20 Round Tree Dr, Palm Coast, FL 32164 Property Records

Flagler County property record for 20 Round Tree Dr, Palm Coast, FL 32164

Property Summary

Property Type	Single Family Home
Details	3 bd · 2 ba · 1,263 sqft · built 2019
Lot Size	0.23 acres (10,019 sqft)
Owner	Individual Name on Record
Last Sale	$206,900 (May 2020)
Tax Bill	$2,701 (2025)
Deeds & Mortgages	May 2020 Sale & Mortgage Mar 2019 Sale + 1 more
Flood Zone	Zone X (minimal risk)
APN	`07-11-31-7032-00140-0110`

Property Details

APN / Parcel Number

Primary APN	`07-11-31-7032-00140-0110`

Interior

Bedrooms	3 Beds
Full Baths	2 Baths
Total Rooms	3 Rooms
Stories	1 Story
Building Area	1,263 sqft Heated Area
Gross Area	1,729 sqft
Interior Walls	Wallboard/Drywall

Exterior

Year Built	Built 2019
Exterior Material	Stucco
Construction Type	Masonry / Concrete Block
Roof Type	Gable/Hip
Roof Material	Composition Shingle
Lot Area	10,019 sqft (0.23 acres)
Driveway	Driveway
Driveway Area	576 sqft

Utilities, Heating & Cooling

Cooling System	Central
Heating System	Forced Air

Location & Zoning

Street Address	20 ROUND TREE DR
City	PALM COAST
State	FL
Zip	32164-6928
Property Category	Residential
Property Type	Residential > Single Family > Home
Legal Description	PALM COAST SECTION 32 BL 14 LOT 11 OR 281 PG 908 OR 534 PG 634 OR 2330/619 OR 2340/639 OR 2439/702
Legal Range	31E
Legal Township	11S
Legal Section	07
Legal Subdivision	PALM COAST
Legal Block	14
Legal Lot Number	11
Jurisdiction	FLAGLER FL
Township / Civil Division	BUNNELL
Census Block Group	1
Census Block	1014
Census Tract	60214

Owner

Source: Flagler County records, as of December 22, 2025

Owner names and exact recorded amounts shown locked on this page are available instantly with a free trial.

Owner of Record	Individual Name on Record
Co-owner	2 Co-owners on Record
Mailing Address	20 ROUND TREE DR, PALM COAST, FL 32164-6928
Occupancy	Owner Occupied
Owner Type	Individual

Deeds, Mortgages & Sale History

Date	Document
May 1, 2020	Special Warranty Deed, Subdivision Related Transfer · Conventional Mortgage LOANDEPOT.COM LLC
Mar 11, 2019	Warranty Deed, Transfer SUNBELT TITLE (AGENCY)
Jan 15, 2019	Warranty Deed, Transfer SUNBELT TITLE (AGENCY)

Assessor's Deed Record

Deed Names	3 Names on Deed
Last Sale	May 1, 2020 · Amount on Record
Deed Sale	May 1, 2020 · Amount on Record
Prior Sale	Mar 11, 2019 · Amount on Record
Deed Document Number	2020016565
Deed Book / Page	2439 / 702
Record Updated	Jun 8, 2026

May 2020: Special Warranty Deed, Subdivision Related Transfer

Document Type	Special Warranty Deed
Jurisdiction	FLAGLER FL
Recording Date	May 1, 2020
Property Address	20 ROUND TREE DR, PALM COAST, FL 32164-6928
Document Number	0024390702
Book / Page	2439 / 702
Map Reference	MB 10 PG 54-66
Instrument Date	Apr 24, 2020
Instrument	2020016565
Transaction Type	Subdivision Related Transfer
Record Updated	Feb 22, 2022
Title Company	SUNBELT TITLE AGENCY

Transaction

Amount	Amount Recorded
Downpayment	Downpayment on Record
Loan-to-Value (LTV)	LTV on Record
Tax	$1,448.30
Amount Accuracy	Full Amount Stated
Additional	Arm's Length

Transferred From (Grantor/Seller)

Name	Verified Name
Address	1450 LAKE ROBBINS DR # DR430, 1450, THE WOODLANDS, TX 77380-3258

Transferred To (Grantee/Buyer)

Name	Verified Name
Relationship	Joint Tenants with Right of Survivorship
Address	20 ROUND TREE DR, PALM COAST, FL 32164-6928

Mortgage

Document Number	0024390703
Date	May 1, 2020
Instrument	2439/0703

Lender

Name	LOANDEPOT.COM LLC
Type	Mortgage Company

Agreement

Type	Conventional Mortgage
Amount	Amount Recorded
Term	360 Months
Due	May 1, 2050

March 2019: Warranty Deed, Transfer

Document Type	Warranty Deed
Jurisdiction	FLAGLER FL
Recording Date	Mar 11, 2019
Property Address	20 ROUND TREE DR, PALM COAST, FL 32164-6928
Document Number	0023400639
Book / Page	002340 / 000639
Instrument Date	Mar 6, 2019
Instrument	8212
Transaction Type	Transfer
Record Updated	Mar 21, 2019
Title Company	SUNBELT TITLE (AGENCY)

Transaction

Amount	Amount Recorded
Tax	$4,200.00
Additional	Arm's Length Multiple Parcels

Transferred From (Grantor/Seller)

Name	Verified Name

Transferred To (Grantee/Buyer)

Name	Verified Name
Relationship	Company
Address	1450 LAKE ROBBINS DR #430 THE WOODLANDS TX 773803294, 430, THE WOODLANDS, TX 77380-3294
Investor	Possibly a Property Investor

January 2019: Warranty Deed, Transfer

Document Type	Warranty Deed
Jurisdiction	FLAGLER FL
Recording Date	Jan 15, 2019
Property Address	20 ROUND TREE DR, PALM COAST, FL 32164-6928
Document Number	0023300619
Book / Page	002330 / 000619
Instrument Date	Jan 14, 2019
Instrument	1656
Transaction Type	Transfer
Record Updated	Jan 25, 2019
Title Company	SUNBELT TITLE (AGENCY)

Transaction

Amount	Amount Recorded
Tax	$112.00
Additional	Arm's Length

Transferred From (Grantor/Seller)

Name	Verified Name

Transferred To (Grantee/Buyer)

Name	Verified Name
Relationship	Company
Address	142 W PLATT ST #116 TAMPA FL 336062315, 116, TAMPA, FL 33606-2315

Tax Assessment & Valuation

Source: Flagler County assessment roll, as of July 1, 2025

Property Jurisdictions

Type	Name
State	Florida
County	Flagler County
Municipality	Palm Coast City
Unified School District	Flagler County School District (PK - 12)

Tax Bill & Assessment History

Year	Tax Bill	Assessed Value	Assessed Market Value
2025	$2,701.00 (+5.51%) Homeowner's exemption	$191,766 (+5.99%)	$232,099 (+0.69%) Land $52,000 Building $180,099
2023	$2,560.00 (+1.23%) Homeowner's exemption	$180,933 (+3%)	$230,513 (+2.2%) Land $41,000 Building $189,513
2022	$2,529.00 Homeowner's exemption	$175,663	$225,546 Land $42,000 Building $183,546

Assessed value and assessed market value are set for property tax purposes and are not market price estimates.

Flood

Source: FEMA National Flood Hazard Layer, effective March 5, 2025 · OpenFEMA NFIP redacted claims and policies, as of September 2026

FEMA Flood Zone	Zone X minimal risk
Flood Insurance Requirement	Not required lenders may require it
Flood Insurance Cost	Premium on Record median of 49 policies
Community Rating System	Class 4 (30% premium discount)
Nearby Flood Policies	49 in force
Nearby Flood Claims	1 (2004)
Claims Outside the SFHA	1 of 1
Most Recent Claim	Sep 2004 · Hurricane Frances

Values are read at the parcel center point; flood claims are located to the census block group, not this parcel; lenders make the official flood determination.

Wildfire

Source: USDA Forest Service Wildfire Risk to Communities (2nd edition), as of 2024

Wildfire Risk	Low lower than 67% of the US · lower than 92% of Florida
Wildfire Likelihood	0.03% annual chance
Exposure	None beyond ember reach

Values cover an area roughly 900 ft across, not the parcel itself; insurers use their own ratings.

Drinking Water

Source: EPA Safe Drinking Water Information System, as of September 2026

Water System	CITY OF PALM COAST UTILITY private · serves 112,324 people · EPA ID FL2180863
Water Source	Groundwater
Last State Inspection	Dec 2024
Lead	1 ppb (2025) action level 15 ppb

Violations Reported to EPA

Water Quality	None last 10 years
Treatment and Procedure	None last 10 years
Monitoring and Reporting	2 last 3 years

Results are for the whole water system, not water tested at this address; lead at the tap also depends on the building's own pipes.

Internet Providers

Source: FCC Broadband Data Collection, based on 405 locations within half a mile, as of December 31, 2025

Provider	Max Down / Up (Mbps)
AT&T Fiber · DSL	5,000 / 5,000
Spectrum Cable	1,000 / 1,000
Verizon Fixed Wireless	300 / 20

May also be available: Metronet.

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