20 Ruby Dr, Stafford, VA 22556 Property Records

Stafford County property record for 20 Ruby Dr, Stafford, VA 22556 · Last verified November 2025

Property Highlights

Property Type	Residential > Single Family > Home
Bedrooms	3 Beds
Bathrooms	3 Baths
Year Built	Built 2003
Square Footage	1,268 sqft Living Area
Lot Size	40,001 sqft (0.918 acres)
Occupancy	Owner Occupied
Last Sale	$490,000 (2022)
Tax Bill	$3,982.00 (2025)

Property Details

APN / Parcel Number

Primary APN	`8B-G-44`
Alternative APNs	`008B G 44` `723`

Interior

Bedrooms	3 Beds
Full Baths	3 Baths
Partial Baths	1 Partial Baths
Plumbing Fixtures	9 Plumbing Fixtures
Total Rooms	5 Rooms
Building Area	1,268 sqft Living Area
1st Floor	714 sqft 1st Floor
Basement Area	480 sqft Basement
Stories	1 Stories
Interior Structure	Wallboard/Drywall Interior Structure

Exterior

Year Built	Built 2003
Architectural Style	Other Style
Exterior Material	Vinyl Exterior
Construction Type	Frame Construction
Roof Construction	Gable Roof Construction
Roof Material	Composition Shingle Roof
Lot Area	40,001 sqft (0.918 acres)
Parking Spaces	3 Parking Spaces
Garage Type	Basement Garage

Exterior Amenities

Fence	Fence
Shed	1 Shed
Deck Area	350 sqft Deck
Patio Area	350 sqft Patio

Utilities and HVAC

Heating System	Heat Pump Heating
Heating Fuel	Electric Heating Fuel

Location & Zoning

Account Number	723
Old Parcel Number	008B G 44
Street Address	20 RUBY DR
City	STAFFORD
State	VA
Zip	22556-1273
Property Usage	Residential Property Usage
Type	Residential > Single Family > Home
Legal Description	LOT 44A SEC G 40000 SQ FT LAKE ARROWHEAD LOTS 43 & 44
Legal Subdivision	LAKE ARROWHEAD
Legal Lot Number	44A
Jurisdiction	STAFFORD VA
Minor Civil Division	ROCK HILL
Census Blockgroup	1
Census Block	1011
Census Tract	10202

Owner

Source: Stafford County records · APN 8B-G-44

Assessment roll updated January 1, 2025 · Last verified November 2025

Owner names and exact recorded amounts shown locked on this page are available instantly with a free trial.

Owner of Record	Individual Name on File
Co-owner	Verified Secondary Owner
Mailing Address	20 RUBY DR, STAFFORD, VA 22556-1273
Occupancy	Owner Occupied
Owner Type	Owner is an Individual, Couple or Unincorporated Entity

Deeds, Mortgages & Sale History

Assessor's Deed Record

Deed Names	2 Verified Names on Deed
Last Sale	Jun 13, 2022 · Amount on Record
Deed Sale	Jun 13, 2022 · Amount on Record
Prior Sale	Nov 12, 2010
Deed Doc Number	220012661
Record Refreshed	Jun 08, 2026

June 2022: Warranty Deed, Transfer

Document Type	Warranty Deed
Jurisdiction	STAFFORD VA
Recording Date	Jun 13, 2022
Property Address	20 RUBY DR, STAFFORD, VA 22556-1273
Document Number	0220012661
Instrument Date	Jun 10, 2022
Instrument	220012661
Transaction Type	Transfer
Record Updated	Jun 29, 2022
Title Company	FIRST GUARDIAN TITLE AND ESCROW, FIRST GUARDIAN TITLE & ESCR

Transaction

Amount	Amount Recorded
Downpayment	Downpayment on File
Loan-to-Value (LTV)	LTV on Record
Tax	$0.00
Amount Accuracy	Full Amount Stated
Additional	Arms Length Transaction

Transferred From (Grantor/Seller)

Name	Verified Name

Transferred To (Grantee/Buyer)

Name	Verified Name
Address	20 RUBY DR, STAFFORD, VA 22556-1273

Mortgage

Document Number	0220012662
Date	Jun 13, 2022
Instrument	220012662

Lender

Name	FIRST SAVINGS MORTGAGE CORPORATION

Agreement

Type	Conventional Mortgage
Amount	Amount Recorded

Interest

Rate Type	Fixed Rate

Tax Assessment & Valuation

Source: Stafford County records · Assessment roll updated January 1, 2025 · Last verified November 2025

Property Jurisdictions

Type	Name
State	Virginia
County	Stafford County
Unified School District	Stafford County Public Schools (PK - 12)

Tax Bill & Assessment History

Assessed value and assessed market value are set for property tax purposes and are not market price estimates.

Year	Tax Bill	Assessed Value	Assessed Market Value
2025	$3,982.00 (+13.93%)	$399,600 (+16.03%) Land $95,000 Building $304,600	$399,600 (+16.03%) Land $95,000 Building $304,600
2023	$3,495.00 (+13.73%)	$344,400 Land $85,000 Building $259,400	$344,400 Land $85,000 Building $259,400
2021	$3,073.00

Flood & Wildfire

Source: FEMA National Flood Hazard Layer, Stafford County (51179C), updated October 14, 2026 · USDA Forest Service Wildfire Risk to Communities, 2nd edition (2024), fuels as of 2020 · Last verified October 2026

Flood

FEMA Flood Zone	Zone X
Flood Hazard	Minimal
500-Year Floodplain	No
Special Flood Hazard Area	No

Wildfire

Wildfire Risk	Low above 6% of the US · above 4% of Virginia
Wildfire Likelihood	About 1 in 9,091 per year
Exposure	Direct burnable vegetation at the parcel

Values are read at the parcel center point; lenders make the official flood determination.