20 S Front St, Middletown, CT 06457 Property Records

Middletown City property record for 20 S Front St, Middletown, CT 06457

Property Summary

Property Type	Single Family Home
Details	3 bd · 1 ba · 960 sqft · built 1966
Lot Size	0.89 acres (38,768 sqft)
Owner	Individual Name on Record
Last Sale	$220,000 (Sep 2021)
Tax Bill	$5,570 (2026)
Deeds & Mortgages	Sep 2021 Sale & Mortgage Apr 2019 Sale & Mortgage + 1 more
Flood Zone	Zone X (minimal risk)
APN	`MTWN M:36 L:0229`

Property Details

APN / Parcel Number

Primary APN	`MTWN M:36 L:0229`
Alternative APN	`R03289`

Interior

Bedrooms	3 Beds
Full Baths	1 Bath
Total Rooms	6 Rooms
Stories	1 Story
Building Area	960 sqft Living Area
Gross Area	2,320 sqft
1st Floor Area	960 sqft
Basement Area	960 sqft
Unfinished Basement	300 sqft
Fireplaces	1 Fireplace
Fireplace	Fireplace

Exterior

Year Built	Built 1966
Effective Year Built	Effective 1966
Architectural Style	Ranch
Exterior Material	Aluminum/Vinyl
Roof Type	Gable
Roof Material	Asphalt
Lot Area	38,768 sqft (0.89 acres)

Utilities, Heating & Cooling

Heating System	Hot Water
Heating Fuel	Oil

Location & Zoning

Account Number	R03289
Street Address	20 S FRONT ST
City	MIDDLETOWN
State	CT
Zip	06457-4425
Property Category	Residential
Property Type	Residential > Single Family > Home
Local Zoning Code	RPZ
Legal Lot Number	229
Jurisdiction	MIDDLETOWN CT
Township / Civil Division	MIDDLETOWN
Census Block Group	2
Census Block	2012
Census Tract	542000

Owner

Source: Middletown City records, as of October 20, 2026

Owner names and exact recorded amounts shown locked on this page are available instantly with a free trial.

Owner of Record	Individual Name on Record
Mailing Address	20 S FRONT ST, MIDDLETOWN, CT 06457-4425
Occupancy	Owner Occupied
Owner Type	Individual

Deeds, Mortgages & Sale History

Date	Document
Sep 24, 2021	Warranty Deed, Transfer · Stand-Alone First Mortgage PROVIDENT FUNDING ASSOCIATES LP
Apr 22, 2019	Warranty Deed, Transfer · Stand-Alone First Mortgage CALIBER HOME LOANS INC
Feb 21, 2018	Foreclosure

Assessor's Deed Record

Deed Names	Name on Deed
Last Sale	Sep 24, 2021 · Amount on Record
Deed Sale	Sep 24, 2021 · Amount on Record
Prior Sale	Apr 22, 2019 · Amount on Record
Deed Document Number	20213646030002
Deed Book / Page	2021 / 885
Transfer Doc	001914-250
Record Updated	Oct 29, 2026

September 2021: Warranty Deed, Transfer

Document Type	Warranty Deed
Jurisdiction	MIDDLETOWN CT
Recording Date	Sep 24, 2021
Property Address	20 S FRONT ST, MIDDLETOWN, CT 06457-4425
Document Number	002021-885
Book / Page	2021 / 885
Instrument Date	Sep 20, 2021
Instrument	3646030002
Transaction Type	Transfer
Record Updated	Feb 9, 2026

Transaction

Amount	Amount Recorded
Downpayment	Downpayment on Record
Loan-to-Value (LTV)	LTV on Record
Tax	$0.00
Amount Accuracy	Full Amount Stated
Additional	Arm's Length

Transferred From (Grantor/Seller)

Name	Verified Name

Transferred To (Grantee/Buyer)

Name	Verified Name
Address	20 S FRONT ST, MIDDLETOWN, CT 06457-4425

Mortgage

Document Number	3646040013
Date	Sep 24, 2021
Instrument	3646040013

Lender

Name	PROVIDENT FUNDING ASSOCIATES LP
Type	Mortgage Company

Agreement

Type	Stand-Alone First Mortgage
Amount	Amount Recorded

April 2019: Warranty Deed, Transfer

Document Type	Warranty Deed
Jurisdiction	MIDDLETOWN CT
Recording Date	Apr 22, 2019
Property Address	20 S FRONT ST, MIDDLETOWN, CT 06457-4425
Document Number	001941-330
Book / Page	1941 / 330
Instrument Date	Apr 13, 2019
Instrument	3458290003
Transaction Type	Transfer
Record Updated	Jun 21, 2022

Transaction

Amount	Amount Recorded
Downpayment	Downpayment on Record
Loan-to-Value (LTV)	LTV on Record
Tax	$0.00
Amount Accuracy	Full Amount Stated
Additional	Arm's Length

Transferred From (Grantor/Seller)

Name	Verified Name

Transferred To (Grantee/Buyer)

Name	Verified Name

Mortgage

Document Number	3458300014
Date	Apr 22, 2019
Instrument	3458300014

Lender

Name	CALIBER HOME LOANS INC
Type	Mortgage Company

Agreement

Type	Stand-Alone First Mortgage
Amount	Amount Recorded

February 2018: Foreclosure

Document Type	Foreclosure
Jurisdiction	MIDDLETOWN CT
Recording Date	Feb 21, 2018
Property Address	20 S FRONT ST, MIDDLETOWN, CT 06457-4425
Document Number	1914-250
Book / Page	001914 / 000250
Instrument Date	Jan 18, 2018
Instrument	338187
Transaction Type	Foreclosure
Record Updated	Mar 13, 2018

Transaction

Tax	$0.00

Transferred From (Grantor/Seller)

Name	Verified Name

Transferred To (Grantee/Buyer)

Name	Verified Name
Address	20 S FRONT ST MIDDLETOWN CT 064574425, MIDDLETOWN, CT 06457-4425

Tax Assessment & Valuation

Source: Middletown City assessment roll, as of June 25, 2026

Property Jurisdictions

Type	Name
State	Connecticut
County Subdivision / Municipality	Middletown City
Unified School District	Middletown School District (PK - 12)

Tax Bill & Assessment History

Year	Tax Bill	Assessed Value	Assessed Market Value
2026	$5,570.00 (+4.33%)	$144,250 (-) Land $76,500 Building $67,750	$319,140 (+216.06%)
2025		$144,250 (-) Land $76,500 Building $67,750	$100,975 Land $53,550 Building $47,425
2024	$5,339.00 (+4.52%)	$144,250 (-) Land $76,500 Building $67,750
2023	$5,108.00 (+20.9%)	$144,250 (+40.87%) Land $76,500 Building $67,750
2022	$4,225.00	$102,400 Land $51,000 Building $51,400

Assessed value is set for property tax purposes, not a market price estimate; it is a fraction of this property's market value.

Flood

Source: FEMA National Flood Hazard Layer, effective November 28, 2025

FEMA Flood Zone	Zone X minimal risk
Nearest Special Flood Hazard Area	Zone AE, within 500 ft
Flood Insurance Requirement	Not required lenders may require it

Values are read at the parcel center point; lenders make the official flood determination.

Wildfire

Source: USDA Forest Service Wildfire Risk to Communities (2nd edition), as of 2024

Wildfire Risk	Low lower than 80% of the US · above 55% of Connecticut
Wildfire Likelihood	0.01% annual chance
Exposure	None beyond ember reach

Values cover an area roughly 900 ft across, not the parcel itself; insurers use their own ratings.

Drinking Water

Source: EPA Safe Drinking Water Information System, as of September 2026

Water System	MIDDLETOWN WATER DEPARTMENT serves 41,019 people · EPA ID CT0830011
Water Source	Surface water
Last State Inspection	Aug 2023
Lead	Under 1 ppb (2026) action level 15 ppb

Violations Reported to EPA

Water Quality	None last 10 years
Treatment and Procedure	None last 10 years
Monitoring and Reporting	2 last 3 years

Results are for the whole water system, not water tested at this address; lead at the tap also depends on the building's own pipes.

Internet Providers

Source: FCC Broadband Data Collection, based on 354 locations within half a mile, as of December 31, 2025

Provider	Max Down / Up (Mbps)
Frontier Fiber	7,000 / 7,000
GoNetspeed Fiber	2,000 / 2,000
Xfinity Cable	2,000 / 250

May also be available: Verizon.

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