20 Rubi Way, Saint Augustine, FL 32095 Property Records

St. Johns County property record for 20 Rubi Way, Saint Augustine, FL 32095

Property Summary

Property Type	Single Family Home
Details	5 bd · 5 ba · 4,488 sqft · built 2016
Lot Size	0.18 acres (7,840 sqft)
Owner	2 Individual Names on File
Last Sale	$441,000 (Jul 2017)
Tax Bill	$6,388 (2025)
Deeds & Mortgages	Jul 2026 Line of Credit Feb 2022 Line of Credit + 1 more
Flood Zone	Zone X (minimal risk)
APN	`071623-0470`

Property Details

APN / Parcel Number

Primary APN	`071623-0470`

Interior

Bedrooms	5 Beds
Full Baths	5 Baths
Plumbing Fixtures	22 Plumbing Fixtures
Stories	2 Stories
Building Area	4,488 sqft Living Area
Gross Area	5,562 sqft
1st Floor Area	2,096 sqft
Flooring	Carpet
Interior Walls	Wallboard/Drywall

Exterior

Year Built	Built 2016
Effective Year Built	Effective 2016
Exterior Material	Concrete
Construction Type	Masonry / Concrete Block
Roof Type	Gable/Hip
Roof Material	Composition Shingle
Lot Area	7,840 sqft (0.18 acres)
Garage Type	Attached
Garage Area	750 sqft
Parking Spaces	3 Parking Spaces
Porch	Finished Screened Porch
Porch Area	373 sqft

Utilities, Heating & Cooling

Cooling System	Central
Heating System	Forced Air with A/C

Location & Zoning

Street Address	20 RUBI WAY
City	SAINT AUGUSTINE
State	FL
Zip	32095-7431
Property Category	Residential
Property Type	Residential > Single Family > Home
Legal Description	71/35-36 LAS CALINAS PARCEL 3A UNIT 2 PHASE 4 LOT 47 OR4398/566
Legal Range	29E
Legal Township	05S
Legal Section	32
Legal Subdivision	LAS CALINAS PARCEL 3A UNIT 2 PHASE 4
Legal Phase	4
Legal Block	3
Legal Lot Number	47
Legal Unit	2
Jurisdiction	ST JOHNS FL
Township / Civil Division	ST. AUGUSTINE
Census Block Group	3
Census Block	3021
Census Tract	20606

Owner

Source: St. Johns County assessment roll, as of April 13, 2026

Owner names and exact recorded amounts shown locked on this page are available instantly with a free trial.

Owner of Record	2 Individual Names on File
Mailing Address	20 RUBI WAY, SAINT AUGUSTINE, FL 32095-7431
Occupancy	Owner Occupied
Owner Type	Individual

Deeds, Mortgages & Sale History

Date	Document
Jul 15, 2026	Deed of Trust, Mortgage · Line of Credit PNC BANK
Feb 23, 2022	Deed of Trust, Mortgage · Line of Credit PNC BANK NA
Jul 5, 2017	Special Warranty Deed, Subdivision Related Transfer · Conventional Mortgage PULTE MORTGAGE LLC

Assessor's Deed Record

Deed Names	2 Verified Names on Deed
Last Sale	Jul 5, 2017 · Amount on Record
Deed Sale	Jul 5, 2017 · Amount on Record
Deed Document Number	201745564
Deed Book / Page	4398 / 566
Record Updated	Sep 20, 2026

July 2026: Deed of Trust, Mortgage

Document Type	Deed of Trust
Jurisdiction	ST JOHNS FL
Recording Date	Jul 15, 2026
Property Address	20 RUBI WAY, SAINT AUGUSTINE, FL 32095-7431
Document Number	0000060453
Book / Page	6401 / 1457
Instrument Date	Jul 3, 2026
Instrument	202660453
Transaction Type	Mortgage
Record Updated	Jul 27, 2026
Title Company	NONE LISTED ON DOCUMENT

Transferred To (Grantee/Buyer)

Name	Verified Name
Address	20 RUBI WAY, SAINT AUGUSTINE, FL 32095-7431

Mortgage

Document Number	0000060453,
Date	Jul 15, 2026
Book Page	6401/1457
Instrument	202660453

Lender

Name	PNC BANK

Agreement

Type	Line of Credit
Amount	Amount Recorded
Term	480 Months
Due	Jul 15, 2066

Interest

Rate	6.48%
Max Rate	-1%

February 2022: Deed of Trust, Mortgage

Document Type	Deed of Trust
Jurisdiction	ST JOHNS FL
Property Address	20 RUBI WAY, SAINT AUGUSTINE, FL 32095-7431
Transaction Type	Mortgage
Record Updated	May 23, 2023

Transferred To (Grantee/Buyer)

Name	Verified Name
Address	20 RUBI WAY, SAINT AUGUSTINE, FL 32095-7431

Mortgage

Document Number	0054990485
Date	Feb 23, 2022
Book Page	5499/485
Instrument	2022019700

Lender

Name	PNC BANK NA
Type	Bank
Address	WILMINGTON, DE 19801

Agreement

Type	Line of Credit
Amount	Amount Recorded
Term	480 Months
Due	Feb 15, 2062

Interest

Rate Type	Adjustable Rate
Change Frequency	Monthly

July 2017: Special Warranty Deed, Subdivision Related Transfer

Document Type	Special Warranty Deed
Jurisdiction	ST JOHNS FL
Recording Date	Jul 5, 2017
Property Address	20 RUBI WAY, SAINT AUGUSTINE, FL 32095-7431
Document Number	0043980566
Book / Page	4398 / 0566
Map Reference	MB71 PG35&36
Instrument Date	Jun 30, 2017
Instrument	2017045564
Transaction Type	Subdivision Related Transfer
Record Updated	Aug 31, 2021
Title Company	PGP TITLE OF FLORIDA INC

Transaction

Amount	Amount Recorded
Downpayment	Downpayment on File
Loan-to-Value (LTV)	LTV on Record
Tax	$0.00
Amount Accuracy	Rounded by County
Additional	Arm's Length

Transferred From (Grantor/Seller)

Name	Verified Name
Address	4901 VINELAND RD STE 500, 4901, ORLANDO, FL 32811-7383

Transferred To (Grantee/Buyer)

Name	Verified Name
Address	20 RUBI WAY, SAINT AUGUSTINE, FL 32095-7431

Mortgage

Document Number	2017045565
Date	Jul 5, 2017
Instrument	2017045565

Lender

Name	PULTE MORTGAGE LLC
Type	Mortgage Company

Agreement

Type	Conventional Mortgage
Amount	Amount Recorded
Term	360 Months
Due	Jul 1, 2047

Tax Assessment & Valuation

Source: St. Johns County assessment roll, as of April 13, 2026

Property Jurisdictions

Type	Name
State	Florida
County	St. Johns County
Unified School District	St. Johns County School District (PK - 12)

Tax Bill & Assessment History

Year	Tax Bill	Assessed Value	Assessed Market Value
2026		$501,483 (+2.7%)	$639,818 (-4.84%) Land $95,000 Building $544,818
2025	$6,388.00 (+11.87%) Homeowner's exemption	$488,299 (+2.9%)	$672,364 (-0.22%) Land $115,000 Building $557,364
2024	$5,710.00 (+1.93%) Homeowner's exemption	$474,537 (+3%)	$673,869 (-0.86%) Land $110,000 Building $563,869
2023	$5,602.00 (+2.66%) Homeowner's exemption	$460,716 (+3%)	$679,682 (+5%) Land $110,000 Building $569,682
2022	$5,457.00 Homeowner's exemption	$447,297	$647,286 Land $95,200 Building $552,086

Assessed value and assessed market value are set for property tax purposes and are not market price estimates.

Flood

Source: FEMA National Flood Hazard Layer, effective September 15, 2026 · OpenFEMA NFIP redacted claims and policies, as of September 2026

FEMA Flood Zone	Zone X minimal risk
Nearest Special Flood Hazard Area	Zone A, within 100 ft
Flood Insurance Requirement	Not required lenders may require it
Flood Insurance Cost	Premium on Record median of 221 policies
Community Rating System	Class 5 (25% premium discount)
Nearby Flood Policies	221 in force

Values are read at the parcel center point; flood claims are located to the census block group, not this parcel; lenders make the official flood determination.

Wildfire

Source: USDA Forest Service Wildfire Risk to Communities (2nd edition), as of 2024

Wildfire Risk	Moderate above 45% of the US · lower than 84% of Florida
Wildfire Likelihood	0.07% annual chance
Exposure	Direct burnable vegetation at the parcel

Drinking Water

Source: EPA Safe Drinking Water Information System, as of September 2026

Water System	SJCU-NORTHEAST UTILITIES WS serves 14,790 people · EPA ID FL2554475
Water Source	Purchased groundwater from JEA MAJOR GRID
Last State Inspection	Mar 2024
Also Mapped Here	SJCU-CR214 MAINLAND WTP
Lead	1 ppb (2024) action level 15 ppb

Violations Reported to EPA

Water Quality	None last 10 years
Treatment and Procedure	None last 10 years
Monitoring and Reporting	3 last 3 years

Results are for the whole water system, not water tested at this address; lead at the tap also depends on the building's own pipes. The service area is an EPA estimate; the actual supplier may differ.

Internet Providers

Source: FCC Broadband Data Collection, based on 140 locations within half a mile, as of December 31, 2025

Provider	Max Down / Up (Mbps)
AT&T Fiber	5,000 / 5,000
Xfinity Cable	2,000 / 250

May also be available: T-Mobile USA.

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