Hamilton County property record for 20 S Crest Rd, Chattanooga, TN 37404
| Property Type | Single Family Home |
|---|---|
| Details | 3 ba · 2,326 sqft · built 1900 |
| Lot Size | 0.179 acres (7,800 sqft) |
| Owner | Owner Name on File |
| Last Sale | $116,000 (Apr 2010) |
| Tax Bill | $1,123 (2025) |
| Flood Zone | Zone X (minimal risk) |
| APN | 146M E 002 |
| Primary APN | 146M E 002 |
|---|---|
| Alternative APN |
|
| Full Baths | 3 Baths |
|---|---|
| Stories | 2 Stories |
| Building Area | 2,326 sqft Living Area |
| Year Built | Built 1900 |
|---|---|
| Effective Year Built | Effective 1982 |
| Exterior Material | Wood Shingle |
| Construction Type | Wood |
| Roof Type | Gable/Hip |
| Roof Material | Asphalt |
| Lot Area | 7,800 sqft (0.179 acres) |
| Lot Dimensions | 78 ft deep x 100 ft wide |
| Cooling System | Central |
|---|---|
| Heating System | Central |
| Sewer | Connected |
| Account Number | 0000076247 |
|---|---|
| Street Address | 20 S CREST RD |
| City | CHATTANOOGA |
| State | TN |
| Zip | 37404-4005 |
| Property Category | Residential |
| Property Type | Residential > Single Family > Home |
| Local Zoning Code | R1 |
| Legal Description | LTS 11&12 BLK 1 G M SHERWOOD HOME PLACE N/R |
| Legal Subdivision | SHERWOOD G M |
| Legal Block | 1 |
| Legal Lot Number | 11,12 12 |
| Jurisdiction | HAMILTON TN |
| Township / Civil Division | 8 |
| Census Block Group | 3 |
| Census Block | 3016 |
| Census Tract | 2800 |
The current owner of 20 S Crest Rd acquired it in July 2014.
Source: Hamilton County records, as of December 31, 2025
| Owner of Record | Owner Name on File |
|---|---|
| Mailing Address | 20 S CREST RD, CHATTANOOGA, TN 37404-4005 |
| Occupancy | Owner Occupied |
Owner names and exact recorded amounts are on file and can be viewed instantly on this page with a free 10-day trial.
| Deed Names | Name on Deed |
|---|---|
| Last Sale | Apr 7, 2010 · Amount on File |
| Deed Sale | Apr 7, 2010 · Amount on File |
| Deed Document Number | 0000000126 |
| Last Transfer Date | Jul 10, 2014 |
| Transfer Doc | 0000000102 |
| Record Updated | Jun 8, 2026 |
The 2025 property tax bill for 20 S Crest Rd was $1,123, up 10.2% from the year before.
Source: Hamilton County assessment roll, as of May 20, 2025
| Type | Name |
|---|---|
| State | Tennessee |
| County | Hamilton County |
| Municipality | Chattanooga City |
| Unified School District | Hamilton County School District (PK - 12) |
| Year | Tax Bill | Assessed Value | Assessed Market Value |
|---|---|---|---|
| 2025 | $1,123.00 (+10.21%) | $74,125 (+62.73%) | $296,500 (+62.73%) Land $86,300 Building $210,200 |
| 2024 | $1,019.00 | $45,550 (-) | $182,200 (-) Land $65,000 Building $117,200 |
| 2023 | $1,019.00 | $45,550 (-) | $182,200 (-) Land $65,000 Building $117,200 |
| 2022 | $1,019.00 | $45,550 | $182,200 Land $65,000 Building $117,200 |
Assessed value and assessed market value are set for property tax purposes, not market price estimates; both are a fraction of this property's market value.
FEMA maps place 20 S Crest Rd in Zone X, an area of minimal flood risk.
Source: FEMA National Flood Hazard Layer, effective August 30, 2026
| FEMA Flood Zone | Zone X minimal risk |
|---|---|
| Flood Insurance Requirement | Not required lenders may require it |
Values are read at the parcel center point; lenders make the official flood determination.
Wildfire risk around 20 S Crest Rd is low, with a 0.06% annual chance of wildfire.
Source: USDA Forest Service Wildfire Risk to Communities (2nd edition), as of 2024
| Wildfire Risk | Low lower than 64% of the US · above 52% of Tennessee |
|---|---|
| Wildfire Likelihood | 0.06% annual chance |
| Exposure | Direct burnable vegetation |
Values cover an area roughly 900 ft across, not the parcel itself; insurers use their own ratings.
Source: EPA Safe Drinking Water Information System, as of September 2026
| Water System | TENNESSEE AMERICAN WATER private · serves 207,046 people · EPA ID TN0000107 |
|---|---|
| Water Source | Surface water |
| Last State Inspection | Dec 2025 |
| Lead | 1 ppb (2023–2025) action level 15 ppb |
| Water Quality | None last 10 years |
|---|---|
| Treatment and Procedure | None last 10 years |
| Monitoring and Reporting | None last 3 years |
Results are for the whole water system, not water tested at this address; lead at the tap also depends on the building's own pipes.
Source: FCC Broadband Data Collection, based on 145 locations within half a mile, as of December 31, 2025
| Provider | Max Down / Up (Mbps) |
|---|---|
| EPB Fiber | 100,000 / 100,000 |
| Xfinity Cable | 1,200 / 35 |
| Verizon Fixed Wireless | 300 / 20 |
| T-Mobile Fixed Wireless | 100 / 20 |
| AT&T Fixed Wireless | 100 / 20 |
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