20 S Cluff Ave, Lodi, CA 95240 Property Records

San Joaquin County property record for 20 S Cluff Ave, Lodi, CA 95240

Property Summary

Property Type	Commercial Office
Details	1,100 sqft · built 1966
Lot Size	0.9 acres (39,204 sqft)
Owner	Individual Name on File
Last Sale	$395,000 (Aug 2003)
Tax Bill	$6,225 (2026)
Flood Zone	Zone X (moderate risk)
APN	`049-090-320-000`

Property Details

APN / Parcel Number

Primary APN	`049-090-320-000`
Alternative APN	`049-090-32`

Interior

Stories	1 Story
Building Area	1,100 sqft Gross Area
1st Floor Area	1,100 sqft

Exterior

Year Built	Built 1966
Effective Year Built	Effective 1966
Lot Area	39,204 sqft (0.9 acres)

Location & Zoning

Old Parcel Number	049-090-32
Street Address	20 S CLUFF AVE
City	LODI
State	CA
Zip	95240-3115
Property Category	Commercial
Property Type	Commercial > Office > Commercial Office
Legal Description	LIVE OAK COLONY BLK 3 LOT 2
Legal Subdivision	LIVE OAK COLONY 03
Legal Block	2
Legal Lot Number	2
Jurisdiction	SAN JOAQUIN CA
Township / Civil Division	LODI
Census Block Group	2
Census Block	2001
Census Tract	4502

Owner

Source: San Joaquin County records, as of October 13, 2026

Owner names and exact recorded amounts are on file and can be viewed instantly on this page with a free 10-day trial.

Owner of Record	Individual Name on File
Mailing Address	20 S CLUFF AVE, LODI, CA 95240-3115
Owner Type	Individual
Vesting	Borrower in Default

Deeds, Mortgages & Sale History

Assessor's Deed Record

Deed Names	Name on Deed
Last Sale	Aug 29, 2003 · Amount on File
Deed Sale	Aug 29, 2003 · Amount on File
Deed Document Number	2003197721
Prior Transfer Date	Aug 25, 1995
Prior Transfer Doc	0000080124
Record Updated	Oct 29, 2026

Tax Assessment & Valuation

Source: San Joaquin County assessment roll, as of September 24, 2025

Property Jurisdictions

Type	Name
State	California
County	San Joaquin County
Municipality	Lodi City
Unified School District	Lodi Unified School District (KG - 12)

Tax Bill & Assessment History

Year	Tax Bill	Assessed Value
2026	$6,225.00 (+0.35%)
2025	$6,203.00 (+5.65%)	$561,581 (+4.04%) Land $319,888 Building $241,693
2023	$5,871.00 (+2.28%)	$539,775 Land $307,467 Building $232,308
2022	$5,740.00

Assessed value is set for property tax purposes and is not a market price estimate.

Flood

Source: FEMA National Flood Hazard Layer, effective September 27, 2026 · OpenFEMA NFIP redacted claims and policies, as of September 2026

FEMA Flood Zone	Zone X moderate risk
500-Year Floodplain	Yes 0.2% annual chance
Flood Insurance Requirement	Not required lenders may require it
Nearby Flood Policies	1 in force

Values are read at the parcel center point; flood claims are located to the census block group, not this parcel; lenders make the official flood determination.

Wildfire

Source: USDA Forest Service Wildfire Risk to Communities (2nd edition), as of 2024

Wildfire Risk	Not rated no burnable land within ember reach

Values cover an area roughly 900 ft across, not the parcel itself; insurers use their own ratings.

Drinking Water

Source: EPA Safe Drinking Water Information System, as of September 2026

Water System	CITY OF LODI serves 67,093 people · EPA ID CA3910004
Water Source	Surface water
Last State Inspection	Oct 2025
Lead	Under 1 ppb (2022–2024) action level 15 ppb

Violations Reported to EPA

Water Quality	None last 10 years
Treatment and Procedure	None last 10 years
Monitoring and Reporting	None last 3 years

Results are for the whole water system, not water tested at this address; lead at the tap also depends on the building's own pipes.

Internet Providers

Source: FCC Broadband Data Collection, based on 81 locations within half a mile, as of December 31, 2025

Provider	Max Down / Up (Mbps)
Xfinity Cable	2,000 / 250
unWired Broadband Fixed Wireless	400 / 50
DigitalPath Fixed Wireless	200 / 20
Cal.net Fixed Wireless	100 / 20
AT&T Fixed Wireless	100 / 20

May also be available: GeoLinks, Softcom Internet Communications, T-Mobile, Verizon.