20 S Orchard St, Ormond Beach, FL 32174 Property Records

Volusia County property record for 20 S Orchard St, Ormond Beach, FL 32174

Property Summary

Property Type	Single Family Home
Details	3 bd · 1 ba · 946 sqft · built 1947
Lot Size	0.229 acres (10,000 sqft)
Owner	Individual Name on Record
Last Sale	$175,000 (Oct 2021)
Tax Bill	$2,103 (2025)
Deeds & Mortgages	Oct 2021 Sale & Mortgage
Flood Zone	Zone AE (high risk)
APN	`4241-01-14-0150`

Property Details

APN / Parcel Number

Primary APN	`4241-01-14-0150`
Alternative APNs	`32144101140150` `3158245.0` `3158245`

Interior

Bedrooms	3 Beds
Full Baths	1 Bath
Stories	1 Story
Building Area	946 sqft Living Area
1st Floor Area	946 sqft
Flooring	Laminate Plank
Interior Walls	Wood

Exterior

Year Built	Built 1947
Effective Year Built	Effective 1995
Exterior Material	Aluminum/Vinyl
Construction Type	Wood Frame
Foundation Type	Block
Roof Type	Hip
Roof Material	Composition Shingle
Lot Area	10,000 sqft (0.229 acres)
Lot Dimensions	100 ft deep x 100 ft wide
Porch	Open Porch
Porch Area	264 sqft
Patio Area	165 sqft

Utilities, Heating & Cooling

Cooling System	HVAC
Heating System	Forced Air
Heating Fuel	Electric

Location & Zoning

Account Number	3158245.0
Old Parcel Number	32144101140150
Street Address	20 S ORCHARD ST
City	ORMOND BEACH
State	FL
Zip	32174-6126
Property Category	Residential
Property Type	Residential > Single Family > Home
Local Zoning Code	R4C
Legal Description	S 100 FT OF N 150 FT OF E 100 FT OF LOT E SUB GRANT LOT 5 ORMOND INC PER OR 4154 PG 694-695 PER OR 7067 PG 4730 PER OR 7128
Legal Range	32E
Legal Township	14S
Legal Section	41
Legal Subdivision	ORMOND
Legal Tract	1
Legal Lot Number	5E
Jurisdiction	VOLUSIA FL
Township / Civil Division	ORMOND BEACH
Census Block Group	2
Census Block	2003
Census Tract	80803

Owner

Source: Volusia County records, as of December 19, 2025

Owner names and exact recorded amounts shown locked on this page are available instantly with a free trial.

Owner of Record	Individual Name on Record
Mailing Address	20 S ORCHARD ST, ORMOND BEACH, FL 32174-6126
Occupancy	Owner Occupied
Owner Type	Individual

Deeds, Mortgages & Sale History

Assessor's Deed Record

Deed Names	Name on Deed
Last Sale	Oct 20, 2021 · Amount on Record
Deed Sale	Oct 20, 2021 · Amount on Record
Prior Sale	Jun 16, 2015 · Amount on Record
Deed Document Number	2021-251364
Deed Book / Page	8139 / 3903
Record Updated	Jun 8, 2026

October 2021: Warranty Deed, Transfer

Document Type	Warranty Deed
Jurisdiction	VOLUSIA FL
Recording Date	Oct 20, 2021
Property Address	20 S ORCHARD ST, ORMOND BEACH, FL 32174-6126
Document Number	0081393903
Book / Page	8139 / 3903
Map Reference	MB 2 PG 118
Instrument Date	Oct 13, 2021
Instrument	2021-251364
Transaction Type	Transfer
Record Updated	Aug 2, 2022
Title Company	ATTORNEY ONLY, ATTORNEY

Transaction

Amount	Amount Recorded
Downpayment	Downpayment on Record
Loan-to-Value (LTV)	LTV on Record
Tax	$1,225.00
Amount Accuracy	Full Amount Stated
Additional	Arm's Length

Transferred From (Grantor/Seller)

Name	Verified Name
Address	2490 S SPRING GARDEN AVE, 2490, DELAND, FL 32720-4412

Transferred To (Grantee/Buyer)

Name	Verified Name
Address	20 S ORCHARD ST, ORMOND BEACH, FL 32174-6126

Mortgage

Document Number	0081393905
Date	Oct 20, 2021
Instrument	8139/3905

Lender

Name	ROCKET MORTGAGE LLC
Type	Mortgage Company

Agreement

Type	FHA Mortgage
Amount	Amount Recorded
Term	361 Months
Due	Nov 1, 2051

Tax Assessment & Valuation

Source: Volusia County assessment roll, as of July 1, 2025

Property Jurisdictions

Type	Name
State	Florida
County	Volusia County
Municipality	Ormond Beach City
Unified School District	Volusia County School District (PK - 12)

Tax Bill & Assessment History

Year	Tax Bill	Assessed Value	Assessed Market Value
2025	$2,103.00 (+17.55%) Homeowner's exemption	$160,384 (+5.99%)	$167,437 (-2.53%) Land $47,380 Building $120,057
2023	$1,789.00 (+3.71%) Homeowner's exemption	$151,325 (+3%)	$171,776 (+16.92%) Land $47,380 Building $124,396
2022	$1,725.00 Homeowner's exemption	$146,917 Land $35,420 Building $111,497	$146,917 Land $35,420 Building $111,497

Assessed value and assessed market value are set for property tax purposes and are not market price estimates.

Flood

Source: FEMA National Flood Hazard Layer, effective October 2, 2026 · OpenFEMA NFIP redacted claims and policies, as of September 2026

FEMA Flood Zone	Zone AE high risk
100-Year Floodplain	Yes 1% annual chance
Floodway	No
Base Flood Elevation	Varies along the reach; see FIRM
Flood Insurance Requirement	Required federally backed loans
Flood Insurance Cost	Premium on Record median of 226 individual policies
Community Rating System	Class 5 (25% premium discount)
Nearby Flood Policies	280 units insured incl. 54 condo units
Nearby Flood Claims	107 (1990–2024)
Claims Outside the SFHA	17 of 107
Most Recent Claim	Oct 2024 · Hurricane Milton
Claims by Event	Hurricane Milton, Oct 2024 · 11 claims Severe Storms, Flooding, Tornadoes, And Straight-line Winds, May 2009 · 55 claims Tropical Storm Gordon Tornadoes Flooding Rainfall, Nov 1994 · 16 claims

Values are read at the parcel center point; flood claims are located to the census block group, not this parcel; lenders make the official flood determination.

Wildfire

Source: USDA Forest Service Wildfire Risk to Communities (2nd edition), as of 2024

Wildfire Risk	Low lower than 97% of the US · lower than 96% of Florida
Wildfire Likelihood	0.01% annual chance
Exposure	None beyond ember reach

Values cover an area roughly 900 ft across, not the parcel itself; insurers use their own ratings.

Drinking Water

Source: EPA Safe Drinking Water Information System, as of September 2026

Water System	ORMOND BEACH serves 59,744 people · EPA ID FL3640963
Water Source	Groundwater
Last State Inspection	Jun 2024
Lead	4 ppb (2023) action level 15 ppb

Violations Reported to EPA

Water Quality	None last 10 years
Treatment and Procedure	None last 10 years
Monitoring and Reporting	None last 3 years

Results are for the whole water system, not water tested at this address; lead at the tap also depends on the building's own pipes.

Internet Providers

Source: FCC Broadband Data Collection, based on 263 locations within half a mile, as of December 31, 2025

Provider	Max Down / Up (Mbps)
Wire 3 Fiber	10,000 / 10,000
Metronet Fiber	5,120 / 5,120
Spectrum Cable · Fiber in parts of the area	1,000 / 1,000
Verizon Fixed Wireless	300 / 20
T-Mobile Fixed Wireless	100 / 20
AT&T DSL · Fiber in parts of the area	100 / 20