20 S Spruce St, Lititz, PA 17543 Property Records

Lancaster County property record for 20 S Spruce St, Lititz, PA 17543 · Last verified June 2026

Property Summary

Property Type	Duplex
Details	3 bd · 2.5 ba · 1,852 sqft · built 1895
Lot Size	0.14 acres (6,098 sqft)
Owner	2 Individual Names on File
Last Sale	$190,000 (Jul 2016)
Tax Bill	$3,684 (2025)
Deeds & Mortgages	Feb 2021 Mortgage
Flood Zone	Zone X (minimal risk)
APN	`370-13263-0-0000`

Property Details

APN / Parcel Number

Primary APN	`370-13263-0-0000`
Alternative APN	`3708J8 2 10`

Interior

Bedrooms	3 Beds
Full Baths	2.5 Baths
Half Baths	1 Half Bath
Plumbing Fixtures	10 Plumbing Fixtures
Total Rooms	8 Rooms
Units	2 Units
Stories	2 Stories
Building Area	1,852 sqft Living Area
Gross Area	2,848 sqft
1st Floor Area	989 sqft
Upper Floors Area	718 sqft
Basement Area	881 sqft
Game Room	Game Room

Exterior

Year Built	Built 1895
Effective Year Built	Effective 1895
Architectural Style	Conventional
Exterior Material	Combination
Construction Type	Frame
Roof Material	Metal
Lot Area	6,098 sqft (0.14 acres)

Exterior Amenities

Porch	Slab
Porch Area	115 sqft
Shed	1 Shed
Shed Area	96 sqft

Utilities, Heating & Cooling

Heating System	Forced Air with A/C
Heating Fuel	Gas
Sewer	Municipal
Water Source	Commercial

Location & Zoning

Street Address	20 S SPRUCE ST
City	LITITZ
State	PA
Zip	17543-1411
Property Category	Residential
Property Type	Residential > Multi-Unit > Duplex
Legal Description	20 S SPRUCE ST
Legal Lot Number	10
Jurisdiction	LANCASTER PA
Township / Civil Division	LITITZ
Census Block Group	2
Census Block	2015
Census Tract	12002

Owner

Source: Lancaster County records · APN 370-13263-0-0000

Assessment roll updated May 27, 2026 · Last verified June 2026

Owner names and exact recorded amounts shown locked on this page are available instantly with a free trial.

Owner of Record	2 Individual Names on File
Mailing Address	20 S SPRUCE ST, LITITZ, PA 17543-1411
Occupancy	Owner Occupied
Owner Type	Individual

Deeds, Mortgages & Sale History

Assessor's Deed Record

Deed Names	2 Verified Names on Deed
Last Sale	Jul 05, 2016 · Amount on Record
Deed Sale	Jul 05, 2016 · Amount on Record
Prior Sale	Oct 06, 2005 · Amount on Record
Deed Document Number	20166274681
Record Updated	Sep 20, 2026

February 2021: Deed of Trust, Mortgage

Document Type	Deed of Trust
Jurisdiction	LANCASTER PA
Property Address	20 S SPRUCE ST, LITITZ, PA 17543-1411
Transaction Type	Mortgage
Record Updated	Mar 10, 2021
Title Company	REGAL ABSTRACT LANCASTER

Transferred To (Grantee/Buyer)

Name	Verified Name
Address	20 S SPRUCE ST, LITITZ, PA 17543-1411

Mortgage

Document Number	0006583751
Date	Feb 26, 2021
Instrument	6583751

Lender

Name	CALIBER HOME LOANS INC
Type	Mortgage Company
Address	COPPELL, TX 75019

Agreement

Type	Conventional Mortgage
Amount	Amount Recorded
Term	361 Months
Due	Mar 01, 2051

Tax Assessment & Valuation

Source: Lancaster County records · Assessment roll updated May 27, 2026 · Last verified June 2026

Property Jurisdictions

Type	Name
State	Pennsylvania
County	Lancaster County
Municipality	Lititz Borough
Unified School District	Warwick School District (KG - 12)

Tax Bill & Assessment History

Assessed value and assessed market value are set for property tax purposes and are not market price estimates.

Year	Tax Bill	Assessed Value	Assessed Market Value
2026		$162,000 (-) Land $51,100 Building $110,900	$162,000 (-) Land $51,100 Building $110,900
2025	$3,684.00 (+0.55%)
2024	$3,664.00	$162,000 Land $51,100 Building $110,900
2018			$162,000 Land $51,100 Building $110,900

Flood & Wildfire

Source: FEMA National Flood Hazard Layer, Lancaster County (42071C), updated June 10, 2026 · FEMA OpenFEMA NFIP redacted claims and policies, census block group 420710120022, refreshed September 2026 · USDA Forest Service Wildfire Risk to Communities, 2nd edition (2024), fuels as of 2020 · Last verified October 2026

Flood

FEMA Flood Zone	Zone X
Special Flood Hazard Area	No
Flood Hazard	Minimal
500-Year Floodplain	No
Nearest Special Flood Hazard Area	Zone AE, within 500 ft
Flood Insurance Cost	Premium on Record median of 2 individual NFIP policies nearby
Nearby Flood Policies	2 in force
Nearby Flood Claims	2 (2011–2025)
Most Recent Claim	Jun 2025, river or lake flooding

Wildfire

Wildfire Risk	Not rated no burnable land in reach
Wildfire Likelihood	Negligible
Exposure	None beyond ember reach

Values are read at the parcel center point; flood claims are located to the census block group, not this parcel; lenders make the official flood determination.