20 Ryan Rd, Gloucester, MA 01930 Property Records

Essex County and Gloucester City property record for 20 Ryan Rd, Gloucester, MA 01930

Property Summary

Property Type	Duplex
Details	5 bd · 3.5 ba · 3,563 sqft · built 1978
Lot Size	0.448 acres (19,500 sqft)
Owner	2 Individual Names on Record
Last Sale	$362,500 (May 2011)
Tax Bill	$9,536 (2026)
Deeds & Mortgages	May 2019 Line of Credit
Flood Zone	Zone X (minimal risk)
APN	`GLOU M:0193 B:0064 L:0000`

Property Details

APN / Parcel Number

Primary APN	`GLOU M:0193 B:0064 L:0000`

Interior

Bedrooms	5 Beds
Full Baths	3.5 Baths
Half Baths	1 Half Bath
Units	2 Units
Stories	2 Stories
Building Area	3,563 sqft Living Area
Gross Area	4,990 sqft
1st Floor Area	2,267 sqft
Basement Area	912 sqft
Unfinished Basement	264 sqft

Exterior

Year Built	Built 1978
Effective Year Built	Effective 1978
Architectural Style	Duplex Single
Exterior Material	Wood Siding
Roof Type	Gambrel
Roof Material	Asphalt
Lot Area	19,500 sqft (0.448 acres)
Deck Area	Deck Area

Utilities, Heating & Cooling

Heating System	Hot Water
Heating Fuel	Oil

Location & Zoning

Street Address	20 RYAN RD
City	GLOUCESTER
State	MA
Zip	01930-5126
Property Category	Residential
Property Type	Residential > Multi-Unit > Duplex
Local Zoning Code	R-30
Legal Subdivision	GLOUCESTER
Legal Block	64
Jurisdiction	GLOUCESTER MA
Township / Civil Division	GLOUCESTER
Census Block Group	2
Census Block	2009
Census Tract	221901

Owner

Source: Essex County and Gloucester City records, as of October 20, 2026

Owner names and exact recorded amounts shown locked on this page are available instantly with a free trial.

Owner of Record	2 Individual Names on Record
Mailing Address	20 RYAN RD, GLOUCESTER, MA 01930-5126
Occupancy	Owner Occupied
Owner Type	Individual

Deeds, Mortgages & Sale History

Assessor's Deed Record

Deed Names	2 Names on Deed
Last Sale	May 6, 2011 · Amount on Record
Deed Sale	May 6, 2011 · Amount on Record
Deed Book / Page	30395 / 241
Record Updated	Oct 29, 2026

May 2019: Deed of Trust, Mortgage

Document Type	Deed of Trust
Jurisdiction	GLOUCESTER MA
Property Address	20 RYAN RD, GLOUCESTER, MA 01930-5126
Document Number	37520-232
Instrument Date	May 14, 2019
Transaction Type	Mortgage
Record Updated	Jun 4, 2019
Title Company	NOT AVAILABLE

Transferred To (Grantee/Buyer)

Name	Verified Name
Address	20 RYAN RD GLOUCESTER MA 019305126, GLOUCESTER, MA 01930-5126

Mortgage

Document Number	37520-232
Date	May 20, 2019
Book Page	037520/000232
Instrument	190520900

Lender

Name	BANKGLOUCESTER
Type	Bank

Agreement

Type	Line of Credit
Amount	Amount Recorded

Interest

Rate Type	Adjustable Rate

Tax Assessment & Valuation

Source: Essex County and Gloucester City assessment roll, as of April 14, 2026

Property Jurisdictions

Type	Name
State	Massachusetts
County	Essex County
Municipality	Gloucester City
Unified School District	Gloucester School District (PK - 12)

Tax Bill & Assessment History

Year	Tax Bill	Assessed Value	Assessed Market Value
2026	$9,536.00 (+9.85%)	$1,024,300 (+14.69%) Land $233,200 Building $791,100	$961,547
2025	$8,681.00 (+1.06%)	$893,100 (+1.17%) Land $215,900 Building $677,200
2024	$8,590.00 (-8.45%)	$882,800 (-0.36%) Land $205,600 Building $677,200
2023	$9,383.00	$886,000 Land $183,600 Building $702,400

Assessed value and assessed market value are set for property tax purposes and are not market price estimates.

Flood

Source: FEMA National Flood Hazard Layer, effective July 10, 2026 · OpenFEMA NFIP redacted claims and policies, as of September 2026

FEMA Flood Zone	Zone X minimal risk
Flood Insurance Requirement	Not required lenders may require it
Community Rating System	Class 10 (0% premium discount)
Nearby Flood Policies	2 in force
Nearby Flood Claims	33 (1978–2018)
Claims Outside the SFHA	17 of 33
Most Recent Claim	Mar 2018 · Severe Winter Storm And Flooding
Claims by Event	Severe Storms And Flooding, Mar 2010 · 5 claims Coastal Storm, Oct 1991 · 8 claims Coastal Storms, Flood, Ice & Snow, Feb 1978 · 5 claims

Values are read at the parcel center point; flood claims are located to the census block group, not this parcel; lenders make the official flood determination.

Wildfire

Source: USDA Forest Service Wildfire Risk to Communities (2nd edition), as of 2024

Wildfire Risk	Low lower than 80% of the US · above 57% of Massachusetts
Wildfire Likelihood	0.02% annual chance
Exposure	Direct burnable vegetation

Values cover an area roughly 900 ft across, not the parcel itself; insurers use their own ratings.

Drinking Water

Source: EPA Safe Drinking Water Information System, as of September 2026

Water System	GLOUCESTER PUBLIC UTILITY DIVISION serves 37,440 people · EPA ID MA3107000
Water Source	Surface water
Last State Inspection	Oct 2023
Lead	3 ppb (2021–2023) action level 15 ppb

Violations Reported to EPA

Water Quality	None last 10 years
Treatment and Procedure	None last 10 years
Monitoring and Reporting	None last 3 years

Results are for the whole water system, not water tested at this address; lead at the tap also depends on the building's own pipes. This system sells water to local utilities; the supplier billing this address may be one of them.

Internet Providers

Source: FCC Broadband Data Collection, based on 8 locations within half a mile, as of December 31, 2025

Provider	Max Down / Up (Mbps)
Xfinity Cable	2,000 / 250
Verizon Fixed Wireless	300 / 20
T-Mobile Fixed Wireless	100 / 20