20 S Main St, Bellingham, MA 02019 Property Records

Norfolk County and Bellingham Town property record for 20 S Main St, Bellingham, MA 02019

Property Summary

Property TypeSingle Family Home
Details3 bd · 2 ba · 1,260 sqft · built 1930
Lot Size0.184 acres (8,002 sqft)
OwnerIndividual Name on Record
Last Sale$219,500 (Dec 2012)
Tax Bill$4,827 (2026)
Deeds & MortgagesApr 2026 Line of Credit
Flood ZoneZone X (minimal risk)
APNBELL M:0094 B:0179 L:0000

Property Details

APN / Parcel Number

Primary APNBELL M:0094 B:0179 L:0000

Interior

Bedrooms3 Beds
Full Baths2 Baths
Total Rooms5 Rooms
Stories1 Story
Building Area1,260 sqft Living Area
Gross Area2,327 sqft
Basement Area720 sqft
Unfinished Basement720 sqft

Exterior

Year BuiltBuilt 1930
Effective Year BuiltEffective 1930
Architectural StyleConventional
Exterior MaterialWood Siding
Construction TypeFrame
Roof TypeGable
Roof MaterialAsphalt
Lot Area8,002 sqft (0.184 acres)

Utilities, Heating & Cooling

Heating SystemHot Water
Heating FuelOil

Location & Zoning

Street Address20 S MAIN ST
CityBELLINGHAM
StateMA
Zip02019-2020
Property CategoryResidential
Property TypeResidential > Single Family > Home
Legal SubdivisionCRYSTAL SPGS
Legal Block179
JurisdictionBELLINGHAM MA
Township / Civil DivisionBELLINGHAM
Census Block Group1
Census Block1017
Census Tract443103

Owner

Source: Norfolk County and Bellingham Town records, as of October 20, 2026

Owner names and exact recorded amounts shown locked on this page are available instantly with a free trial.

Owner of RecordIndividual Name on Record
Mailing Address20 S MAIN ST, BELLINGHAM, MA 02019-2020
OccupancyOwner Occupied
Owner TypeIndividual

Deeds, Mortgages & Sale History

Assessor's Deed Record

Deed NamesName on Deed
Last SaleDec 7, 2012 · Amount on Record
Deed SaleDec 7, 2012 · Amount on Record
Prior SaleMar 15, 2012 · Amount on Record
Deed Document Number201215
Deed Book / Page30773 / 367
Transfer Doc030773-367
Record UpdatedOct 29, 2026

April 2026: Deed of Trust, Mortgage

Document TypeDeed of Trust
JurisdictionBELLINGHAM MA
Recording DateApr 14, 2026
Property Address20 S MAIN ST, BELLINGHAM, MA 02019-2020
Document Number0043043-31
Book / Page43043 / 31
Instrument DateMar 24, 2026
Instrument202623221
Transaction TypeMortgage
Record UpdatedJul 12, 2026

Transferred To (Grantee/Buyer)

NameVerified Name
Address20 S MAIN ST, BELLINGHAM, MA 02019-2020

Mortgage

Document Number0000023221,
DateApr 14, 2026
Book Page43043/31
Instrument202623221
Lender
NameCITIZENS BANK
Agreement
TypeLine of Credit
AmountAmount Recorded
Term301 Months
DueMay 1, 2051
Interest
Rate TypeAdjustable Rate
Rate5.98%
Initial TypeAdjustable Rate
Max Rate-1%

Tax Assessment & Valuation

Source: Norfolk County and Bellingham Town assessment roll, as of April 14, 2026

Property Jurisdictions

TypeName
StateMassachusetts
CountyNorfolk County
County SubdivisionBellingham Town
Unified School DistrictBellingham School District (PK - 12)

Tax Bill & Assessment History

YearTax BillAssessed ValueAssessed Market Value
2026$4,827.00 (+7.53%)$389,600 (+9.01%) Land $153,800 Building $233,600$422,750 (-)
2025$4,489.00 (+4.76%)$357,400 (+7.26%) Land $130,200 Building $227,200$422,750 (+0.79%)
2024$4,285.00 (+3.78%)$333,200 (+5.31%) Land $118,900 Building $214,300$419,425
2023$4,129.00$316,400 Land $113,200 Building $203,200

Assessed value and assessed market value are set for property tax purposes and are not market price estimates.

Flood

Source: FEMA National Flood Hazard Layer, effective May 26, 2026 · OpenFEMA NFIP redacted claims and policies, as of September 2026

FEMA Flood ZoneZone X
minimal risk
Flood Insurance RequirementNot required
lenders may require it
Nearby Flood Policies1 in force
Nearby Flood Claims1 (2023)
Claims Outside the SFHA1 of 1
Most Recent ClaimDec 2023 · other causes

Values are read at the parcel center point; flood claims are located to the census block group, not this parcel; lenders make the official flood determination.

Wildfire

Source: USDA Forest Service Wildfire Risk to Communities (2nd edition), as of 2024

Wildfire RiskLow
lower than 80% of the US · above 57% of Massachusetts
Wildfire Likelihood0.01% annual chance
ExposureNone
beyond ember reach

Values cover an area roughly 900 ft across, not the parcel itself; insurers use their own ratings.

Drinking Water

Source: EPA Safe Drinking Water Information System, as of September 2026

Water SystemBELLINGHAM DPW WATER SEWER DIVISION
serves 16,556 people · EPA ID MA2025000
Water SourceGroundwater
Last State InspectionMar 2023
Lead4 ppb (2025)
action level 15 ppb

Violations Reported to EPA

Water QualityTotal trihalomethanes
not recorded as resolved · Apr 2022
Treatment and ProcedureNone
last 10 years
Monitoring and ReportingNone
last 3 years

Results are for the whole water system, not water tested at this address; lead at the tap also depends on the building's own pipes. This system sells water to local utilities; the supplier billing this address may be one of them.

Internet Providers

Source: FCC Broadband Data Collection, based on 333 locations within half a mile, as of December 31, 2025

ProviderMax Down / Up (Mbps)
Xfinity
Cable
2,000 / 2,000
Verizon
Fiber · Fixed Wireless in parts of the area
980 / 880
T-Mobile
Fixed Wireless
100 / 20

Nearby Properties on S Main St

Nearby Streets

Search Property Records by Address or Parcel Number