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20 S St Andrews Dr, Ormond Beach, FL 32174 Property Records

Volusia County property record for 20 S St Andrews Dr, Ormond Beach, FL 32174 · Last verified December 2025

Property Summary

Property TypeSingle Family Home
Details3 bd · 3 ba · 2,112 sqft · built 1966
Lot Size0.314 acres (13,720 sqft)
OwnerIndividual Name on File
Last Sale$157,000 (Jun 2010)
Tax Bill$1,459 (2025)
Deeds & MortgagesMay 2018 Line of Credit
Flood ZoneZone X (minimal risk)
APN3242-10-11-0030

Property Details

APN / Parcel Number

Primary APN3242-10-11-0030
Alternative APNs
  • 32134210110030
  • 3000854.0
  • 3000854

Interior

Bedrooms3 Beds
Full Baths3 Baths
Stories1 Story
Building Area2,112 sqft Living Area
1st Floor Area1,452 sqft
2nd Floor Area660 sqft
Upper Floors Area660 sqft
FlooringCombination, Other
Interior WallsPlaster

Exterior

Year BuiltBuilt 1966
Effective Year BuiltEffective 1978
Exterior MaterialBrick
Construction TypeMasonry / Concrete Block
Foundation TypeSlab (Mat/Raft)
Roof MaterialMetal
Lot Area13,720 sqft (0.314 acres)
Lot Dimensions140 ft deep x 98 ft wide
Garage Area480 sqft
Parking Spaces2 Parking Spaces
PorchOpen Porch
Porch Area408 sqft
Patio Area130 sqft

Utilities, Heating & Cooling

Cooling SystemHVAC
Heating SystemForced Air
Heating FuelElectric

Location & Zoning

Account Number3000854.0
Old Parcel Number32134210110030
Street Address20 S ST ANDREWS DR
CityORMOND BEACH
StateFL
Zip32174-3843
Property CategoryResidential
Property TypeResidential > Single Family > Home
Legal DescriptionLOT 3 BLK 11 TOMOKA OAKS COUNTRY CLUB ESTS UNIT 1 MB 25 PGS 58-59 INC PER OR 5201 PG 0293 PER OR 6411 PG 3453 PER OR 6486 PGS
Legal Range32E
Legal Township13S
Legal Section42
Legal SubdivisionTOMOKA
Legal Tract10
Legal Block11
Legal Lot Number3
Legal Unit1
JurisdictionVOLUSIA FL
Township / Civil DivisionORMOND BEACH
Census Block Group2
Census Block2000
Census Tract80807

Owner

Source: Volusia County records · APN 3242-10-11-0030

Assessment roll updated July 1, 2025 · Last verified December 2025

Owner names and exact recorded amounts shown locked on this page are available instantly with a free trial.

Owner of RecordIndividual Name on File
Mailing Address20 S ST ANDREWS DR, ORMOND BEACH, FL 32174-3843
OccupancyOwner Occupied
Owner TypeIndividual

Deeds, Mortgages & Sale History

Assessor's Deed Record

Deed NamesVerified Name on Deed
Last SaleJun 16, 2010 · Amount on Record
Deed SaleJun 16, 2010 · Amount on Record
Prior SaleOct 29, 2009
Deed Document Number2010-108383
Deed Book / Page6486 / 0196
Record UpdatedJun 08, 2026

May 2018: Deed of Trust, Mortgage

Document TypeDeed of Trust
JurisdictionVOLUSIA FL
Property Address20 S ST ANDREWS DR, ORMOND BEACH, FL 32174-3843
Transaction TypeMortgage
Record UpdatedJun 23, 2021

Transferred To (Grantee/Buyer)

NameVerified Name

Mortgage

Document Number0075400750
DateMay 02, 2018
Book Page7540/0750
Instrument2018-088533
Lender
NameBANK OF AMERICA NA
TypeBank
AddressCHARLOTTE, NC 28255
Agreement
TypeLine of Credit
AmountAmount Recorded
Term359 Months
DueApr 20, 2048
Interest
Rate TypeAdjustable Rate
Change FrequencyMonthly

Tax Assessment & Valuation

Source: Volusia County records · Assessment roll updated July 1, 2025 · Last verified December 2025

Property Jurisdictions

TypeName
StateFlorida
CountyVolusia County
MunicipalityOrmond Beach City
Unified School DistrictVolusia County School District (PK - 12)

Tax Bill & Assessment History

Assessed value and assessed market value are set for property tax purposes and are not market price estimates.

YearTax BillAssessed ValueAssessed Market Value
2025$1,459.00 (+8.8%) Homeowner's exemption Senior Citizen's exemption$156,976 (+5.99%)$289,707 (+0.99%) Land $50,960 Building $238,747
2023$1,341.00 (+4.85%) Senior Citizen's exemption$148,109 (+3%)$286,874 (+8.18%) Land $49,941 Building $236,933
2022$1,279.00 Senior Citizen's exemption$143,795$265,176 Land $49,941 Building $215,235

Flood & Wildfire

Source: FEMA National Flood Hazard Layer, Volusia County (12127C), updated October 2, 2026 · FEMA OpenFEMA NFIP redacted claims and policies, census block group 121270808072, refreshed September 2026 · USDA Forest Service Wildfire Risk to Communities, 2nd edition (2024), fuels as of 2020 · Last verified October 2026

Flood

FEMA Flood ZoneZone X
Special Flood Hazard AreaNo
Flood HazardMinimal
500-Year FloodplainNo
Flood Insurance CostPremium on Record
median of 30 individual NFIP policies nearby
Community Rating SystemClass 5 (25% premium discount)
Nearby Flood Policies30 in force
Nearby Flood Claims9 (1979–2024)
Claims Outside the SFHA7 of 9
Most Recent ClaimOct 2024, rainfall accumulation, Hurricane Milton

Wildfire

Wildfire RiskNot rated
no burnable land in reach
Wildfire LikelihoodNegligible
ExposureNone
beyond ember reach

Values are read at the parcel center point; flood claims are located to the census block group, not this parcel; lenders make the official flood determination.

Internet Providers

Source: FCC Broadband Data Collection, availability as of December 31, 2025 · Published October 2026 · based on 174 locations within about half a mile of this property

ProviderTechnologyDownload / Upload (Mbps)
Wire 3 HoldingsFiber10,000 / 10,000
Metronet HoldingsFiber5,120 / 5,120
AT&TFiber5,000 / 5,000
SpectrumCable1,000 / 35
VerizonFixed Wireless300 / 20
AT&TDSL100 / 20

Availability varies by address; speeds are provider-advertised maximums, not measured.

Mobile Coverage

5G and 4G LTE

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