20 S Main St, Quincy, MI 49082 Property Records

Branch County property record for 20 S Main St, Quincy, MI 49082

Property Summary

Property Type	Single Family Home
Details	3 bd · 2 ba · 1,416 sqft · built 1921
Lot Size	0.12 acres (5,227 sqft)
Owner	Individual Name on Record
Last Sale	$136,500 (Jun 2026)
Tax Bill	$2,123 (2025)
Deeds & Mortgages	Jun 2026 Sale & Mortgage Jun 2026 Sale & Mortgage + 1 more
Flood Zone	Zone X (minimal risk)
APN	`081-S01-000-315-00`

Property Details

APN / Parcel Number

Primary APN	`081-S01-000-315-00`

Interior

Bedrooms	3 Beds
Full Baths	2 Baths
Building Area	1,416 sqft Building Perimeter
1st Floor Area	1,310 sqft
Basement Area	1,234 sqft
Unfinished Basement	1,234 sqft

Exterior

Year Built	Built 1921
Effective Year Built	Effective 1921
Lot Area	5,227 sqft (0.12 acres)
Garage Area	262 sqft

Utilities, Heating & Cooling

Heating System	Forced Air with A/C

Location & Zoning

Street Address	20 S MAIN ST
City	QUINCY
State	MI
Zip	49082-1149
Property Category	Residential
Property Type	Residential > Single Family > Home
Legal Description	W 101 FT 6 IN OF LOT 199 EXC S 2 FT SOUTHERLY DIVISION OF VILLAGE SEC 15 T6S R5W L442 P349
Legal Range	05W
Legal Township	06S
Legal Section	15
Legal Subdivision	FT SOUTHERLY DIVISION
Legal Lot Number	199
Jurisdiction	BRANCH MI
Township / Civil Division	QUINCY
Census Block Group	2
Census Block	2030
Census Tract	950800

Owner

Source: Branch County records, as of July 7, 2026

Owner names and exact recorded amounts are on file and can be viewed instantly on this page with a free 10-day trial.

Owner of Record	Individual Name on Record
Mailing Address	587 FOX RD, COLDWATER, MI 49036-9469
Owner Type	Individual
Vesting	Sole Owner

Deeds, Mortgages & Sale History

Date	Document
Jun 2, 2026	Warranty Deed, Transfer · Conventional Mortgage CONSUMERS CREDIT UNION
Jun 2, 2026	Warranty Deed, Transfer · Conventional Mortgage CONSUMERS CREDIT UNION
Dec 3, 2019	Warranty Deed, Transfer · Conventional Mortgage HONOR CU

Assessor's Deed Record

Deed Names	Name on Deed
Last Sale	Jun 2, 2026 · Amount on Record
Deed Sale	Jun 2, 2026 · Amount on Record
Prior Sale	Dec 3, 2019 · Amount on Record
Deed Document Number	20263545
Record Updated	Oct 29, 2026

June 2026: Warranty Deed, Transfer

Document Type	Warranty Deed
Jurisdiction	BRANCH MI
Recording Date	Jun 2, 2026
Property Address	20 S MAIN ST, QUINCY, MI 49082-1149
Document Number	0202603545
Instrument Date	May 22, 2026
Instrument	20263545
Transaction Type	Transfer
Record Updated	Aug 26, 2026
Title Company	DEVON, DEVON TITLE

Transaction

Amount	Amount Recorded
Downpayment	Downpayment on Record
Loan-to-Value (LTV)	LTV on Record
Tax	$118,563.90
Amount Accuracy	Calculated from Transfer Tax
Additional	Arm's Length

Transferred From (Grantor/Seller)

Name	Verified Name

Transferred To (Grantee/Buyer)

Name	Verified Name
Relationship	Sole Owner
Address	587 FOX RD, COLDWATER, MI 49036-9469

Mortgage

Document Number	0000003546,
Date	Jun 2, 2026
Instrument	20263546

Lender

Name	CONSUMERS CREDIT UNION

Agreement

Type	Conventional Mortgage
Amount	Amount Recorded
Term	360 Months
Due	Jun 1, 2056

Interest

Rate Type	Fixed Rate
Initial Type	Fixed Rate
Max Rate	-1%

June 2026: Warranty Deed, Transfer

Document Type	Warranty Deed
Jurisdiction	BRANCH MI
Recording Date	Jun 2, 2026
Property Address	20 S MAIN ST, QUINCY, MI 49082-1149
Document Number	0000003545
Instrument Date	May 22, 2026
Instrument	20263545
Transaction Type	Transfer
Record Updated	Jun 10, 2026
Title Company	EVONS TITLE, DEVON TITLE

Transaction

Amount	Amount Recorded
Downpayment	Downpayment on Record
Loan-to-Value (LTV)	LTV on Record
Tax	$118,563.90
Amount Accuracy	Calculated from Transfer Tax
Additional	Arm's Length

Transferred From (Grantor/Seller)

Name	Verified Name

Transferred To (Grantee/Buyer)

Name	Verified Name
Relationship	Sole Owner
Address	587 FOX RD, COLDWATER, MI 49036-9469

Mortgage

Document Number	0000003546,
Date	Jun 2, 2026
Instrument	20263546

Lender

Name	CONSUMERS CREDIT UNION

Agreement

Type	Conventional Mortgage
Amount	Amount Recorded
Term	360 Months
Due	Jun 1, 2056

Interest

Rate Type	Fixed Rate
Rate	6.3%
Initial Type	Fixed Rate
Max Rate	-1%

December 2019: Warranty Deed, Transfer

Document Type	Warranty Deed
Jurisdiction	BRANCH MI
Recording Date	Dec 3, 2019
Property Address	20 S MAIN ST, QUINCY, MI 49082-1149
Document Number	201907684
Instrument Date	Nov 22, 2019
Instrument	2019-07684
Transaction Type	Transfer
Record Updated	Jun 8, 2021
Title Company	BRANCH COUNTY ABSTRACT AND TITLE INC, BRANCH CNTY ABSTRACT & TTL I

Transaction

Amount	Amount Recorded
Downpayment	Downpayment on Record
Loan-to-Value (LTV)	LTV on Record
Tax	$623.50
Amount Accuracy	Full Amount Stated
Additional	Arm's Length

Transferred From (Grantor/Seller)

Name	Verified Name
Address	1611 BOLSON DR, 1611, DOWNERS GROVE, IL 60516-2627

Transferred To (Grantee/Buyer)

Name	Verified Name
Address	430 E UNION ST, COLDWATER, MI 49036-8654

Mortgage

Document Number	201907685
Date	Dec 3, 2019
Instrument	2019-07685

Lender

Name	HONOR CU
Type	Credit Union

Agreement

Type	Conventional Mortgage
Amount	Amount Recorded
Term	180 Months
Due	Dec 1, 2034

Tax Assessment & Valuation

Source: Branch County assessment roll, as of July 7, 2026

Property Jurisdictions

Type	Name
State	Michigan
County	Branch County
County Subdivision	Quincy Township
Municipality	Quincy Village
Unified School District	Quincy Community School District (PK - 12)

Tax Bill & Assessment History

Year	Tax Bill	Assessed Value	Assessed Market Value
2026		$58,642 (+12.4%)	$117,284 (+12.4%)
2025	$2,123.00 (+2.86%)	$52,173	$104,346
2024	$2,064.00

Assessed value and assessed market value are set for property tax purposes, not market price estimates; both are a fraction of this property's market value.

Flood

Source: FEMA National Flood Hazard Layer, effective April 19, 2010

FEMA Flood Zone	Zone X minimal risk
Flood Insurance Requirement	Not required lenders may require it

Values are read at the parcel center point; lenders make the official flood determination.

Wildfire

Source: USDA Forest Service Wildfire Risk to Communities (2nd edition), as of 2024

Wildfire Risk	Not rated no burnable land within ember reach

Values cover an area roughly 900 ft across, not the parcel itself; insurers use their own ratings.

Drinking Water

Source: EPA Safe Drinking Water Information System, as of September 2026

Water System	QUINCY serves 1,544 people · EPA ID MI0005580
Water Source	Groundwater
Last State Inspection	Dec 2023
Lead	2 ppb (2022–2024) action level 15 ppb

Violations Reported to EPA

Water Quality	None last 10 years
Treatment and Procedure	None last 10 years
Monitoring and Reporting	2 last 3 years

Results are for the whole water system, not water tested at this address; lead at the tap also depends on the building's own pipes. The service area is an EPA estimate; the actual supplier may differ.

Internet Providers

Source: FCC Broadband Data Collection, based on 179 locations within half a mile, as of December 31, 2025

Provider	Max Down / Up (Mbps)
Frontier Fiber	7,000 / 7,000
Spectrum Cable	1,000 / 1,000
Verizon Fixed Wireless	300 / 20
T-Mobile Fixed Wireless	100 / 20

May also be available: Mercury Fiber.

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