20 S Main St, Ashburnham, MA 01430 Property Records

Worcester County and Ashburnham Town property record for 20 S Main St, Ashburnham, MA 01430

Property Summary

Property Type	Duplex
Details	8 bd · 3 ba · 2,637 sqft · built 1900
Lot Size	0.275 acres (12,000 sqft)
Owner	Individual Name on Record
Last Sale	$467,500 (Dec 2024)
Tax Bill	$5,796 (2025)
Deeds & Mortgages	Sep 2021 Sale & Mortgage
Flood Zone	Zone X (minimal risk)
APN	`ASHB M:0058 B:000080`

Property Details

APN / Parcel Number

Primary APN	`ASHB M:0058 B:000080`
Alternative APN	`ABHM M:0058 B:000080`

Interior

Bedrooms	8 Beds
Full Baths	3 Baths
Half Baths	2 Half Baths
Total Rooms	14 Rooms
Units	2 Units
Stories	3 Stories
Building Area	2,637 sqft Living Area
Gross Area	4,232 sqft

Exterior

Year Built	Built 1900
Effective Year Built	Effective 1900
Architectural Style	Duplex Single
Exterior Material	Aluminum/Vinyl
Roof Type	Gable
Roof Material	Asphalt
Lot Area	12,000 sqft (0.275 acres)

Utilities, Heating & Cooling

Heating System	Forced Air with A/C
Heating Fuel	Oil

Location & Zoning

Street Address	20 S MAIN ST
City	ASHBURNHAM
State	MA
Zip	01430
Property Category	Residential
Property Type	Residential > Multi-Unit > Duplex
Legal Block	80
Jurisdiction	ASHBURNHAM MA
Township / Civil Division	ASHBURNHAM
Census Block Group	3
Census Block	3017
Census Tract	700100

Owner

Source: Worcester County and Ashburnham Town records, as of October 20, 2026

Owner names and exact recorded amounts shown locked on this page are available instantly with a free trial.

Owner of Record	Individual Name on Record
Mailing Address	20 S MAIN ST, ASHBURNHAM, MA 01430
Occupancy	Owner Occupied
Owner Type	Individual
Vesting	Individual(s)

Deeds, Mortgages & Sale History

Assessor's Deed Record

Deed Names	Name on Deed
Last Sale	Dec 30, 2024 · Amount on Record
Deed Sale	Dec 30, 2024 · Amount on Record
Prior Sale	Sep 20, 2021 · Amount on Record
Deed Book / Page	10909 / 298
Record Updated	Oct 29, 2026

September 2021: Quit Claim Deed, Transfer

Document Type	Quit Claim Deed
Jurisdiction	ASHBURNHAM MA
Recording Date	Sep 20, 2021
Property Address	20 S MAIN ST, ASHBURNHAM, MA 01430
Document Number	010113-274
Book / Page	10113 / 274
Instrument Date	Sep 20, 2021
Instrument	202100020952
Transaction Type	Transfer
Record Updated	Jan 21, 2026

Transaction

Amount	Amount Recorded
Downpayment	Downpayment on Record
Loan-to-Value (LTV)	LTV on Record
Tax	$0.00
Amount Accuracy	Full Amount Stated
Additional	Arm's Length

Transferred From (Grantor/Seller)

Name	Verified Name

Transferred To (Grantee/Buyer)

Name	Verified Name
Address	19 HUBBARDSTON RD, PRINCETON, MA 01541-1808

Mortgage

Document Number	202100020953
Date	Sep 20, 2021
Instrument	202100020953

Lender

Name	FIDELITY COOPERATIVE BANK
Type	Bank

Agreement

Type	Stand-Alone First Mortgage
Amount	Amount Recorded
Term	361 Months
Due	Oct 1, 2051

Tax Assessment & Valuation

Source: Worcester County and Ashburnham Town assessment roll, as of April 14, 2026

Property Jurisdictions

Type	Name
State	Massachusetts
County	Worcester County
County Subdivision	Ashburnham Town
Unified School District	Ashburnham-Westminster School District (PK - 12)

Tax Bill & Assessment History

Year	Tax Bill	Assessed Value	Assessed Market Value
2025	$5,796.00 (+3.67%)	$389,800 (+9.8%) Land $33,400 Building $356,400	$458,189
2024	$5,591.00 (-6%)	$355,000 (-1.22%) Land $33,400 Building $321,600
2023	$5,948.00	$359,400 Land $33,400 Building $326,000

Assessed value and assessed market value are set for property tax purposes and are not market price estimates.

Flood

Source: FEMA National Flood Hazard Layer, effective November 30, 2025 · OpenFEMA NFIP redacted claims and policies, as of September 2026

FEMA Flood Zone	Zone X minimal risk
Nearest Special Flood Hazard Area	Zone AE, within 500 ft
Flood Insurance Requirement	Not required lenders may require it
Nearby Flood Policies	4 in force

Values are read at the parcel center point; flood claims are located to the census block group, not this parcel; lenders make the official flood determination.

Wildfire

Source: USDA Forest Service Wildfire Risk to Communities (2nd edition), as of 2024

Wildfire Risk	Low lower than 80% of the US · above 57% of Massachusetts
Wildfire Likelihood	0.01% annual chance
Exposure	Direct burnable vegetation

Values cover an area roughly 900 ft across, not the parcel itself; insurers use their own ratings.

Drinking Water

Source: EPA Safe Drinking Water Information System, as of September 2026

Water System	ASHBURNHAM WATER DEPARTMENT serves 3,680 people · EPA ID MA2011000
Water Source	Purchased surface water from several systems
Last State Inspection	Dec 2024
Lead	1 ppb (2024–2026) action level 15 ppb

Violations Reported to EPA

Water Quality	None last 10 years
Treatment and Procedure	None last 10 years
Monitoring and Reporting	None last 3 years

Results are for the whole water system, not water tested at this address; lead at the tap also depends on the building's own pipes.

Internet Providers

Source: FCC Broadband Data Collection, based on 84 locations within half a mile, as of December 31, 2025

Provider	Max Down / Up (Mbps)
Xfinity Cable	2,000 / 2,000

Cell Coverage

5G (outdoors only) and 4G LTE

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