McHenry County property record for 20 S Oakleaf Rd, Algonquin, IL 60102 · Last verified May 2024
| Property Type | Single Family Home |
|---|---|
| Details | 4 bd · 3 ba · 3,190 sqft · built 1997 |
| Lot Size | 0.447 acres (19,486 sqft) |
| Owner | Individual Name on File |
| Last Sale | $328,000 (Dec 2015) |
| Deeds & Mortgages | Jul 2022 Second Mortgage Sep 2021 Mortgage + 1 more |
| Flood Zone | Zone X (minimal risk) |
| APN | 19-29-326-005 |
| Primary APN | 19-29-326-005 |
|---|
| Bedrooms | 4 Beds |
|---|---|
| Full Baths | 3 Baths |
| Total Rooms | 9 Rooms |
| Stories | 2 Stories |
| Building Area | 3,190 sqft |
| Gross Area | 4,312 sqft |
| 1st Floor Area | 1,400 sqft |
| 2nd Floor Area | 1,790 sqft |
| Fireplaces | 1 Fireplace |
| Fireplace | Fireplace |
| Year Built | Built 1997 |
|---|---|
| Architectural Style | Colonial |
| Exterior Material | Aluminum/Vinyl |
| Lot Area | 19,486 sqft (0.447 acres) |
| Garage Type | Attached |
| Cooling System | Central |
|---|---|
| Heating System | Forced Air |
| Street Address | 20 S OAKLEAF RD |
|---|---|
| City | ALGONQUIN |
| State | IL |
| Zip | 60102-5901 |
| Property Category | Residential |
| Property Type | Residential > Single Family > Home |
| Legal Description | DOC 2015R0045929 LT 2 ARBOR HILLS SUB UNIT 2 |
| Legal Range | 08E |
| Legal Township | 43N |
| Legal Section | 29 |
| Legal Subdivision | ARBOR HILLS |
| Legal Block | 326 |
| Legal Lot Number | 2 |
| Legal Unit | 2 |
| Jurisdiction | MCHENRY IL |
| Township / Civil Division | ALGONQUIN |
| Census Block Group | 1 |
| Census Block | 1010 |
| Census Tract | 871206 |
Source: McHenry County records · APN 19-29-326-005
Assessment roll updated January 1, 2022 · Last verified May 2024
Owner names and exact recorded amounts shown locked on this page are available instantly with a free trial.
| Owner of Record | Individual Name on File |
|---|---|
| Co-owner | Verified Secondary Owner |
| Mailing Address | 20 S OAKLEAF RD, ALGONQUIN, IL 60102-5901 |
| Occupancy | Owner Occupied |
| Owner Type | Individual |
| Date | Document |
|---|---|
| Jul 21, 2022 | Deed of Trust, Mortgage · Stand-Alone Second Mortgage DISCOVER BANK |
| Sep 24, 2021 | Deed of Trust, Mortgage · Conventional Mortgage ALLY BANK |
| Oct 15, 2019 | Deed of Trust, Mortgage · Line of Credit FIGURE LENDING LLC |
| Deed Names | 2 Verified Names on Deed |
|---|---|
| Last Sale | Dec 10, 2015 · Amount on Record |
| Deed Sale | Dec 10, 2015 · Amount on Record |
| Prior Sale | Oct 15, 2010 |
| Deed Document Number | WARRANTY DEED |
| Record Updated | Jun 07, 2026 |
| Document Type | Deed of Trust |
|---|---|
| Jurisdiction | MCHENRY IL |
| Property Address | 20 S OAKLEAF RD, ALGONQUIN, IL 60102-5901 |
| Transaction Type | Mortgage |
| Record Updated | Aug 01, 2022 |
| Name | Verified Name |
|---|
| Document Number | 0000025950 |
|---|---|
| Date | Jul 21, 2022 |
| Instrument | 2022R0025950 |
| Name | DISCOVER BANK |
|---|---|
| Type | Bank |
| Address | GREENWOOD, DE 19950 |
| Type | Stand-Alone Second Mortgage |
|---|---|
| Amount | Amount Recorded |
| Term | 360 Months |
| Due | Jul 22, 2052 |
| Rate Type | Fixed Rate |
|---|---|
| Rate | 7.74% |
| Document Type | Deed of Trust |
|---|---|
| Jurisdiction | MCHENRY IL |
| Property Address | 20 S OAKLEAF RD, ALGONQUIN, IL 60102-5901 |
| Transaction Type | Mortgage |
| Record Updated | Oct 05, 2021 |
| Name | Verified Name |
|---|
| Document Number | 0000052244 |
|---|---|
| Date | Sep 24, 2021 |
| Instrument | 2021R0052244 |
| Name | ALLY BANK |
|---|---|
| Type | Bank |
| Address | CHARLOTTE, NC 28202 |
| Type | Conventional Mortgage |
|---|---|
| Amount | Amount Recorded |
| Term | 361 Months |
| Due | Oct 01, 2051 |
| Rate Type | Fixed Rate |
|---|---|
| Rate | 2.75% |
| Document Type | Deed of Trust |
|---|---|
| Jurisdiction | MCHENRY IL |
| Property Address | 20 S OAKLEAF RD, ALGONQUIN, IL 60102-5901 |
| Transaction Type | Mortgage |
| Record Updated | Feb 05, 2021 |
| Name | Verified Name |
|---|
| Document Number | 0000034787 |
|---|---|
| Date | Oct 15, 2019 |
| Instrument | 2019R0034787 |
| Name | FIGURE LENDING LLC |
|---|---|
| Type | Mortgage Company |
| Address | SAN FRANCISCO, CA 94108 |
| Type | Line of Credit |
|---|---|
| Amount | Amount Recorded |
| Term | 180 Months |
| Due | Oct 14, 2034 |
| Rate Type | Adjustable Rate |
|---|---|
| Change Frequency | Monthly |
Source: McHenry County records · Assessment roll updated January 1, 2022 · Last verified May 2024
| Type | Name |
|---|---|
| State | Illinois |
| Municipality | Algonquin Village |
| County | McHenry County |
| County Subdivision | Algonquin Township |
| Unified School District | Community Unit School District 300 (PK - 12) |
Assessed value and assessed market value are set for property tax purposes, not market price estimates; both are a fraction of this property's market value.
| Year | Tax Bill | Assessed Value | Assessed Market Value |
|---|---|---|---|
| 2022 | Homeowner's exemption | $131,799 Land $30,453 Building $101,346 | $395,397 Land $91,359 Building $304,038 |
Source: FEMA National Flood Hazard Layer, McHenry County (17111C), updated February 28, 2025 · USDA Forest Service Wildfire Risk to Communities, 2nd edition (2024), fuels as of 2020 · Last verified October 2026
| FEMA Flood Zone | Zone X |
|---|---|
| Flood Hazard | Minimal |
| 500-Year Floodplain | No |
| Special Flood Hazard Area | No |
| Wildfire Risk | Not rated no burnable land in reach |
|---|---|
| Wildfire Likelihood | Negligible |
| Exposure | None beyond ember reach |
Values are read at the parcel center point; lenders make the official flood determination.
Search by:
By searching, you agree to: Terms • Privacy • Disclosures