20 Rustic Ln, Savannah, GA 31406 Property Records

Chatham County property record for 20 Rustic Ln, Savannah, GA 31406

Property Summary

Property Type	Single Family Home
Details	3 bd · 2 ba · 1,824 sqft · built 1990
Lot Size	0.2 acres (8,712 sqft)
Owner	2 Individual Names on Record
Last Sale	$156,000 (Feb 2014)
Tax Bill	$5,165 (2025)
Deeds & Mortgages	Aug 2017 Mortgage
Flood Zone	Zone X (moderate risk)
APN	`1-0500-04-015`

Property Details

APN / Parcel Number

Primary APN	`1-0500-04-015`
Alternative APN	`S335F022`

Interior

Bedrooms	3 Beds
Full Baths	2 Baths
Total Rooms	7 Rooms
Stories	1 Story
Building Area	1,824 sqft Living Area
1st Floor Area	1,824 sqft
Interior Walls	Wallboard/Drywall
Fireplaces	1 Fireplace
Fireplace	Fireplace

Exterior

Year Built	Built 1990
Effective Year Built	Effective 1990
Exterior Material	Brick/Stone
Construction Type	Masonry / Concrete Block
Roof Type	Hip
Roof Material	Composition Shingle
Lot Area	8,712 sqft (0.2 acres)
Garage Area	533 sqft
Parking Spaces	2 Parking Spaces
Porch	Slab
Porch Area	34 sqft
Total Buildings	2 Buildings

Utilities, Heating & Cooling

Heating System	Heat Pump
Heating Fuel	Electric

Location & Zoning

Street Address	20 RUSTIC LN
City	SAVANNAH
State	GA
Zip	31406-7421
Property Category	Residential
Property Type	Residential > Single Family > Home
Local Zoning Code	RA
Legal Description	LOT 76 MISTWOODE SUB
Legal Subdivision	MISTWOODE SUB
Legal Lot Number	76
Jurisdiction	CHATHAM GA
Township / Civil Division	MONTGOMERY
Census Block Group	1
Census Block	1001
Census Tract	11008

Historic Designation

Source: NPS National Register of Historic Places, as of August 1, 2026

Historic District	Within the Bethesda Home for Boys listed 1973 · 9 contributing resources · NRIS 73000614

Federal listing alone does not restrict alterations; local historic district rules, which this data does not cover, may apply.

Owner

Source: Chatham County records, as of May 27, 2026

Owner names and exact recorded amounts shown locked on this page are available instantly with a free trial.

Owner of Record	2 Individual Names on Record
Mailing Address	20 RUSTIC LN, SAVANNAH, GA 31406-7421
Occupancy	Owner Occupied
Owner Type	Individual

Deeds, Mortgages & Sale History

Assessor's Deed Record

Deed Names	2 Names on Deed
Last Sale	Feb 6, 2014 · Amount on Record
Deed Sale	Feb 6, 2014 · Amount on Record
Prior Sale	Nov 5, 2013 · Amount on Record
Deed Document Number	20142795
Deed Book / Page	395J / 289
Last Transfer Date	Mar 27, 2014
Transfer Doc	00395J0309
Record Updated	Sep 20, 2026

August 2017: Deed of Trust, Mortgage

Document Type	Deed of Trust
Jurisdiction	CHATHAM GA
Property Address	20 RUSTIC LN, SAVANNAH, GA 31406-7421
Transaction Type	Mortgage
Record Updated	Oct 16, 2017

Transferred To (Grantee/Buyer)

Name	Verified Name

Mortgage

Document Number	, 0001159172
Date	Aug 23, 2017
Book Page	1159/172

Lender

Name	PENNYMAC LOAN SERVICES
Type	Mortgage Company

Agreement

Type	VA Mortgage
Amount	Amount Recorded
Term	324 Months
Due	Sep 1, 2044

Tax Assessment & Valuation

Source: Chatham County assessment roll, as of September 15, 2025

Property Jurisdictions

Type	Name
State	Georgia
County	Chatham County
Unified School District	Chatham County School District (PK - 12)

Tax Bill & Assessment History

Year	Tax Bill	Assessed Value	Assessed Market Value
2025	$5,165.00 (-8.41%)	$142,080 (+16.96%) Land $24,000 Building $118,080	$355,200 (+16.96%) Land $60,000 Building $295,200
2024	$5,639.00 (+46.2%)
2023		$121,480 (+9.28%) Land $12,600 Building $108,880	$303,700 (+9.28%) Land $31,500 Building $272,200
2022	$3,857.00	$111,160 Land $12,600 Building $98,560	$277,900 Land $31,500 Building $246,400

Assessed value and assessed market value are set for property tax purposes and are not market price estimates.

Flood

Source: FEMA National Flood Hazard Layer, effective October 14, 2025 · OpenFEMA NFIP redacted claims and policies, as of September 2026

FEMA Flood Zone	Zone X moderate risk
500-Year Floodplain	Yes 0.2% annual chance
Nearest Special Flood Hazard Area	Zone AE, within 500 ft
Flood Insurance Requirement	Not required lenders may require it
Flood Insurance Cost	Premium on Record median of 124 policies
Community Rating System	Class 5 (25% premium discount)
Nearby Flood Policies	124 in force
Nearby Flood Claims	3 (2016–2024)
Claims Outside the SFHA	2 of 3
Most Recent Claim	Aug 2024 · Tropical Storm Debby

Values are read at the parcel center point; flood claims are located to the census block group, not this parcel; lenders make the official flood determination.

Wildfire

Source: USDA Forest Service Wildfire Risk to Communities (2nd edition), as of 2024

Wildfire Risk	Moderate above 57% of the US · above 84% of Georgia
Wildfire Likelihood	0.1% annual chance
Exposure	Direct burnable vegetation

Values cover an area roughly 900 ft across, not the parcel itself; insurers use their own ratings.

Drinking Water

Source: EPA Safe Drinking Water Information System, as of September 2026

Water System	ENNIS MOBILE HOME PARK private · serves 33 people · EPA ID GA0510098
Water Source	Groundwater
Last State Inspection	Jul 2025
Also Mapped Here	SAVANNAH-MAIN
Lead	3 ppb (2024–2026) action level 15 ppb

Violations Reported to EPA

Listed by EPA as a serious violator for missed monitoring and reporting.

Water Quality	None last 10 years
Treatment and Procedure	None last 10 years
Monitoring and Reporting	11 last 3 years

Results are for the whole water system, not water tested at this address; lead at the tap also depends on the building's own pipes. The service area is an EPA estimate; the actual supplier may differ.

Internet Providers

Source: FCC Broadband Data Collection, based on 32 locations within half a mile, as of December 31, 2025

Provider	Max Down / Up (Mbps)
AT&T Fiber	5,000 / 5,000
LiveOak Fiber Fiber	5,000 / 5,000
Xfinity Cable	1,200 / 35
Verizon Fixed Wireless	300 / 20
T-Mobile Fixed Wireless	100 / 20