amount on Record
Term	360 Months
Due	Feb 26, 2047

Tax Assessment & Valuation

The 2025 property tax bill for 20 Saddlebrook Dr was $13,353, up 2.4% from the year before.

Source: Warren County and Washington Township assessment roll, as of July 7, 2026

Property Jurisdictions

Type	Name
State	New Jersey
County	Warren County
County Subdivision	Washington Township
Secondary School District	Warren Hills Regional School District (07 - 12)
Elementary School District	Washington Township School District (KG - 06)

Tax Bill & Assessment History

Year	Tax Bill	Assessed Value	Assessed Market Value
2026		$318,000 (-) Land $88,400 Building $229,600	$318,000 (-) Land $88,400 Building $229,600
2025	$13,353.00 (+2.42%)	$318,000 Land $88,400 Building $229,600	$318,000 Land $88,400 Building $229,600
2024	$13,038.00
2023		$318,000 Land $88,400 Building $229,600	$318,000 Land $88,400 Building $229,600
2022	$12,252.00

Assessed value and assessed market value are set for property tax purposes and are not market price estimates.

Flood

FEMA maps place 20 Saddlebrook Dr in Zone X, an area of minimal flood risk, though there have been 11 flood claims nearby since 1989.

Source: FEMA National Flood Hazard Layer, effective September 29, 2011 · OpenFEMA NFIP redacted claims and policies, as of September 2026

FEMA Flood Zone	Zone X minimal risk
Flood Insurance Requirement	Not required lenders may require it
Nearby Flood Policies	4 in force
Nearby Flood Claims	11 (1989–2021)
Claims Outside the SFHA	4 of 11
Most Recent Claim	Oct 2021 · rainfall accumulation
Claims by Event	Hurricane Irene, Aug 2011 · 4 claims

Values are read at the parcel center point; flood claims are located to the census block group, not this parcel; lenders make the official flood determination.

Wildfire

Wildfire risk around 20 Saddlebrook Dr is low, with a 0.02% annual chance of wildfire.

Source: USDA Forest Service Wildfire Risk to Communities (2nd edition), as of 2024

Wildfire Risk	Low lower than 80% of the US · lower than 65% of New Jersey
Wildfire Likelihood	0.02% annual chance
Exposure	None beyond ember reach

Values cover an area roughly 900 ft across, not the parcel itself; insurers use their own ratings.

Internet Providers

Source: FCC Broadband Data Collection, based on 33 locations within half a mile, as of December 31, 2025

Provider	Max Down / Up (Mbps)
Xfinity Cable	1,200 / 35

Cell Coverage

5G (outdoors only) and 4G LTE

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