Schenectady County and Rotterdam Town property record for 20 S Westcott Rd, Schenectady, NY 12306
| Property Type | Single Family Home |
|---|---|
| Details | 3 bd · 1.5 ba · 1,944 sqft · built 1940 |
| Lot Size | 1 acres (43,560 sqft) |
| Owner | 2 Company Names on File |
| Tax Bill | $6,846 (2026) |
| Deeds & Mortgages | Feb 2024 Transfer |
| Flood Zone | Zone X (minimal risk) |
| APN | 422800 58.18-3-1.1 |
| Primary APN | 422800 58.18-3-1.1 |
|---|---|
| Alternative APN |
|
| Bedrooms | 3 Beds |
|---|---|
| Full Baths | 1.5 Baths |
| Half Baths | 1 Half Bath |
| Stories | 2 Stories |
| Building Area | 1,944 sqft Living Area |
| 1st Floor Area | 972 sqft |
| 2nd Floor Area | 972 sqft |
| Game Room | Game Room |
| Year Built | Built 1940 |
|---|---|
| Effective Year Built | Effective 1985 |
| Architectural Style | Traditional |
| Exterior Material | Aluminum/Vinyl |
| Lot Area | 43,560 sqft (1 acres) |
| Porch | Slab |
| Shed | 1 Shed |
| Shed Area | 100 sqft |
| Heating System | Hot Water |
|---|---|
| Heating Fuel | Oil |
| Sewer | Septic |
| Water Source | Commercial |
| Street Address | 20 S WESTCOTT RD |
|---|---|
| City | SCHENECTADY |
| State | NY |
| Zip | 12306-9403 |
| Property Category | Residential |
| Property Type | Residential > Single Family > Home |
| Local Zoning Code | I-1 |
| Legal Block | 3 |
| Legal Lot Number | 1.001 |
| Jurisdiction | SCHENECTADY NY |
| Township / Civil Division | ROTTERDAM |
| Census Block Group | 1 |
| Census Block | 1010 |
| Census Tract | 33002 |
20 S Westcott Rd is owned by a company that acquired it in December 2023 and is owner-occupied.
Source: Schenectady County and Rotterdam Town records, as of September 23, 2026
| Owner of Record | 2 Company Names on File |
|---|---|
| Mailing Address | 20 S WESTCOTT RD, SCHENECTADY, NY 12306-9403 |
| Occupancy | Owner Occupied |
| Owner Type | Company |
| Vesting | Life Estate |
Owner names and exact recorded amounts are on file and can be viewed instantly on this page with a free 10-day trial.
| Deed Names | 2 Names on Deed |
|---|---|
| Last Transfer Date | Dec 20, 2023 |
| Transfer Doc | 0000007731 |
| Record Updated | Oct 29, 2026 |
| Document Type | Intrafamily Transfer |
|---|---|
| Jurisdiction | SCHENECTADY NY |
| Recording Date | Feb 7, 2024 |
| Property Address | 20 S WESTCOTT RD, SCHENECTADY, NY 12306-9403 |
| Document Number | 0000007731 |
| Book / Page | 2125 / 166 |
| Instrument Date | Dec 20, 2023 |
| Instrument | 202407731 |
| Transaction Type | Transfer |
| Record Updated | Feb 20, 2024 |
| Tax | $0.00 |
|---|---|
| Amount Accuracy | No Consideration Stated |
| Additional |
|
| Name | Verified Name |
|---|---|
| Address | 20 S WESTCOTT RD, SCHENECTADY, NY 12306-9403 |
| Name | Verified Name |
|---|---|
| Relationship | Family Trust |
| Address | 22 S WESTCOTT RD, SCHENECTADY, NY 12306-9403 |
The 2026 property tax bill for 20 S Westcott Rd was $6,846 with exemptions applied, down 7.2% from the year before.
Source: Schenectady County and Rotterdam Town assessment roll, as of April 14, 2026
| Type | Name |
|---|---|
| State | New York |
| County | Schenectady County |
| County Subdivision | Rotterdam Town |
| Unified School District | Schalmont Central School District (KG - 12) |
| Year | Tax Bill | Assessed Value | Assessed Market Value |
|---|---|---|---|
| 2026 | $6,846.00 (-7.22%) Homeowner's exemption Senior Citizen's exemption | ||
| 2025 | $7,379.00 | $184,000 Land $52,500 Building $131,500 | $283,100 Land $80,776 Building $202,324 |
| 2023 | $184,000 Land $52,500 Building $131,500 | $242,100 Land $69,077 Building $173,023 |
Assessed value and assessed market value are set for property tax purposes and are not market price estimates.
FEMA maps place 20 S Westcott Rd in Zone X, an area of minimal flood risk, within 500 ft of a high-risk flood zone.
Source: FEMA National Flood Hazard Layer, effective January 7, 2014 · OpenFEMA NFIP redacted claims and policies, as of September 2026
| FEMA Flood Zone | Zone X minimal risk |
|---|---|
| Nearest Special Flood Hazard Area | Zone A, within 500 ft |
| Flood Insurance Requirement | Not required lenders may require it |
| Nearby Flood Policies | 4 in force |
Values are read at the parcel center point; flood claims are located to the census block group, not this parcel; lenders make the official flood determination.
Wildfire risk around 20 S Westcott Rd is low, with a 0.01% annual chance of wildfire.
Source: USDA Forest Service Wildfire Risk to Communities (2nd edition), as of 2024
| Wildfire Risk | Low lower than 80% of the US · above 54% of New York |
|---|---|
| Wildfire Likelihood | 0.01% annual chance |
| Exposure | Direct burnable vegetation |
Values cover an area roughly 900 ft across, not the parcel itself; insurers use their own ratings.
Source: EPA Safe Drinking Water Information System, as of September 2026
| Water System | ROTTERDAM WD #5 serves 28,000 people · EPA ID NY4600069 |
|---|---|
| Water Source | Groundwater |
| Last State Inspection | Mar 2025 |
| Lead | Under 1 ppb (2024–2026) action level 15 ppb |
| Water Quality | None last 10 years |
|---|---|
| Treatment and Procedure | None last 10 years |
| Monitoring and Reporting | None last 3 years |
Results are for the whole water system, not water tested at this address; lead at the tap also depends on the building's own pipes.
Source: FCC Broadband Data Collection, based on 98 locations within half a mile, as of December 31, 2025
| Provider | Max Down / Up (Mbps) |
|---|---|
| Spectrum Cable | 1,000 / 1,000 |
| Verizon Fiber | 980 / 880 |
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