20 Running Oak Dr, Bluffton, SC 29910 Property Records

Beaufort County property record for 20 Running Oak Dr, Bluffton, SC 29910

Property Summary

Property Type	Townhouse
Details	1,856 sqft · built 2007
Lot Size	0.13 acres (5,663 sqft)
Owner	Individual Name on File
Last Sale	$195,000 (Mar 2020)
Tax Bill	$1,513 (2025)
Deeds & Mortgages	Feb 2025 Line of Credit Nov 2021 Mortgage + 1 more
Flood Zone	Zone X (minimal risk)
APN	`R61403600006220000`

Property Details

APN / Parcel Number

Primary APN	`R61403600006220000`
Alternative APN	`13043273`

Interior

Total Rooms	5 Rooms
Stories	2 Stories
Building Area	1,856 sqft Living Area

Exterior

Year Built	Built 2007
Construction Type	Wood
Foundation Type	Slab (Mat/Raft)
Roof Material	Asphalt
Lot Area	5,663 sqft (0.13 acres)
Garage Type	Attached
Garage Area	260 sqft
Parking Spaces	1 Parking Space
Porch	Open Porch
Patio Area	132 sqft

Utilities, Heating & Cooling

Cooling System	Central
Heating System	Heat Pump

Location & Zoning

Account Number	13043273
Old Parcel Number	R61403600006220000
Street Address	20 RUNNING OAK DR
City	BLUFFTON
State	SC
Zip	29910-4444
Property Category	Residential
Property Type	Residential > Condominium / Townhouse > Townhouse
Local Zoning Code	6116
Legal Description	LOT 120 SOUTHERN OAKS PH 1 PB116 P119-124 PB117 P10-15 LOT LINE REV PB119 P141
Legal Subdivision	SOUTHERN OAKS SUBDIVISION PH I
Legal Phase	1
Legal Lot Number	120
Jurisdiction	BEAUFORT SC
Township / Civil Division	BLUFFTON
Census Block Group	1
Census Block	1066
Census Tract	2102

Owner

20 Running Oak Dr, a townhouse, is owned and occupied by an individual who bought it in March 2020.

Source: Beaufort County records, as of March 11, 2026

Owner of Record	Individual Name on File
Mailing Address	20 RUNNING OAK DR, BLUFFTON, SC 29910-4444
Occupancy	Owner Occupied
Owner Type	Individual

Owner names and exact recorded amounts are on file and can be viewed instantly on this page with a free 10-day trial.

Deeds, Mortgages & Sale History

Date	Document
Feb 27, 2025	Deed of Trust, Mortgage · Line of Credit PRESIDENTIAL BANK FSB
Nov 8, 2021	Deed of Trust, Mortgage · Conventional Mortgage SOUTHERN TRUST MORTGAGE LLC
Mar 18, 2020	Warranty Deed, Transfer · Conventional Mortgage MORTGAGE ELECTRONIC REGISTRATION SY

Assessor's Deed Record

Deed Names	Name on Deed
Last Sale	Mar 18, 2020 · Amount on File
Deed Sale	Mar 18, 2020 · Amount on File
Prior Sale	Dec 30, 2015 · Amount on File
Deed Document Number	2020014734
Deed Book / Page	3847 / 104
Record Updated	Jun 8, 2026

February 2025: Deed of Trust, Mortgage

Document Type	Deed of Trust
Jurisdiction	BEAUFORT SC
Property Address	20 RUNNING OAK DR, BLUFFTON, SC 29910-4444
Transaction Type	Mortgage
Record Updated	Mar 12, 2026

Transferred To (Grantee/Buyer)

Name	Verified Name
Address	20 RUNNING OAK DR, BLUFFTON, SC 29910-4444

Mortgage

Document Number	0000008934
Date	Feb 27, 2025
Book Page	4408/2199
Instrument	2025008934

Lender

Name	PRESIDENTIAL BANK FSB
Type	Bank
Address	4520 EAST WEST HWY, BETHESDA, MD 20814

Agreement

Type	Line of Credit
Amount	Amount on Record
Term	361 Months
Due	Mar 1, 2055

Interest

Rate Type	Adjustable Rate
Change Frequency	Monthly

November 2021: Deed of Trust, Mortgage

Document Type	Deed of Trust
Jurisdiction	BEAUFORT SC
Property Address	20 RUNNING OAK DR, BLUFFTON, SC 29910-4444
Transaction Type	Mortgage
Record Updated	Mar 12, 2026

Transferred To (Grantee/Buyer)

Name	Verified Name

Mortgage

Document Number	0000077874
Date	Nov 8, 2021
Book Page	4080/3003
Instrument	2021077874

Lender

Name	SOUTHERN TRUST MORTGAGE LLC
Type	Mortgage Company
Address	VIRGINIA BEACH, VA 23452

Agreement

Type	Conventional Mortgage
Amount	Amount on Record
Term	360 Months
Due	Nov 1, 2051

March 2020: Warranty Deed, Transfer

Document Type	Warranty Deed
Jurisdiction	BEAUFORT SC
Recording Date	Mar 18, 2020
Property Address	20 RUNNING OAK DR, BLUFFTON, SC 29910-4444
Document Number	0000014734
Book / Page	3847 / 104
Map Reference	MB 119 PG 141
Instrument Date	Mar 8, 2020
Instrument	2020014734
Transaction Type	Transfer
Record Updated	Feb 22, 2022

Transaction

Amount	Amount on Record
Loan-to-Value (LTV)	LTV on Record
Tax	$507.00
Amount Accuracy	Full Amount Stated
Additional	Arm's Length

Transferred From (Grantor/Seller)

Name	Verified Name

Transferred To (Grantee/Buyer)

Name	Verified Name

Mortgage

Document Number	0000014735
Date	Mar 18, 2020
Instrument	2020014735

Lender

Name	MORTGAGE ELECTRONIC REGISTRATION SY
Type	Non-Lending Institution

Agreement

Type	Conventional Mortgage
Amount	Amount on Record
Term	361 Months
Due	Apr 1, 2050

Tax Assessment & Valuation

The 2025 property tax bill for 20 Running Oak Dr was $1,513.

Source: Beaufort County assessment roll, as of September 13, 2025

Property Jurisdictions

Type	Name
State	South Carolina
County	Beaufort County
Municipality	Bluffton Town
Unified School District	Beaufort County School District (PK - 12)

Tax Bill & Assessment History

Year	Tax Bill	Assessed Value	Assessed Market Value
2025	$1,513.00	$8,970 (-27.75%)
2024	$1,513.00 (-0.07%)	$12,416 (-) Land $2,920 Building $9,496	$310,400 (-) Land $73,000 Building $237,400
2023	$1,514.00 (+8.3%)	$12,416 (+59.18%) Land $2,920 Building $9,496	$310,400 (+59.18%) Land $73,000 Building $237,400
2022	$1,398.00	$7,800 Land $1,800 Building $6,000	$195,000 Land $45,000 Building $150,000

Assessed value and assessed market value are set for property tax purposes, not market price estimates; both are a fraction of this property's market value.

Flood

FEMA maps place 20 Running Oak Dr in Zone X, an area of minimal flood risk, though there have been 13 flood claims nearby since 1991.

Source: FEMA National Flood Hazard Layer, effective March 23, 2021 · OpenFEMA NFIP redacted claims and policies, as of September 2026

FEMA Flood Zone	Zone X minimal risk
Flood Insurance Requirement	Not required lenders may require it
Flood Insurance Cost	Premium on File median of 666 policies
Community Rating System	Class 5 (25% premium discount)
Nearby Flood Policies	666 in force
Nearby Flood Claims	13 (1991–2021)
Claims Outside the SFHA	7 of 13
Most Recent Claim	Jun 2021 · rainfall accumulation
Claims by Event	Hurricane Irma, Sep 2017 · 3 claims Hurricane Matthew, Oct 2016 · 3 claims

Values are read at the parcel center point; flood claims are located to the census block group, not this parcel; lenders make the official flood determination.

Wildfire

Wildfire risk around 20 Running Oak Dr is low, with a 0.05% annual chance of wildfire.

Source: USDA Forest Service Wildfire Risk to Communities (2nd edition), as of 2024

Wildfire Risk	Low lower than 62% of the US · lower than 87% of South Carolina
Wildfire Likelihood	0.05% annual chance
Exposure	Direct burnable vegetation

Values cover an area roughly 900 ft across, not the parcel itself; insurers use their own ratings.

Drinking Water

Source: EPA Safe Drinking Water Information System, as of September 2026

Water System	BJW&SA serves 164,829 people · EPA ID SC0720003
Water Source	Surface water
Last State Inspection	Apr 2025
Lead	Under 1 ppb (2022–2024) action level 15 ppb

Violations Reported to EPA

Water Quality	Haloacetic acids resolved · Oct 2023
Treatment and Procedure	None last 10 years
Monitoring and Reporting	None last 3 years

Results are for the whole water system, not water tested at this address; lead at the tap also depends on the building's own pipes. This system sells water to local utilities; the supplier billing this address may be one of them.

Internet Providers

Source: FCC Broadband Data Collection, based on 109 locations within half a mile, as of December 31, 2025

Provider	Max Down / Up (Mbps)
Sparklight Fiber	1,000 / 1,000
Verizon Fixed Wireless	300 / 20

May also be available: Spectrum.

Cell Coverage

5G (outdoors only) and 4G LTE

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