20 S Chestnut St, Augusta, ME 04330 Property Records

Kennebec County and Augusta City property record for 20 S Chestnut St, Augusta, ME 04330

Property Summary

Property Type	Duplex
Details	4 bd · 2 ba · 2,418 sqft · built 1938
Lot Size	0.31 acres (13,504 sqft)
Owner	Company Name on File
Last Sale	$320,000 (Nov 2023)
Tax Bill	$3,133 (2025)
Deeds & Mortgages	Mar 2026 Line of Credit Nov 2023 Sale
Flood Zone	Zone X (minimal risk)
APN	`109325`

Property Details

APN / Parcel Number

Primary APN	`109325`
Alternative APN	`AUGU M:00027 B:0316A L:00000`

Interior

Bedrooms	4 Beds
Full Baths	2 Baths
Units	2 Units
Stories	2 Stories
Building Area	2,418 sqft Living Area
Gross Area	4,188 sqft
1st Floor Area	1,112 sqft
Attic	Attic
Attic Area	1,088 sqft
Basement Area	872 sqft
Unfinished Basement	872 sqft

Exterior

Year Built	Built 1938
Effective Year Built	Effective 1938
Architectural Style	Other
Exterior Material	Other
Roof Type	Gable
Roof Material	Asphalt
Lot Area	13,504 sqft (0.31 acres)

Utilities, Heating & Cooling

Heating System	Forced Air with A/C
Heating Fuel	Oil

Location & Zoning

Account Number	109325
Street Address	20 S CHESTNUT ST
City	AUGUSTA
State	ME
Zip	04330-5416
Property Category	Residential
Property Type	Residential > Multi-Unit > Duplex
Legal Block	316A
Jurisdiction	AUGUSTA ME
Township / Civil Division	AUGUSTA
Census Block Group	1
Census Block	1020
Census Tract	10300

Historic Designation

Source: NPS National Register of Historic Places, as of August 1, 2026

Historic District	Within the Winthrop Street Historic District listed 2001 · 183 contributing resources · NRIS 01000815
Listed Area	Within Arnold Trail to Quebec listed 1969 · 1 contributing resources · NRIS 69000018

Federal listing alone does not restrict alterations; local historic district rules, which this data does not cover, may apply.

Owner

20 S Chestnut St, a duplex, is owned by a company that bought it in November 2023.

Source: Kennebec County and Augusta City records, as of October 9, 2026

Owner of Record	Company Name on File
Mailing Address	20 S CHESTNUT ST, AUGUSTA, ME 04330-5416
Owner Type	Company

Owner names and exact recorded amounts are on file and can be viewed instantly on this page with a free 10-day trial.

Deeds, Mortgages & Sale History

Date	Document
Mar 25, 2026	Deed of Trust, Mortgage · Line of Credit MAINE SAVINGS FCU
Nov 17, 2023	Warranty Deed, Transfer

Assessor's Deed Record

Deed Names	Name on Deed
Last Sale	Nov 17, 2023 · Amount on File
Deed Sale	Nov 17, 2023 · Amount on File
Deed Document Number	20232023023545
Deed Book / Page	14918 / 139
Record Updated	Oct 29, 2026

March 2026: Deed of Trust, Mortgage

Document Type	Deed of Trust
Jurisdiction	AUGUSTA ME
Property Address	20 S CHESTNUT ST, AUGUSTA, ME 04330-5416
Transaction Type	Mortgage
Record Updated	Apr 15, 2026

Transferred To (Grantee/Buyer)

Name	Verified Name

Mortgage

Document Number	2026005898
Date	Mar 25, 2026
Book Page	15672/144
Instrument	2026005898

Lender

Name	MAINE SAVINGS FCU

Agreement

Type	Line of Credit
Amount	Amount on Record

Interest

Rate Type	Adjustable Rate

November 2023: Warranty Deed, Transfer

Document Type	Warranty Deed
Jurisdiction	AUGUSTA ME
Recording Date	Nov 17, 2023
Property Address	20 S CHESTNUT ST, AUGUSTA, ME 04330-5416
Document Number	2023023545
Book / Page	14918 / 139
Instrument Date	Nov 16, 2023
Instrument	2023023545
Transaction Type	Transfer
Record Updated	Dec 4, 2023

Transaction

Amount	Amount on Record
Tax	$0.00
Amount Accuracy	Full Amount Stated
Additional	Arm's Length

Transferred From (Grantor/Seller)

Name	Verified Name

Transferred To (Grantee/Buyer)

Name	Verified Name
Address	2911 SADDLEHORN DR, CARMEL, IN 46033-9099

Tax Assessment & Valuation

The 2025 property tax bill for 20 S Chestnut St was $3,133, up 2.5% from the year before.

Source: Kennebec County and Augusta City assessment roll, as of July 30, 2026

Property Jurisdictions

Type	Name
State	Maine
County	Kennebec County
Municipality	Augusta City
Unified School District	Augusta (PK - 12)

Tax Bill & Assessment History

Year	Tax Bill	Assessed Value
2025	$3,133.00 (+2.52%)	$128,400 (-) Land $26,900 Building $101,500
2024	$3,056.00 (+3.66%)	$128,400 (-) Land $26,900 Building $101,500
2023	$2,948.00 (+4.72%)	$128,400 (-) Land $26,900 Building $101,500
2022	$2,815.00	$128,400 Land $26,900 Building $101,500

Assessed value and assessed market value are set for property tax purposes, not market price estimates; both are a fraction of this property's market value.

Flood

FEMA maps place 20 S Chestnut St in Zone X, an area of minimal flood risk, though there have been 24 flood claims nearby since 1979.

Source: FEMA National Flood Hazard Layer, effective February 18, 2021 · OpenFEMA NFIP redacted claims and policies, as of September 2026

FEMA Flood Zone	Zone X minimal risk
Flood Insurance Requirement	Not required lenders may require it
Flood Insurance Cost	Premium on File median of 13 policies
Nearby Flood Policies	13 in force
Nearby Flood Claims	24 (1979–2023)
Most Recent Claim	Dec 2023 · Severe Storm And Flooding
Claims by Event	Severe Storm And Flooding, Dec 2023 · 5 claims Severe Storms & Flooding, Apr 1987 · 5 claims

Values are read at the parcel center point; flood claims are located to the census block group, not this parcel; lenders make the official flood determination.

Wildfire

Wildfire risk around 20 S Chestnut St is low, with less than a 0.01% annual chance of wildfire.

Source: USDA Forest Service Wildfire Risk to Communities (2nd edition), as of 2024

Wildfire Risk	Low lower than 95% of the US · lower than 97.3% of Maine
Wildfire Likelihood	Under 0.01% annual chance
Exposure	Direct burnable vegetation

Values cover an area roughly 900 ft across, not the parcel itself; insurers use their own ratings.

Drinking Water

Source: EPA Safe Drinking Water Information System, as of September 2026

Water System	GREATER AUGUSTA UTILITY DISTRICT serves 13,750 people · EPA ID ME0090080
Water Source	Groundwater
Last State Inspection	Jul 2024
Lead	1 ppb (2023–2025) action level 15 ppb

Violations Reported to EPA

Water Quality	None last 10 years
Treatment and Procedure	None last 10 years
Monitoring and Reporting	2 last 3 years

Results are for the whole water system, not water tested at this address; lead at the tap also depends on the building's own pipes.

Internet Providers

Source: FCC Broadband Data Collection, based on 461 locations within half a mile, as of December 31, 2025

Provider	Max Down / Up (Mbps)
GoNetspeed Fiber	2,000 / 2,000
Fidium Fiber Fiber	2,000 / 2,000
Spectrum Cable · Fiber in parts of the area	1,000 / 1,000
Verizon Fixed Wireless	300 / 20

May also be available: T-Mobile.

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