Hampden County and Chicopee City property record for 20 Sachem St, Chicopee, MA 01013
| Property Type | Triplex |
|---|---|
| Details | 8 bd · 3 ba · 3,040 sqft · built 1900 |
| Lot Size | 0.211 acres (9,210 sqft) |
| Owner | Individual Name on File |
| Last Sale | $260,000 (May 2021) |
| Tax Bill | $4,868 (2026) |
| Deeds & Mortgages | Oct 2025 Mortgage May 2021 Sale & Mortgage |
| Flood Zone | Zone X (minimal risk) |
| APN | 48-00035 |
| Primary APN | 48-00035 |
|---|---|
| Alternative APN |
|
| Bedrooms | 8 Beds |
|---|---|
| Full Baths | 3 Baths |
| Total Rooms | 16 Rooms |
| Units | 3 Units |
| Stories | 2 Stories |
| Building Area | 3,040 sqft Living Area |
| Gross Area | 5,820 sqft |
| 1st Floor Area | 1,351 sqft |
| Attic | Attic |
| Attic Area | 1,351 sqft |
| Basement Area | 1,351 sqft |
| Unfinished Basement | 1,351 sqft |
| Year Built | Built 1900 |
|---|---|
| Effective Year Built | Effective 1900 |
| Architectural Style | Other |
| Exterior Material | Other |
| Roof Type | Gable |
| Roof Material | Asphalt |
| Lot Area | 9,210 sqft (0.211 acres) |
| Pool Type | In-Ground Pool |
| Cooling System | HVAC |
|---|---|
| Heating System | Steam |
| Heating Fuel | Oil |
| Account Number | 48-00035 |
|---|---|
| Street Address | 20 SACHEM ST |
| City | CHICOPEE |
| State | MA |
| Zip | 01013-2522 |
| Property Category | Residential |
| Property Type | Residential > Multi-Unit > Triplex |
| Local Zoning Code | 1 |
| Jurisdiction | CHICOPEE MA |
| Township / Civil Division | CHICOPEE |
| Census Block Group | 4 |
| Census Block | 4007 |
| Census Tract | 810902 |
Source: Hampden County and Chicopee City records, as of October 20, 2026
Owner names and exact recorded amounts are on file and can be viewed instantly on this page with a free 10-day trial.
| Owner of Record | Individual Name on File |
|---|---|
| Mailing Address | 20 SACHEM ST, CHICOPEE, MA 01013-2522 |
| Occupancy | Owner Occupied |
| Owner Type | Individual |
| Date | Document |
|---|---|
| Oct 29, 2025 | Deed of Trust, Mortgage ALDEN CREDIT UNION |
| May 7, 2021 | Quit Claim Deed, Transfer · FHA Mortgage ACADEMY MORTGAGE CORP |
| Deed Names | Name on Deed |
|---|---|
| Last Sale | May 7, 2021 · Amount on File |
| Deed Sale | May 7, 2021 · Amount on File |
| Prior Sale | Jun 3, 2005 · Amount on File |
| Deed Document Number | 202131501 |
| Deed Book / Page | 23871 / 69 |
| Record Updated | Oct 29, 2026 |
| Document Type | Deed of Trust |
|---|---|
| Jurisdiction | CHICOPEE MA |
| Property Address | 20 SACHEM ST, CHICOPEE, MA 01013-2522 |
| Transaction Type | Mortgage |
| Record Updated | Mar 13, 2026 |
| Name | Verified Name |
|---|
| Document Number | 026087-584 |
|---|---|
| Date | Oct 29, 2025 |
| Book Page | 26087/584 |
| Instrument | 51633 |
| Name | ALDEN CREDIT UNION |
|---|
| Amount | Amount on Record |
|---|---|
| Term | 361 Months |
| Due | Nov 1, 2055 |
| Rate Type | Adjustable Rate |
|---|---|
| Rate | 4.99% |
| Type Change Date | Nov 1, 2030 |
| Index | 5-Year CMT |
| Document Type | Quit Claim Deed |
|---|---|
| Jurisdiction | CHICOPEE MA |
| Recording Date | May 7, 2021 |
| Property Address | 20 SACHEM ST, CHICOPEE, MA 01013-2522 |
| Document Number | 23871-69 |
| Book / Page | 23871 / 69 |
| Instrument Date | May 7, 2021 |
| Instrument | 31501 |
| Transaction Type | Transfer |
| Record Updated | May 21, 2021 |
| Amount | Amount on Record |
|---|---|
| Downpayment | Downpayment on Record |
| Loan-to-Value (LTV) | LTV on Record |
| Tax | $0.00 |
| Amount Accuracy | Full Amount Stated |
| Additional |
|
| Name | Verified Name |
|---|
| Name | Verified Name |
|---|---|
| Relationship | Joint Tenants |
| Address | 48 ROSE ST, CHICOPEE, MA 01020-3539 |
| Document Number | 31502 |
|---|---|
| Date | May 7, 2021 |
| Instrument | 31502 |
| Name | ACADEMY MORTGAGE CORP |
|---|---|
| Type | Mortgage Company |
| Type | FHA Mortgage |
|---|---|
| Amount | Amount on Record |
Source: Hampden County and Chicopee City assessment roll, as of April 14, 2026
| Type | Name |
|---|---|
| State | Massachusetts |
| County | Hampden County |
| Municipality | Chicopee City |
| Unified School District | Chicopee School District (PK - 12) |
| Year | Tax Bill | Assessed Value |
|---|---|---|
| 2026 | $4,868.00 (+10.11%) | $319,400 (+9.53%) Land $74,200 Building $245,200 |
| 2025 | $4,421.00 (+7.83%) | $291,600 (+4.97%) Land $67,800 Building $223,800 |
| 2024 | $4,100.00 (+8.12%) | $277,800 (+10.99%) Land $66,500 Building $211,300 |
| 2023 | $3,792.00 | $250,300 Land $60,400 Building $189,900 |
Assessed value is set for property tax purposes and is not a market price estimate.
Source: FEMA National Flood Hazard Layer, effective June 7, 2023
| FEMA Flood Zone | Zone X minimal risk |
|---|---|
| Flood Insurance Requirement | Not required lenders may require it |
Values are read at the parcel center point; lenders make the official flood determination.
Source: USDA Forest Service Wildfire Risk to Communities (2nd edition), as of 2024
| Wildfire Risk | Low lower than 99.1% of the US · lower than 98.7% of Massachusetts |
|---|---|
| Wildfire Likelihood | Under 0.01% annual chance |
| Exposure | None beyond ember reach |
Values cover an area roughly 900 ft across, not the parcel itself; insurers use their own ratings.
Source: EPA Safe Drinking Water Information System, as of September 2026
| Water System | CHICOPEE WATER DEPT (MWRA) serves 55,560 people · EPA ID MA1061000 |
|---|---|
| Water Source | Purchased surface water from MWRA |
| Last State Inspection | May 2025 |
| Lead | 2 ppb (2024) action level 15 ppb |
| Water Quality | None last 10 years |
|---|---|
| Treatment and Procedure | None last 10 years |
| Monitoring and Reporting | 6 last 3 years |
Results are for the whole water system, not water tested at this address; lead at the tap also depends on the building's own pipes. This system sells water to local utilities; the supplier billing this address may be one of them.
Source: FCC Broadband Data Collection, based on 542 locations within half a mile, as of December 31, 2025
| Provider | Max Down / Up (Mbps) |
|---|---|
| Spectrum Cable · Fiber in parts of the area | 1,000 / 1,000 |
| Crossroads Fiber Fiber | 1,000 / 1,000 |
| Verizon Fixed Wireless | 300 / 20 |
| Starlink Satellite | 280 / 30 |
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