20 S Pine St, Otis, MA 01253 Property Records

Berkshire County and Otis Town property record for 20 S Pine St, Otis, MA 01253

Property Summary

Property Type	Single Family Home
Details	3 bd · 2 ba · 1,506 sqft · built 1926
Lot Size	0.29 acres (12,632 sqft)
Owner	Trust Name on Record
Last Sale	$275,000 (Apr 1995)
Tax Bill	$5,192 (2025)
Deeds & Mortgages	Oct 2021 Refinance Oct 2021 Refinance + 2 more
APN	`OTIS M:15-D L:107`

Property Details

APN / Parcel Number

Primary APN	`OTIS M:15-D L:107`
Alternative APNs	`M:00015D P:000107` `2147`

Interior

Bedrooms	3 Beds
Full Baths	2 Baths
Total Rooms	6 Rooms
Stories	2 Stories
Building Area	1,506 sqft Living Area
Gross Area	2,734 sqft
Fireplaces	1 Fireplace
Fireplace	Fireplace

Exterior

Year Built	Built 1926
Effective Year Built	Effective 1926
Architectural Style	Conventional
Exterior Material	Aluminum/Vinyl
Roof Type	Gable
Roof Material	Asphalt
Lot Area	12,632 sqft (0.29 acres)

Utilities, Heating & Cooling

Heating System	Hot Water
Heating Fuel	Oil

Location & Zoning

Account Number	2147
Street Address	20 S PINE ST
City	OTIS
State	MA
Zip	01253
Property Category	Residential
Property Type	Residential > Single Family > Home
Local Zoning Code	R40
Legal Lot Number	107
Jurisdiction	OTIS MA
Township / Civil Division	OTIS
Census Block Group	2
Census Block	2028
Census Tract	933400

Owner

Source: Berkshire County and Otis Town records, as of October 20, 2026

Owner names and exact recorded amounts shown locked on this page are available instantly with a free trial.

Owner of Record	Trust Name on Record
Mailing Address	16 RUSTY RAIL LN, HILTON HEAD ISLAND, SC 29926-2560
Owner Type	Individual
Vesting	Trust

Deeds, Mortgages & Sale History

Date	Document
Oct 26, 2021	Deed of Trust, Mortgage · Stand-Alone Refinance STEVEN M SWAN
Oct 29, 2021	Deed of Trust, Mortgage · Stand-Alone Refinance CRAIG R SWAN
Oct 12, 2021	Deed of Trust, Mortgage · Stand-Alone Refinance NORTHPOINT MORTGAGE INC
Oct 7, 2021	Quit Claim Deed, Transfer Quitclaim

Assessor's Deed Record

Deed Names	Name on Deed
Last Sale	Apr 13, 1995 · Amount on Record
Deed Sale	Apr 13, 1995 · Amount on Record
Last Transfer Date	Oct 6, 2021
Transfer Doc	00007029-1
Record Updated	Oct 29, 2026

October 2021: Deed of Trust, Mortgage

Document Type	Deed of Trust
Jurisdiction	OTIS MA
Property Address	20 S PINE ST, OTIS, MA 01253
Transaction Type	Mortgage
Record Updated	Jan 16, 2023

Transferred To (Grantee/Buyer)

Name	Verified Name

Mortgage

Document Number	0007042-53
Date	Oct 26, 2021
Book Page	7042/53
Instrument	986138

Lender

Name	STEVEN M SWAN

Agreement

Type	Stand-Alone Refinance
Amount	Amount Recorded
Term	49 Months
Due	Nov 1, 2025

October 2021: Deed of Trust, Mortgage

Document Type	Deed of Trust
Jurisdiction	OTIS MA
Property Address	20 S PINE ST, OTIS, MA 01253
Transaction Type	Mortgage
Record Updated	Jan 16, 2023

Transferred To (Grantee/Buyer)

Name	Verified Name

Mortgage

Document Number	0007045-63
Date	Oct 29, 2021
Book Page	7045/63
Instrument	986332

Lender

Name	CRAIG R SWAN

Agreement

Type	Stand-Alone Refinance
Amount	Amount Recorded
Term	49 Months
Due	Nov 1, 2025

October 2021: Deed of Trust, Mortgage

Document Type	Deed of Trust
Jurisdiction	OTIS MA
Property Address	20 S PINE ST, OTIS, MA 01253
Transaction Type	Mortgage
Record Updated	Jan 16, 2023

Transferred To (Grantee/Buyer)

Name	Verified Name

Mortgage

Document Number	007031-276
Date	Oct 12, 2021
Book Page	7031/276
Instrument	985439

Lender

Name	NORTHPOINT MORTGAGE INC
Type	Mortgage Company

Agreement

Type	Stand-Alone Refinance
Amount	Amount Recorded
Term	361 Months
Due	Nov 1, 2051

October 2021: Quit Claim Deed, Transfer

Document Type	Quit Claim Deed
Jurisdiction	OTIS MA
Recording Date	Oct 7, 2021
Property Address	20 S PINE ST, OTIS, MA 01253
Document Number	00007029-1
Book / Page	7029 / 1
Instrument Date	Oct 6, 2021
Instrument	985267
Transaction Type	Transfer
Record Updated	Jan 16, 2023

Transaction

Tax	$0.00
Amount Accuracy	No Consideration Stated
Additional	Quitclaim Intrafamily Transfer

Transferred From (Grantor/Seller)

Name	Verified Name

Transferred To (Grantee/Buyer)

Name	Verified Name
Address	20 S PINE ST, OTIS, MA 01253

Tax Assessment & Valuation

Source: Berkshire County and Otis Town assessment roll, as of April 14, 2026

Property Jurisdictions

Type	Name
State	Massachusetts
County	Berkshire County
County Subdivision	Otis Town
Elementary School District	Farmington River Regional School District (PK - 06)
Secondary School District	Lee/Berkshire Hills in Farmington River Regional (7-12) (07 - 12)

Tax Bill & Assessment History

Year	Tax Bill	Assessed Value	Assessed Market Value
2025	$5,192.00 (+10.16%)	$803,700 (+10.5%) Land $548,700 Building $255,000	$745,270
2024	$4,713.00 (+4.62%)	$727,300 (+6.88%) Land $472,500 Building $254,800
2023	$4,505.00	$680,500 Land $425,700 Building $254,800

Assessed value and assessed market value are set for property tax purposes and are not market price estimates.

Flood

Source: FEMA National Flood Hazard Layer · OpenFEMA NFIP redacted claims and policies, as of September 2026

FEMA Flood Zone	Not on file
Nearby Flood Policies	8 in force
Nearby Flood Claims	2 (2011)
Most Recent Claim	Aug 2011 · Tropical Storm Irene
Claims by Event	Tropical Storm Irene, Aug 2011 · 2 claims

Values are read at the parcel center point; flood claims are located to the census block group, not this parcel; lenders make the official flood determination.

Wildfire

Source: USDA Forest Service Wildfire Risk to Communities (2nd edition), as of 2024

Wildfire Risk	Low lower than 80% of the US · above 57% of Massachusetts
Wildfire Likelihood	0.01% annual chance
Exposure	Indirect within ember reach
Adjoins Burnable Land	Yes

Values cover an area roughly 900 ft across, not the parcel itself; insurers use their own ratings.

Internet Providers

Source: FCC Broadband Data Collection, based on 88 locations within half a mile, as of December 31, 2025

Provider	Max Down / Up (Mbps)
Whip City Fiber Fiber	1,000 / 1,000

May also be available: T-Mobile, Verizon.

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