Dutchess County and Beacon City property record for 20 S Cedar St, Beacon, NY 12508
| Property Type | Single Family Home |
|---|---|
| Details | 4 bd · 2 ba · 1,760 sqft · built 1884 |
| Lot Size | 0.16 acres (6,970 sqft) |
| Owner | Individual Name on File |
| Last Sale | $249,000 (Nov 2014) |
| Tax Bill | $8,222 (2025) |
| Deeds & Mortgages | Feb 2026 Mortgage Feb 2026 Second Mortgage |
| Flood Zone | Zone X (minimal risk) |
| APN | 130200-5954-36-909827-0000 |
| Primary APN | 130200-5954-36-909827-0000 |
|---|---|
| Alternative APNs |
|
| Bedrooms | 4 Beds |
|---|---|
| Full Baths | 2 Baths |
| Total Rooms | 10 Rooms |
| Stories | 2 Stories |
| Building Area | 1,760 sqft Living Area |
| Gross Area | 1,880 sqft |
| 1st Floor Area | 880 sqft |
| 2nd Floor Area | 880 sqft |
| Upper Floors Area | 440 sqft |
| Year Built | Built 1884 |
|---|---|
| Effective Year Built | Effective 1884 |
| Architectural Style | Old Style |
| Exterior Material | Wood |
| Roof Material | Asphalt |
| Lot Area | 6,970 sqft (0.16 acres) |
| Lot Dimensions | 120 ft deep x 60 ft wide |
| Garage Type | Detached |
| Garage Area | 216 sqft |
| Parking Spaces | 1 Parking Space |
| Pool Type | Above-Ground Pool |
|---|---|
| Pool Area | 254 sqft |
| Porch | Covered Porch |
| Porch Area | 120 sqft |
| Heating System | HVAC |
|---|---|
| Heating Fuel | Oil |
| Sewer | Municipal |
| Water Source | Commercial |
| Account Number | 30909827 |
|---|---|
| Street Address | 20 S CEDAR ST |
| City | BEACON |
| State | NY |
| Zip | 12508-3040 |
| Property Category | Residential |
| Property Type | Residential > Single Family > Home |
| Local Zoning Code | RD-3 |
| Legal Description | .16 AC 1240 0370 |
| Legal Block | 36 |
| Legal Lot Number | 909 |
| Jurisdiction | DUTCHESS NY |
| Township / Civil Division | BEACON |
| Census Block Group | 4 |
| Census Block | 4015 |
| Census Tract | 210201 |
20 S Cedar St is owned and occupied by an individual who bought it in November 2014.
Source: Dutchess County and Beacon City records, as of May 20, 2026
| Owner of Record | Individual Name on File |
|---|---|
| Mailing Address | 20 S CEDAR ST, BEACON, NY 12508-3040 |
| Occupancy | Owner Occupied |
| Owner Type | Individual |
| Vesting | Joint Tenants |
Owner names and exact recorded amounts are on file and can be viewed instantly on this page with a free 10-day trial.
| Date | Document |
|---|---|
| Feb 19, 2026 | Deed of Trust, Mortgage HUDSON VLY FCU |
| Feb 19, 2026 | Deed of Trust, Mortgage · Stand-Alone Second Mortgage HUDSON VLY FCU |
| Deed Names | Name on Deed |
|---|---|
| Last Sale | Nov 26, 2014 · Amount on File |
| Deed Sale | Nov 26, 2014 · Amount on File |
| Deed Book / Page | 22014 / 7372 |
| Prior Transfer Date | Oct 24, 2014 |
| Prior Transfer Doc | 0000007371 |
| Record Updated | Sep 20, 2026 |
| Document Type | Deed of Trust |
|---|---|
| Jurisdiction | DUTCHESS NY |
| Property Address | 20 S CEDAR ST, BEACON, NY 12508-3040 |
| Transaction Type | Mortgage |
| Record Updated | May 20, 2026 |
| Name | Verified Name |
|---|
| Document Number | 0000000294 |
|---|---|
| Date | Feb 19, 2026 |
| Instrument | 294 |
| Name | HUDSON VLY FCU |
|---|
| Amount | Amount on Record |
|---|---|
| Term | 241 Months |
| Due | Mar 1, 2046 |
| Rate Type | Adjustable Rate |
|---|
| Document Type | Deed of Trust |
|---|---|
| Jurisdiction | DUTCHESS NY |
| Property Address | 20 S CEDAR ST, BEACON, NY 12508-3040 |
| Transaction Type | Mortgage |
| Record Updated | Mar 11, 2026 |
| Name | Verified Name |
|---|
| Document Number | 0000000294 |
|---|---|
| Date | Feb 19, 2026 |
| Instrument | 294 |
| Name | HUDSON VLY FCU |
|---|
| Type | Stand-Alone Second Mortgage |
|---|---|
| Amount | Amount on Record |
| Term | 241 Months |
| Due | Mar 1, 2046 |
| Rate Type | Adjustable Rate |
|---|
The 2025 property tax bill for 20 S Cedar St was $8,222 with a veteran's exemption.
Source: Dutchess County and Beacon City assessment roll, as of April 29, 2026
| Type | Name |
|---|---|
| State | New York |
| County | Dutchess County |
| Municipality | Beacon City |
| Unified School District | Beacon City School District (PK - 12) |
| Year | Tax Bill | Assessed Value | Assessed Market Value |
|---|---|---|---|
| 2025 | $8,222.00 Veteran's exemption | $433,600 (+6.51%) Land $41,000 Building $392,600 | $433,600 (+6.51%) Land $41,000 Building $392,600 |
| 2024 | $407,100 (+6.04%) Land $39,000 Building $368,100 | $407,100 (+6.04%) Land $39,000 Building $368,100 | |
| 2023 | $383,900 (+1%) Land $39,000 Building $344,900 | $383,900 (+1%) Land $39,000 Building $344,900 | |
| 2022 | $349,000 Land $39,000 Building $310,000 | $349,000 Land $39,000 Building $310,000 | |
| 2020 | $6,778.00 |
Assessed value and assessed market value are set for property tax purposes and are not market price estimates.
FEMA maps place 20 S Cedar St in Zone X, an area of minimal flood risk, though there have been 1 flood claim nearby since 1999.
Source: FEMA National Flood Hazard Layer, effective July 26, 2021 · OpenFEMA NFIP redacted claims and policies, as of September 2026
| FEMA Flood Zone | Zone X minimal risk |
|---|---|
| Flood Insurance Requirement | Not required lenders may require it |
| Nearby Flood Policies | 2 in force |
| Nearby Flood Claims | 1 (1999) |
| Most Recent Claim | Jan 1999 · rainfall accumulation |
Values are read at the parcel center point; flood claims are located to the census block group, not this parcel; lenders make the official flood determination.
Wildfire risk around 20 S Cedar St is low, with less than a 0.01% annual chance of wildfire.
Source: USDA Forest Service Wildfire Risk to Communities (2nd edition), as of 2024
| Wildfire Risk | Low lower than 98% of the US · lower than 97.9% of New York |
|---|---|
| Wildfire Likelihood | Under 0.01% annual chance |
| Exposure | None beyond ember reach |
Values cover an area roughly 900 ft across, not the parcel itself; insurers use their own ratings.
Source: EPA Safe Drinking Water Information System, as of September 2026
| Water System | BEACON CITY serves 14,370 people · EPA ID NY1302760 |
|---|---|
| Water Source | Surface water |
| Last State Inspection | Dec 2024 |
| Lead | 2 ppb (2021–2023) action level 15 ppb |
| Water Quality | Treatment failure resolved · Apr 2025 |
|---|---|
| Treatment and Procedure | None last 10 years |
| Monitoring and Reporting | None last 3 years |
Results are for the whole water system, not water tested at this address; lead at the tap also depends on the building's own pipes.
Source: FCC Broadband Data Collection, based on 719 locations within half a mile, as of December 31, 2025
| Provider | Max Down / Up (Mbps) |
|---|---|
| Optimum Fiber · Cable | 8,000 / 8,000 |
| Verizon Fiber · Fixed Wireless in parts of the area | 2,300 / 2,300 |
| T-Mobile Fixed Wireless | 100 / 20 |
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