20 Rosebud Cir, Cabot, AR 72023 Property Records

Lonoke County property record for 20 Rosebud Cir, Cabot, AR 72023

Property Summary

Property Type	Single Family Home
Details	2 ba · 1,316 sqft · built 2003
Lot Size	0.218 acres (9,503 sqft)
Owner	Individual Name on Record
Last Sale	$121,500 (Jun 2019)
Tax Bill	$636 (2024)
Deeds & Mortgages	Mar 2021 Mortgage Jun 2019 Sale & Mortgage + 3 more
Flood Zone	Zone X (minimal risk)
APN	`720-31173-000`

Property Details

APN / Parcel Number

Primary APN	`720-31173-000`
Alternative APN	`23816`

Interior

Full Baths	2 Baths
Stories	1 Story
Building Area	1,316 sqft Living Area
Gross Area	1,716 sqft
1st Floor Area	1,316 sqft
Flooring	Ceramic Tile

Exterior

Year Built	Built 2003
Effective Year Built	Effective 2003
Exterior Material	Wood
Construction Type	Frame
Roof Type	Gable/Hip
Roof Material	Fiberglass
Lot Area	9,503 sqft (0.218 acres)
Garage Type	Attached
Garage Area	400 sqft
Driveway	Concrete Driveway
Driveway Area	672 sqft
Parking Spaces	2 Parking Spaces
Porch	Open Porch
Porch Area	80 sqft
Patio Area	168 sqft

Utilities, Heating & Cooling

Cooling System	Central
Heating System	Central

Location & Zoning

Street Address	20 ROSEBUD CIR
City	CABOT
State	AR
Zip	72023-8747
Property Category	Residential
Property Type	Residential > Single Family > Home
Legal Range	09W
Legal Township	04N
Legal Section	29
Legal Subdivision	BLOOMING RIDGE III
Legal Block	1
Legal Lot Number	173
Jurisdiction	LONOKE AR
Township / Civil Division	YORK
Census Block Group	1
Census Block	1003
Census Tract	20206

Owner

Source: Lonoke County records, as of October 1, 2025

Owner names and exact recorded amounts are on file and can be viewed instantly on this page with a free 10-day trial.

Owner of Record	Individual Name on Record
Mailing Address	20 ROSEBUD CIR, CABOT, AR 72023-8747
Occupancy	Owner Occupied
Owner Type	Individual

Deeds, Mortgages & Sale History

Date	Document
Mar 18, 2021	Deed of Trust, Mortgage · Conventional Mortgage WELLS FARGO BANK NA
Jun 5, 2019	Warranty Deed, Transfer · Conventional with PMI FIRST AR BK&TR
May 7, 2019	Loan Modification, Mortgage SOUTHERN BANCORP
Mar 18, 2019	Trustee's Deed, Construction Loan · Construction Mortgage SOUTHERN BANCORP BK NA
Feb 26, 2019	Trustee's Deed, Foreclosure ATTORNEY ONLY

Assessor's Deed Record

Deed Names	Name on Deed
Last Sale	Jun 5, 2019 · Amount on Record
Deed Sale	Jun 5, 2019 · Amount on Record
Prior Sale	Feb 26, 2019 · Amount on Record
Deed Document Number	20195313
Prior Transfer Date	May 3, 2005
Prior Transfer Doc	0000007477
Record Updated	Sep 20, 2026

March 2021: Deed of Trust, Mortgage

Document Type	Deed of Trust
Jurisdiction	LONOKE AR
Property Address	20 ROSEBUD CIR, CABOT, AR 72023-8747
Transaction Type	Mortgage
Record Updated	Jul 19, 2022

Transferred To (Grantee/Buyer)

Name	Verified Name

Mortgage

Document Number	0000003504
Date	Mar 18, 2021
Book Page	2021/3504
Instrument	2021-03504

Lender

Name	WELLS FARGO BANK NA
Type	Bank
Address	SIOUX FALLS, SD 57104

Agreement

Type	Conventional Mortgage
Amount	Amount Recorded
Term	241 Months
Due	Apr 1, 2041

June 2019: Warranty Deed, Transfer

Document Type	Warranty Deed
Jurisdiction	LONOKE AR
Recording Date	Jun 5, 2019
Property Address	20 ROSEBUD CIR, CABOT, AR 72023-8747
Document Number	0000005313
Instrument Date	May 30, 2019
Instrument	5313
Transaction Type	Transfer
Record Updated	Jul 2, 2019
Title Company	COMMERCE TITLE AND CLOSING SERVICES, COMMERCE TITLE & CLOSING SVCS

Transaction

Amount	Amount Recorded
Downpayment	Downpayment on Record
Loan-to-Value (LTV)	LTV on Record
Tax	$400.95
Amount Accuracy	Confirmed
Additional	Arm's Length

Transferred From (Grantor/Seller)

Name	Verified Name

Transferred To (Grantee/Buyer)

Name	Verified Name
Address	20 ROSEBUD CIR CABOT AR 720238747, CABOT, AR 72023-8747

Mortgage

Document Number	5314
Date	Jun 5, 2019
Instrument	5314

Lender

Name	FIRST AR BK&TR
Type	Bank
Address	SHERWOOD, AR 72124

Agreement

Type	Conventional with PMI
Amount	Amount Recorded
Term	360 Months
Due	Jun 4, 2049

May 2019: Loan Modification, Mortgage

Document Type	Loan Modification
Jurisdiction	LONOKE AR
Property Address	20 ROSEBUD CIR, CABOT, AR 72023-8747
Document Number	0000004433
Instrument Date	May 7, 2019
Transaction Type	Mortgage
Record Updated	Jun 6, 2019
Title Company	NOT AVAILABLE

Transferred To (Grantee/Buyer)

Name	Verified Name
Relationship	Company
Address	1015 W 2ND ST #210 LITTLE ROCK AR 722012018, 210, LITTLE ROCK, AR 72201-2018

Mortgage

Document Number	0000004433
Date	May 13, 2019
Instrument	4433

Lender

Name	SOUTHERN BANCORP
Type	Bank
Address	HOT SPRINGS, AR 71913

Agreement

Term	12 Months
Due	May 12, 2020

March 2019: Trustee's Deed, Construction Loan

Document Type	Trustee's Deed
Jurisdiction	LONOKE AR
Recording Date	Mar 18, 2019
Property Address	20 ROSEBUD CIR, CABOT, AR 72023-8747
Instrument Date	Mar 12, 2019
Instrument	2378
Transaction Type	Construction Loan
Record Updated	Apr 9, 2019
Title Company	NOT AVAILABLE

Transferred To (Grantee/Buyer)

Name	Verified Name
Relationship	Company
Address	1015 W 2ND ST #210 LITTLE ROCK AR 722012018, 210, LITTLE ROCK, AR 72201-2018

Mortgage

Document Number	0000002378
Date	Mar 18, 2019
Instrument	2378

Lender

Name	SOUTHERN BANCORP BK NA
Type	Bank
Address	HOT SPRINGS, AR 71913

Agreement

Type	Construction Mortgage
Amount	Amount Recorded
Term	12 Months
Due	Mar 17, 2020

February 2019: Trustee's Deed, Foreclosure

Document Type	Trustee's Deed
Jurisdiction	LONOKE AR
Recording Date	Feb 26, 2019
Property Address	20 ROSEBUD CIR, CABOT, AR 72023-8747
Document Number	0000001743
Instrument Date	Feb 25, 2019
Instrument	1743
Transaction Type	Foreclosure
Record Updated	Mar 22, 2019
Title Company	ATTORNEY ONLY

Transaction

Amount	Amount Recorded
Tax	$283.80
Amount Accuracy	Confirmed
Additional	Notice of Trustee Sale Arm's Length

Transferred From (Grantor/Seller)

Name	Verified Name

Transferred To (Grantee/Buyer)

Name	Verified Name
Relationship	Company
Address	1015 W 2ND ST #210 LITTLE ROCK AR 722012018, 210, LITTLE ROCK, AR 72201-2018

Tax Assessment & Valuation

Source: Lonoke County assessment roll, as of October 1, 2025

Property Jurisdictions

Type	Name
State	Arkansas
County	Lonoke County
Municipality	Cabot City
Unified School District	Cabot Public Schools (PK - 12)

Tax Bill & Assessment History

Year	Tax Bill	Assessed Value	Assessed Market Value
2025		$22,320 (-) Land $3,700 Building $18,620	$111,600 (-) Land $18,500 Building $93,100
2024	$636.00 (-10.55%)
2023	$711.00 Homeowner's exemption	$22,320 Land $3,700 Building $18,620	$111,600 Land $18,500 Building $93,100

Assessed value and assessed market value are set for property tax purposes, not market price estimates; both are a fraction of this property's market value.

Flood

Source: FEMA National Flood Hazard Layer, effective April 25, 2024 · OpenFEMA NFIP redacted claims and policies, as of September 2026

FEMA Flood Zone	Zone X minimal risk
Flood Insurance Requirement	Not required lenders may require it
Nearby Flood Policies	6 in force
Nearby Flood Claims	1 (2009)
Claims Outside the SFHA	1 of 1
Most Recent Claim	Nov 2009 · rainfall accumulation

Values are read at the parcel center point; flood claims are located to the census block group, not this parcel; lenders make the official flood determination.

Wildfire

Source: USDA Forest Service Wildfire Risk to Communities (2nd edition), as of 2024

Wildfire Risk	Low lower than 66% of the US · lower than 71% of Arkansas
Wildfire Likelihood	0.04% annual chance
Exposure	Direct burnable vegetation

Values cover an area roughly 900 ft across, not the parcel itself; insurers use their own ratings.

Drinking Water

Source: EPA Safe Drinking Water Information System, as of September 2026

Water System	CABOT WATERWORKS federal government · serves 27,578 people · EPA ID AR0000338
Water Source	Purchased surface water from several systems
Last State Inspection	Dec 2025
Lead	1 ppb (2023–2025) action level 15 ppb

Violations Reported to EPA

Water Quality	None last 10 years
Treatment and Procedure	None last 10 years
Monitoring and Reporting	None last 3 years

Results are for the whole water system, not water tested at this address; lead at the tap also depends on the building's own pipes.

Internet Providers

Source: FCC Broadband Data Collection, based on 322 locations within half a mile, as of December 31, 2025

Provider	Max Down / Up (Mbps)
Xfinity Cable	2,000 / 250
Connect2First Fiber	1,000 / 1,000
Optimum Cable	940 / 35
AT&T Fixed Wireless	100 / 20

May also be available: Brightspeed, Verizon.

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