20 Rose St, Aurora, IL 60505 Property Records

Kane County property record for 20 Rose St, Aurora, IL 60505

Property Summary

Property TypeSingle Family Home
Details4 bd · 1 ba · 1,290 sqft · built 1900
Lot Size0.24 acres (10,454 sqft)
OwnerIndividual Name on Record
Last Sale$25,000 (Dec 1999)
Tax Bill$2,434 (2025)
Deeds & MortgagesFeb 2020 Line of Credit
Flood ZoneZone X (minimal risk)
APN15-26-105-010

Property Details

APN / Parcel Number

Primary APN15-26-105-010

Interior

Bedrooms4 Beds
Full Baths1 Bath
Total Rooms7 Rooms
Stories1 Story
Building Area1,290 sqft Living Area
Gross Area2,250 sqft
Basement Area960 sqft

Exterior

Year BuiltBuilt 1900
Effective Year BuiltEffective 1900
Construction TypeFrame
Lot Area10,454 sqft (0.24 acres)
PorchOpen Porch

Location & Zoning

Street Address20 ROSE ST
CityAURORA
StateIL
Zip60505-3612
Property CategoryResidential
Property TypeResidential > Single Family > Home
Legal DescriptionLOT 5, BLK B OF INNES & COULTERS SUB OF BLK 1 OF STEPHENSONS ADDN TO AURORA
Legal SubdivisionSTEPHENSONS ADDN
Legal BlockB,1
Legal Lot Number5
JurisdictionKANE IL
Township / Civil DivisionAURORA
Census Block Group2
Census Block2007
Census Tract853602

Owner

Source: Kane County records, as of July 21, 2026

Owner names and exact recorded amounts shown locked on this page are available instantly with a free trial.

Owner of RecordIndividual Name on Record
Mailing Address20 ROSE ST, AURORA, IL 60505-3612
OccupancyOwner Occupied
Owner TypeIndividual

Deeds, Mortgages & Sale History

Assessor's Deed Record

Deed NamesName on Deed
Last SaleDec 7, 1999 · Amount on Record
Deed SaleDec 7, 1999 · Amount on Record
Deed Document Number1999115942
Last Transfer DateFeb 7, 2013
Transfer Doc0000014250
Record UpdatedSep 20, 2026

February 2020: Deed of Trust, Mortgage

Document TypeDeed of Trust
JurisdictionKANE IL
Property Address20 ROSE ST, AURORA, IL 60505-3612
Transaction TypeMortgage
Record UpdatedFeb 5, 2021

Transferred To (Grantee/Buyer)

NameVerified Name

Mortgage

Document Number0000008089
DateFeb 13, 2020
Instrument2020K008089
Lender
NameBMO HARRIS BANK NA
TypeBank
AddressCHICAGO, IL 60690
Agreement
TypeLine of Credit
AmountAmount Recorded
Term360 Months
DueFeb 12, 2050
Interest
Rate TypeAdjustable Rate
Rate4.95%
Change FrequencyMonthly

Tax Assessment & Valuation

Source: Kane County assessment roll, as of August 25, 2025

Property Jurisdictions

TypeName
StateIllinois
MunicipalityAurora City
CountyKane County
County SubdivisionAurora Township
Unified School DistrictAurora East Unit School District 131 (PK - 12)

Tax Bill & Assessment History

YearTax BillAssessed ValueAssessed Market Value
2025$2,434.00 (+7.13%) Homeowner's exemption Senior Citizen's exemption
2024$46,848 (+30.47%) Land $8,362 Building $38,486$140,600 (+30.53%) Land $25,096 Building $115,504
2022$2,272.00 (+2.62%) Homeowner's exemption$35,906 (+7.41%) Land $6,817 Building $29,089$107,718 (+7.41%) Land $20,451 Building $87,267
2021$2,214.00 Homeowner's exemption$33,429 Land $6,347 Building $27,082$100,287 Land $19,041 Building $81,246

Assessed value and assessed market value are set for property tax purposes and are not market price estimates.

Flood

Source: FEMA National Flood Hazard Layer, effective October 8, 2026

FEMA Flood ZoneZone X
minimal risk
Flood Insurance RequirementNot required
lenders may require it

Values are read at the parcel center point; lenders make the official flood determination.

Wildfire

Source: USDA Forest Service Wildfire Risk to Communities (2nd edition), as of 2024

Wildfire RiskNot rated
no burnable land within ember reach

Values cover an area roughly 900 ft across, not the parcel itself; insurers use their own ratings.

Drinking Water

Source: EPA Safe Drinking Water Information System, as of September 2026

Water SystemAURORA
serves 183,000 people · EPA ID IL0894070
Water SourceSurface water
Last State InspectionMar 2025
Lead26 ppb (2026)
action level 15 ppb

Violations Reported to EPA

Water QualityNone
last 10 years
Treatment and ProcedureNone
last 10 years
Monitoring and ReportingNone
last 3 years

Results are for the whole water system, not water tested at this address; lead at the tap also depends on the building's own pipes.

Internet Providers

Source: FCC Broadband Data Collection, based on 771 locations within half a mile, as of December 31, 2025

ProviderMax Down / Up (Mbps)
Xfinity
Cable
2,000 / 250
AT&T
DSL · Fiber, Fixed Wireless in parts of the area
100 / 20

May also be available: Metronet, T-Mobile, Verizon, Watch TV.

Nearby Properties on Rose St

Nearby Streets

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