20 S Maple Ave, Fox Lake, IL 60020 Property Records

Lake County property record for 20 S Maple Ave, Fox Lake, IL 60020

Property Summary

Property Type	Single Family Home
Details	3 bd · 1.5 ba · 1,232 sqft · built 1999
Lot Size	0.155 acres (6,752 sqft)
Owner	Individual Name on File
Last Sale	$124,000 (Jul 2010)
Tax Bill	$5,935 (2024)
Deeds & Mortgages	Nov 2025 Second Mortgage Jul 2022 Mortgage
Flood Zone	Zone X (minimal risk)
APN	`05-10-401-009`

Property Details

APN / Parcel Number

Primary APN	`05-10-401-009`

Interior

Bedrooms	3 Beds
Full Baths	1.5 Baths
Half Baths	1 Half Bath
Total Rooms	6 Rooms
Stories	1 Story
Building Area	1,232 sqft Living Area
Gross Area	2,948 sqft
1st Floor Area	1,232 sqft
Basement Area	1,232 sqft

Exterior

Year Built	Built 1999
Effective Year Built	Effective 1999
Exterior Material	Aluminum/Vinyl
Lot Area	6,752 sqft (0.155 acres)
Lot Dimensions	150 ft deep x 50 ft wide
Garage Type	Attached
Garage Area	484 sqft
Parking Spaces	1 Parking Space

Utilities, Heating & Cooling

Cooling System	Central
Sewer	Municipal
Water Source	Well

Location & Zoning

Street Address	20 S MAPLE AVE
City	FOX LAKE
State	IL
Zip	60020-1820
Property Category	Residential
Property Type	Residential > Single Family > Home
Legal Description	BROPHY FARM SUB (EX N 5 FT) LOT 499
Legal Subdivision	BROPHY FARM SUB
Legal Lot Number	499
Jurisdiction	LAKE IL
Township / Civil Division	GRANT
Census Block Group	1
Census Block	1023
Census Tract	860903

Owner

20 S Maple Ave is owned and occupied by an individual who acquired it in June 2022.

Source: Lake County records, as of April 29, 2026

Owner of Record	Individual Name on File
Mailing Address	20 S MAPLE AVE, FOX LAKE, IL 60020-1820
Occupancy	Owner Occupied
Owner Type	Individual

Owner names and exact recorded amounts are on file and can be viewed instantly on this page with a free 10-day trial.

Deeds, Mortgages & Sale History

Date	Document
Nov 13, 2025	Deed of Trust, Mortgage · Stand-Alone Second Mortgage PENNYMAC LOAN SERVICES LLC
Jul 14, 2022	· Conventional Mortgage OLD NATIONAL BANK

Assessor's Deed Record

Deed Names	Name on Deed
Last Sale	Jul 27, 2010 · Amount on File
Deed Sale	Jul 27, 2010 · Amount on File
Prior Sale	Mar 8, 2010
Deed Document Number	20106626132
Last Transfer Date	Jun 25, 2022
Transfer Doc	0007919630
Record Updated	Oct 29, 2026

November 2025: Deed of Trust, Mortgage

Document Type	Deed of Trust
Jurisdiction	LAKE IL
Property Address	20 S MAPLE AVE, FOX LAKE, IL 60020-1820
Transaction Type	Mortgage
Record Updated	Dec 2, 2025

Transferred To (Grantee/Buyer)

Name	Verified Name

Mortgage

Document Number	0008134604
Date	Nov 13, 2025
Instrument	8134604

Lender

Name	PENNYMAC LOAN SERVICES LLC
Type	Mortgage Company
Address	WESTLAKE VILLAGE, CA 91361

Agreement

Type	Stand-Alone Second Mortgage
Amount	Amount on Record
Term	241 Months
Due	Dec 1, 2045

Interest

Rate Type	Fixed Rate
Rate	8.99%

July 2022:

Jurisdiction	LAKE IL
Recording Date	Jul 14, 2022
Property Address	20 S MAPLE AVE, FOX LAKE, IL 60020-1820
Document Number	0007919630
Map Reference	DOC 149144
Instrument Date	Jun 25, 2022
Instrument	7919630
Record Updated	Aug 5, 2022
Title Company	ACCOMODATION, ACCOMMODATION

Transaction

Tax	$0.00
Amount Accuracy	Transfer Tax Exempt

Transferred From (Grantor/Seller)

Name	Verified Name
Address	20 S MAPLE AVE, 20, FOX LAKE, IL 60020-1820

Transferred To (Grantee/Buyer)

Name	Verified Name
Relationship	Tenants by the Entirety
Address	20 S MAPLE AVE, FOX LAKE, IL 60020-1820

Mortgage

Document Number	0007919631
Date	Jul 14, 2022
Instrument	7919631

Lender

Name	OLD NATIONAL BANK
Type	Bank

Agreement

Type	Conventional Mortgage
Amount	Amount on Record
Term	361 Months
Due	Aug 1, 2052

Interest

Rate Type	Fixed Rate
Rate	4.87%

Tax Assessment & Valuation

Source: Lake County assessment roll, as of April 29, 2026

Property Jurisdictions

Type	Name
State	Illinois
County	Lake County
County Subdivision	Grant Township
Municipality	Fox Lake Village
Elementary School District	Fox Lake Grade School District 114 (PK - 08)
Secondary School District	Grant Community High School District 124 (09 - 12)

Tax Bill & Assessment History

Year	Tax Bill	Assessed Value	Assessed Market Value
2025		$86,986 Land $8,733 Building $78,253	$260,984 Land $26,202 Building $234,782
2024	$5,935.00 (+17.99%)
2023	$5,030.00 (+3.6%)	$68,136 (+11.16%) Land $7,619 Building $60,517	$204,428 (+11.16%) Land $22,859 Building $181,569
2022	$4,855.00	$61,297 Land $5,640 Building $55,657	$183,910 Land $16,922 Building $166,988

Assessed value and assessed market value are set for property tax purposes, not market price estimates; both are a fraction of this property's market value.

Flood

FEMA maps place 20 S Maple Ave in Zone X, an area of minimal flood risk, though there have been 9 flood claims nearby since 1979.

Source: FEMA National Flood Hazard Layer, effective February 20, 2024 · OpenFEMA NFIP redacted claims and policies, as of September 2026

FEMA Flood Zone	Zone X minimal risk
Flood Insurance Requirement	Not required lenders may require it
Nearby Flood Policies	3 in force
Nearby Flood Claims	9 (1979–2017)
Claims Outside the SFHA	3 of 9
Most Recent Claim	Jul 2017 · rainfall accumulation
Claims by Event	Severe Storms, Straight-line Winds, And Flooding, Apr 2013 · 3 claims Severe Storms & Flooding, May 1993 · 4 claims

Values are read at the parcel center point; flood claims are located to the census block group, not this parcel; lenders make the official flood determination.

Wildfire

Wildfire risk around 20 S Maple Ave is low, with less than a 0.01% annual chance of wildfire.

Source: USDA Forest Service Wildfire Risk to Communities (2nd edition), as of 2024

Wildfire Risk	Low lower than 98% of the US · lower than 86% of Illinois
Wildfire Likelihood	Under 0.01% annual chance
Exposure	None beyond ember reach

Values cover an area roughly 900 ft across, not the parcel itself; insurers use their own ratings.

Drinking Water

Source: EPA Safe Drinking Water Information System, as of September 2026

Water System	FOX LAKE serves 11,780 people · EPA ID IL0970200
Water Source	Groundwater
Last State Inspection	Jul 2023
Lead	3 ppb (2026) action level 15 ppb
Copper	1.58 mg/L (2025) action level 1.3 mg/L

Violations Reported to EPA

Water Quality	None last 10 years
Treatment and Procedure	None last 10 years
Monitoring and Reporting	37 last 3 years

Results are for the whole water system, not water tested at this address; lead at the tap also depends on the building's own pipes.

Internet Providers

Source: FCC Broadband Data Collection, based on 265 locations within half a mile, as of December 31, 2025

Provider	Max Down / Up (Mbps)
Xfinity Cable	2,000 / 250
AT&T Fixed Wireless · DSL	100 / 20
T-Mobile Fixed Wireless	100 / 20

May also be available: Verizon.

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