20 S Ocean Ave, Cayucos, CA 93430 Property Records

San Luis Obispo County property record for 20 S Ocean Ave, Cayucos, CA 93430

Property Summary

Property TypeRetail Stores (Personal Services, Photography, Travel)
Details2,016 sqft · built 2003
Lot Size0.15 acres (6,534 sqft)
OwnerCompany Name on Record
Last Sale$793,000 (Jun 2015)
Tax Bill$9,541 (2022)
Deeds & MortgagesDec 2020 Transfer
Flood ZoneZone X (minimal risk)
APN064-102-031

Property Details

APN / Parcel Number

Primary APN064-102-031

Interior

Building Area2,016 sqft Total Area

Exterior

Year BuiltBuilt 2003
Construction TypeWood
Fire ResistanceWood or Wood & Steel Frame
Lot Area6,534 sqft (0.15 acres)

Location & Zoning

Street Address20 S OCEAN AVE
CityCAYUCOS
StateCA
Zip93430-1640
Property CategoryCommercial
Property TypeCommercial > Retail > Retail Stores (Personal Services, Photography, Travel)
Local Zoning CodeCR
Legal DescriptionPM 72/1-3 PAR 1
Legal SubdivisionPARCEL MAP CO-06-0195
JurisdictionSAN LUIS OBISPO CA
Census Block Group1
Census Block1024
Census Tract10504

Owner

Source: San Luis Obispo County records, as of October 31, 2022

Owner names and exact recorded amounts shown locked on this page are available instantly with a free trial.

Owner of RecordCompany Name on Record
Co-owner2 Co-owners on Record
Mailing Address4699 W DINUBA AVE, FRESNO, CA 93706-9138
Owner TypeCompany

Deeds, Mortgages & Sale History

Assessor's Deed Record

Deed Names4 Names on Deed
Last SaleJun 19, 2015 · Amount on Record
Deed SaleJun 19, 2015 · Amount on Record
Prior SaleFeb 17, 2022
Deed Document Number0000030054
Last Transfer DateMay 12, 2022
Transfer Doc0000020711
Record UpdatedJun 7, 2026

December 2020: Quit Claim Deed, Transfer

Document TypeQuit Claim Deed
JurisdictionSAN LUIS OBISPO CA
Recording DateDec 31, 2020
Property Address20 S OCEAN AVE, CAYUCOS, CA 93430-1640
Document Number0000078698
Instrument DateDec 16, 2020
Instrument78698
Transaction TypeTransfer
Record UpdatedJan 14, 2021
Title CompanyATTORNEY ONLY

Transaction

Tax$0.00
Additional
  • Quitclaim
  • Intrafamily Transfer
  • Partial Interest

Transferred From (Grantor/Seller)

NameVerified Name

Transferred To (Grantee/Buyer)

NameVerified Name
RelationshipLiving Trust
Address11265 E BUTLER AVE SANGER CA 936578646, SANGER, CA 93657-8646

Tax Assessment & Valuation

Source: San Luis Obispo County assessment roll, as of July 1, 2022

Property Jurisdictions

TypeName
StateCalifornia
CountySan Luis Obispo County
Elementary School DistrictCayucos Elementary School District (KG - 08)
Secondary School DistrictCoast Unified School District (9-12) (09 - 12)

Flood

Source: FEMA National Flood Hazard Layer, effective July 22, 2025 · OpenFEMA NFIP redacted claims and policies, as of September 2026

FEMA Flood ZoneZone X
minimal risk
Nearest Special Flood Hazard AreaZone VE, within 500 ft
Flood Insurance RequirementNot required
lenders may require it
Flood Insurance CostPremium on Record
median of 21 individual policies
Nearby Flood Policies33 units insured
incl. 12 condo units
Nearby Flood Claims7 (1998–2023)
Claims Outside the SFHA6 of 7
Most Recent ClaimOct 2023
Claims by Event
  • Severe Winter Storms And Flooding, Feb 1998 · 3 claims

Values are read at the parcel center point; flood claims are located to the census block group, not this parcel; lenders make the official flood determination.

Wildfire

Source: USDA Forest Service Wildfire Risk to Communities (2nd edition), as of 2024

Wildfire RiskModerate
above 63% of the US · lower than 61% of California
Wildfire Likelihood0.2% annual chance
ExposureIndirect
within ember reach

Values cover an area roughly 900 ft across, not the parcel itself; insurers use their own ratings.

Drinking Water

Source: EPA Safe Drinking Water Information System, as of September 2026

Water SystemCAYUCOS BEACH MUTUAL WATER COMPANY
serves 2,567 people · EPA ID CA4010006
Water SourcePurchased surface water from SLO CSA NO. 10 - CAYUCOS WTP
Last State InspectionJan 2025
LeadUnder 1 ppb (2023–2025)
action level 15 ppb

Violations Reported to EPA

Water QualityNone
last 10 years
Treatment and ProcedureNone
last 10 years
Monitoring and ReportingNone
last 3 years

Results are for the whole water system, not water tested at this address; lead at the tap also depends on the building's own pipes.

Internet Providers

Source: FCC Broadband Data Collection, based on 380 locations within half a mile, as of December 31, 2025

ProviderMax Down / Up (Mbps)
Spectrum
Cable · Fiber in parts of the area
1,000 / 1,000
Verizon
Fixed Wireless
300 / 20
Starlink
Satellite
280 / 30
T-Mobile
Fixed Wireless
100 / 20

May also be available: Astound Broadband.

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