20 S Tannery Rd, Westminster, MD 21157 Property Records

Carroll County property record for 20 S Tannery Rd, Westminster, MD 21157

Property Summary

Property Type	Single Family Home
Details	2.5 ba · 2,400 sqft · built 1992
Lot Size	3.58 acres (156,206 sqft)
Owner	2 Individual Names on File
Last Sale	$659,000 (May 2024)
Tax Bill	$6,393 (2026)
Deeds & Mortgages	Jul 2017 Mortgage May 2021 Sale & Mortgage
Flood Zone	Zone X (minimal risk)
APN	`07-112440`

Property Details

APN / Parcel Number

Primary APN	`07-112440`
Alternative APNs	`7112440` `112440`

Interior

Full Baths	2.5 Baths
Half Baths	1 Half Bath
Stories	2 Stories
Building Area	2,400 sqft Total Area
Basement Area	600 sqft
Finished Basement	600 sqft

Exterior

Year Built	Built 1992
Effective Year Built	Effective 1992
Exterior Material	Siding
Roof Material	Composition Shingle
Lot Area	156,206 sqft (3.58 acres)
Garage Type	Mixed
Garage Area	1,396 sqft
Parking Spaces	5 Parking Spaces

Exterior Amenities

Porch	Slab
Porch Area	480 sqft
Deck Area	294 sqft
Shed	1 Shed
Shed Area	280 sqft

Utilities, Heating & Cooling

Cooling System	HVAC
Heating System	Heat Pump
Sewer	Connected

Location & Zoning

Account Number	112440
Street Address	20 S TANNERY RD
City	WESTMINSTER
State	MD
Zip	21157-6351
Property Category	Residential
Property Type	Residential > Single Family > Home
Local Zoning Code	CONSE
Legal Description	LT 2A - 3.5856 ACS 20 S TANNERY RD 33-11 BERBERI HILLS AMND
Legal Subdivision	BERBERI HILLS AMD
Legal Lot Number	2A
Jurisdiction	CARROLL MD
Township / Civil Division	7, WESTMINSTER
Census Block Group	2
Census Block	2001
Census Tract	507602

Owner

20 S Tannery Rd is owned and occupied by two individuals who bought it in May 2024.

Source: Carroll County records, as of October 20, 2026

Owner of Record	2 Individual Names on File
Mailing Address	20 S TANNERY RD, WESTMINSTER, MD 21157-6351
Occupancy	Owner Occupied
Owner Type	Individual

Owner names and exact recorded amounts are on file and can be viewed instantly on this page with a free 10-day trial.

Deeds, Mortgages & Sale History

Date	Document
Jul 11, 2017	Deed of Trust, Mortgage NEW WINDSOR STATE BANK
May 7, 2021	Deed, Transfer · Conventional Mortgage HOME POINT FINANCIAL CORPORATION

Assessor's Deed Record

Deed Names	2 Names on Deed
Last Sale	May 14, 2024 · Amount on File
Deed Sale	May 14, 2024 · Amount on File
Prior Sale	May 7, 2021 · Amount on File
Deed Book / Page	11242 / 115
Record Updated	Oct 29, 2026

July 2017: Deed of Trust, Mortgage

Document Type	Deed of Trust
Jurisdiction	CARROLL MD
Property Address	20 S TANNERY RD, WESTMINSTER, MD 21157-6351
Transaction Type	Mortgage
Record Updated	May 2, 2022

Transferred To (Grantee/Buyer)

Name	Verified Name

Mortgage

Document Number	0087430416
Date	Jul 11, 2017
Book Page	8743/0416
Instrument	8743-0416

Lender

Name	NEW WINDSOR STATE BANK
Type	Bank
Address	TANEYTOWN, MD 21787

Agreement

Amount	Amount on Record

May 2021: Deed, Transfer

Document Type	Deed
Jurisdiction	CARROLL MD
Recording Date	May 7, 2021
Property Address	20 S TANNERY RD, WESTMINSTER, MD 21157-6351
Document Number	0102550399
Book / Page	10255 / 399
Map Reference	MB 33 PG 11
Instrument Date	Mar 15, 2021
Transaction Type	Transfer
Record Updated	May 2, 2022
Title Company	WESTERN TITLE AND ESCROW COMPANY, TERRAIN TITLE & ESCROW CO

Transaction

Amount	Amount on Record
Downpayment	Downpayment on Record
Loan-to-Value (LTV)	LTV on Record
Tax	$0.00
Amount Accuracy	Full Amount Stated
Additional	Arm's Length

Transferred From (Grantor/Seller)

Name	Verified Name

Transferred To (Grantee/Buyer)

Name	Verified Name
Relationship	Tenants in Severalty
Address	20 S TANNERY RD, WESTMINSTER, MD 21157-6351

Mortgage

Document Number	0010255406
Date	May 7, 2021
Instrument	10255/406

Lender

Name	HOME POINT FINANCIAL CORPORATION
Type	Mortgage Company

Agreement

Type	Conventional Mortgage
Amount	Amount on Record
Term	359 Months
Due	Apr 1, 2051

Tax Assessment & Valuation

The 2026 property tax bill for 20 S Tannery Rd was $6,393, up 8.4% from the year before.

Source: Carroll County assessment roll, as of September 8, 2026

Property Jurisdictions

Type	Name
State	Maryland
County	Carroll County
Unified School District	Carroll County Public Schools (PK - 12)

Tax Bill & Assessment History

Year	Tax Bill	Assessed Value	Assessed Market Value
2026	$6,393.00 (+8.39%)	$565,500 Land $182,900 Building $382,600	$565,500 Land $182,900 Building $382,600
2025	$5,898.00
2023	$4,892.00	$433,000 Land $182,900 Building $250,100	$433,000 Land $182,900 Building $250,100

Assessed value and assessed market value are set for property tax purposes and are not market price estimates.

Flood

FEMA maps place 20 S Tannery Rd in Zone X, an area of minimal flood risk, within 500 ft of a high-risk flood zone.

Source: FEMA National Flood Hazard Layer, effective March 11, 2016 · OpenFEMA NFIP redacted claims and policies, as of September 2026

FEMA Flood Zone	Zone X minimal risk
Nearest Special Flood Hazard Area	Zone AE, within 500 ft
Flood Insurance Requirement	Not required lenders may require it
Nearby Flood Claims	2 (1979–1981)
Most Recent Claim	Oct 1981 · rainfall accumulation

Values are read at the parcel center point; flood claims are located to the census block group, not this parcel; lenders make the official flood determination.

Wildfire

Wildfire risk around 20 S Tannery Rd is low, with a 0.01% annual chance of wildfire.

Source: USDA Forest Service Wildfire Risk to Communities (2nd edition), as of 2024

Wildfire Risk	Low lower than 80% of the US · above 41% of Maryland
Wildfire Likelihood	0.01% annual chance
Exposure	Direct burnable vegetation

Values cover an area roughly 900 ft across, not the parcel itself; insurers use their own ratings.

Internet Providers

Source: FCC Broadband Data Collection, based on 54 locations within half a mile, as of December 31, 2025

Provider	Max Down / Up (Mbps)
Xfinity Cable	2,000 / 250
Verizon Fixed Wireless	300 / 20
Starlink Satellite	280 / 30
T-Mobile Fixed Wireless	100 / 20

Cell Coverage

5G (outdoors only) and 4G LTE

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