Jefferson County property record for 20 Ryan St, Festus, MO 63028
| Property Type | Single Family Home |
|---|---|
| Details | 1 ba · 1,260 sqft · built 1950 |
| Lot Size | 0.158 acres (6,896 sqft) |
| Owner | 2 Individual Names on File |
| Last Sale | $171,000 (Jul 2022) |
| Tax Bill | $945 (2024) |
| Deeds & Mortgages | Jul 2022 Sale & Mortgage Jul 2021 Second Mortgage + 1 more |
| Flood Zone | Zone X (minimal risk) |
| APN | 193.006.04017014 |
| Primary APN | 193.006.04017014 |
|---|
| Full Baths | 1 Bath |
|---|---|
| Stories | 1 Story |
| Building Area | 1,260 sqft Living Area |
| 1st Floor Area | 1,260 sqft |
| Year Built | Built 1950 |
|---|---|
| Effective Year Built | Effective 1950 |
| Construction Type | Masonry / Concrete Block |
| Lot Area | 6,896 sqft (0.158 acres) |
| Lot Dimensions | 130 ft deep x 51 ft wide |
| Garage Type | Detached |
| Garage Area | 312 sqft |
| Porch | Open Frame Porch |
| Porch Area | 376 sqft |
| Heating System | HVAC |
|---|
| Street Address | 20 RYAN ST |
|---|---|
| City | FESTUS |
| State | MO |
| Zip | 63028-1925 |
| Property Category | Residential |
| Property Type | Residential > Single Family > Home |
| Local Zoning Code | CT1 |
| Legal Description | DANIEL MCALLISTER PT LOT 2 PT BLOCKS 8 & 9 |
| Legal Range | 6E |
| Legal Township | 40N |
| Legal Section | 06 |
| Legal Subdivision | DANIEL MCALLISTER |
| Legal Block | 8,9 |
| Legal Lot Number | 2 |
| Jurisdiction | JEFFERSON MO |
| Township / Civil Division | RIVER VIEW |
| Census Block Group | 4 |
| Census Block | 4024 |
| Census Tract | 700801 |
Source: Jefferson County assessment roll, APN 193.006.04017014, as of September 29, 2025 · Last verified April 2026
Owner names and exact recorded amounts shown locked on this page are available instantly with a free trial.
| Owner of Record | 2 Individual Names on File |
|---|---|
| Mailing Address | 20 RYAN ST, FESTUS, MO 63028-1925 |
| Occupancy | Owner Occupied |
| Owner Type | Individual |
| Vesting | Tenants by the Entirety |
| Date | Document |
|---|---|
| Jul 12, 2022 | Warranty Deed, Transfer · FHA Mortgage UNITED WHOLESALE MORTGAGE |
| Jul 22, 2021 | Deed of Trust, Mortgage · Stand-Alone Second Mortgage NAVY FCU |
| May 12, 2017 | Deed of Trust, Mortgage · VA Mortgage NAVY FCU |
| Deed Names | 2 Verified Names on Deed |
|---|---|
| Last Sale | Jul 12, 2022 · Amount on Record |
| Deed Sale | Jul 12, 2022 · Amount on Record |
| Prior Sale | Aug 04, 2004 · Amount on Record |
| Deed Document Number | 202223048 |
| Record Updated | Jun 08, 2026 |
| Document Type | Warranty Deed |
|---|---|
| Jurisdiction | JEFFERSON MO |
| Recording Date | Jul 12, 2022 |
| Property Address | 20 RYAN ST, FESTUS, MO 63028-1925 |
| Document Number | 0000023048 |
| Map Reference | MB 2 PG 17 |
| Instrument Date | Jul 08, 2022 |
| Instrument | 2022R-023048 |
| Transaction Type | Transfer |
| Record Updated | Jul 26, 2022 |
| Amount | Amount Recorded |
|---|---|
| Downpayment | Downpayment on File |
| Loan-to-Value (LTV) | LTV on Record |
| Tax | $0.00 |
| Amount Accuracy | Full Amount Stated |
| Additional |
|
| Name | Verified Name |
|---|---|
| Address | 100 HERBERT ST, 100, TALLASSEE, AL 36078-6815 |
| Name | Verified Name |
|---|---|
| Relationship | Tenants by the Entirety |
| Address | 20 RYAN ST, FESTUS, MO 63028-1925 |
| Document Number | 0000023049 |
|---|---|
| Date | Jul 12, 2022 |
| Instrument | 2022R-023049 |
| Name | UNITED WHOLESALE MORTGAGE |
|---|---|
| Type | Mortgage Company |
| Type | FHA Mortgage |
|---|---|
| Amount | Amount Recorded |
| Term | 361 Months |
| Due | Aug 01, 2052 |
| Document Type | Deed of Trust |
|---|---|
| Jurisdiction | JEFFERSON MO |
| Property Address | 20 RYAN ST, FESTUS, MO 63028-1925 |
| Transaction Type | Mortgage |
| Record Updated | Aug 05, 2021 |
| Name | Verified Name |
|---|---|
| Address | 20 RYAN ST, FESTUS, MO 63028-1925 |
| Document Number | 2021R031988 |
|---|---|
| Date | Jul 22, 2021 |
| Instrument | 2021R-031988 |
| Name | NAVY FCU |
|---|---|
| Type | Credit Union |
| Address | VIENNA, VA 22180 |
| Type | Stand-Alone Second Mortgage |
|---|---|
| Amount | Amount Recorded |
| Term | 107 Months |
| Due | Jun 01, 2030 |
| Document Type | Deed of Trust |
|---|---|
| Jurisdiction | JEFFERSON MO |
| Property Address | 20 RYAN ST, FESTUS, MO 63028-1925 |
| Document Number | 0000015700 |
| Instrument Date | May 12, 2017 |
| Transaction Type | Mortgage |
| Record Updated | Jun 07, 2017 |
| Title Company | HILLSBORO TITLE COMPANY |
| Name | Verified Name |
|---|---|
| Address | 20 RYAN ST FESTUS MO 630281925, FESTUS, MO 63028-1925 |
| Document Number | 0000015700 |
|---|---|
| Date | May 24, 2017 |
| Instrument | 15700 |
| Name | NAVY FCU |
|---|---|
| Type | Credit Union |
| Address | VIENNA, VA 22180 |
| Type | VA Mortgage |
|---|---|
| Amount | Amount Recorded |
| Term | 180 Months |
| Due | May 23, 2032 |
Source: Jefferson County assessment roll as of September 29, 2025 · Last verified April 2026
| Type | Name |
|---|---|
| State | Missouri |
| County | Jefferson County |
| Municipality | Festus City |
| Unified School District | Festus R-VI School District (KG - 12) |
Assessed value and assessed market value are set for property tax purposes, not market price estimates; both are a fraction of this property's market value.
| Year | Tax Bill | Assessed Value | Assessed Market Value |
|---|---|---|---|
| 2025 | $17,700 (+5.99%) Land $1,500 Building $16,200 | $93,500 (-) Land $8,100 Building $85,400 | |
| 2024 | $945.00 (+0.53%) | $93,500 (+6.37%) Land $8,100 Building $85,400 | |
| 2023 | $940.00 | $16,700 Land $1,500 Building $15,200 | $87,900 Land $8,100 Building $79,800 |
Source: FEMA National Flood Hazard Layer, Jefferson County (29099C), as of October 2, 2025 · FEMA OpenFEMA NFIP redacted claims and policies, census block group 290997008014, as of September 2026 · USDA Forest Service Wildfire Risk to Communities, 2nd edition, as of 2020 · Last verified October 2026
| FEMA Flood Zone | Zone X minimal risk |
|---|---|
| Flood Insurance Requirement | Not required lenders may require it |
| Nearby Flood Policies | 3 in force |
| Nearby Flood Claims | 21 (1982–2024) |
| Claims Outside the SFHA | 5 of 21 |
| Most Recent Claim | May 2024 · rainfall accumulation |
| Claims by Event |
|
| Wildfire Risk | Low lower than 99.8% of the US · lower than 99.6% of Missouri |
|---|---|
| Wildfire Likelihood | Under 0.01% annual chance |
| Exposure | None beyond ember reach |
Values are read at the parcel center point; flood claims are located to the census block group, not this parcel; lenders make the official flood determination.
Source: FCC Broadband Data Collection, 522 locations within half a mile, as of December 31, 2025 · Last verified October 2026
| Provider | Max Down / Up (Mbps) |
|---|---|
| AT&T Fiber · DSL · Fixed Wireless in parts of the area | 5,000 / 5,000 |
| Spectrum Cable | 1,000 / 1,000 |
May also be available: T-Mobile USA, Wisper ISP.
Source: EPA Safe Drinking Water Information System, water system MO6010276, as of 2026 Q3 · EPA water system boundaries as of March 2026 · Last verified October 2026
| Water System | FESTUS PWS serves 13,000 people |
|---|---|
| Water Source | Purchased groundwater influenced by surface water from JEFFERSON COUNTY WATER AUTHORITY |
| Last State Inspection | Feb 2025 |
| Lead | Under 1 ppb (2023–2025) action level 15 ppb |
| Water Quality | None last 10 years |
|---|---|
| Treatment and Procedure | None last 10 years |
| Monitoring and Reporting | None last 3 years |
Results are for the whole water system as reported to EPA, not water tested at this address; lead at the tap also depends on the building's own pipes. The service area is an EPA estimate; the actual supplier may differ. The full violation and enforcement history is in the system's EPA record.
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