Essex County and North Caldwell Borough property record for 20 Rose Ave, Caldwell, NJ 07006
| Property Type | Single Family Home |
|---|---|
| Details | 2,856 sqft · built 1988 |
| Lot Size | 0.347 acres (15,120 sqft) |
| Owner | 2 Individual Names on File |
| Last Sale | $790,000 (Jul 2018) |
| Tax Bill | $16,327 (2025) |
| Deeds & Mortgages | Mar 2022 Mortgage Jul 2018 Sale & Mortgage |
| Flood Zone | Zone X (minimal risk) |
| APN | 15-00502-0000-00005 |
| Primary APN | 15-00502-0000-00005 |
|---|---|
| Alternative APN |
|
| Stories | 2 Stories |
|---|---|
| Building Area | 2,856 sqft Living Area |
| Year Built | Built 1988 |
|---|---|
| Effective Year Built | Effective 1988 |
| Construction Type | Frame |
| Lot Area | 15,120 sqft (0.347 acres) |
| Lot Dimensions | 126 ft deep x 120 ft wide |
| Garage Type | Attached |
| Parking Spaces | 2 Parking Spaces |
| Old Parcel Number | 1500028000000014 |
|---|---|
| Street Address | 20 ROSE AVE |
| City | CALDWELL |
| State | NJ |
| Zip | 07006-4132 |
| Property Category | Residential |
| Property Type | Residential > Single Family > Home |
| Local Zoning Code | R-2 |
| Legal Description | 120X126 IRR |
| Legal Subdivision | NORTH CREST |
| Legal Block | 502 |
| Legal Lot Number | 5 |
| Jurisdiction | ESSEX NJ |
| Township / Civil Division | NORTH CALDWELL |
| Census Block Group | 3 |
| Census Block | 3012 |
| Census Tract | 21602 |
20 Rose Ave is owned and occupied by two individuals who bought it in July 2018.
Source: Essex County and North Caldwell Borough records, as of July 2, 2026
| Owner of Record | 2 Individual Names on File |
|---|---|
| Mailing Address | 20 ROSE AVE, CALDWELL, NJ 07006-4132 |
| Occupancy | Owner Occupied |
| Owner Type | Individual |
Owner names and exact recorded amounts are on file and can be viewed instantly on this page with a free 10-day trial.
| Date | Document |
|---|---|
| Mar 7, 2022 | Deed of Trust, Mortgage · Conventional Mortgage JPMORGAN CHASE BANK NA |
| Jul 5, 2018 | Grant Deed, Transfer · Conventional Mortgage GUARANTEED RATE AFFINITY LLC |
| Deed Names | 2 Names on Deed |
|---|---|
| Last Sale | Jul 5, 2018 · Amount on File |
| Deed Sale | Jul 5, 2018 · Amount on File |
| Prior Sale | Jul 10, 2013 · Amount on File |
| Deed Document Number | 201857894 |
| Record Updated | Oct 29, 2026 |
| Document Type | Deed of Trust |
|---|---|
| Jurisdiction | ESSEX NJ |
| Property Address | 20 ROSE AVE, CALDWELL, NJ 07006-4132 |
| Transaction Type | Mortgage |
| Record Updated | Mar 25, 2022 |
| Title Company | AMROCK INC, AMROCK LLC |
| Name | Verified Name |
|---|
| Document Number | 0000021609 |
|---|---|
| Date | Mar 7, 2022 |
| Instrument | 2022021609 |
| Name | JPMORGAN CHASE BANK NA |
|---|---|
| Type | Bank |
| Address | COLUMBUS, OH 43240 |
| Type | Conventional Mortgage |
|---|---|
| Amount | Amount on Record |
| Term | 347 Months |
| Due | Feb 1, 2051 |
| Document Type | Grant Deed |
|---|---|
| Jurisdiction | ESSEX NJ |
| Recording Date | Jul 5, 2018 |
| Property Address | 20 ROSE AVE, CALDWELL, NJ 07006-4132 |
| Document Number | 0000057894 |
| Instrument Date | Jun 29, 2018 |
| Instrument | 57894 |
| Transaction Type | Transfer |
| Record Updated | Aug 21, 2018 |
| Amount | Amount on Record |
|---|---|
| Downpayment | Downpayment on Record |
| Loan-to-Value (LTV) | LTV on Record |
| Tax | $790.00 |
| Amount Accuracy | Confirmed |
| Additional |
|
| Name | Verified Name |
|---|
| Name | Verified Name |
|---|---|
| Relationship | Husband and Wife |
| Address | 20 ROSE AVE CALDWELL NJ 070064132, CALDWELL, NJ 07006-4132 |
| Document Number | 57895 |
|---|---|
| Date | Jul 5, 2018 |
| Instrument | 57895 |
| Name | GUARANTEED RATE AFFINITY LLC |
|---|---|
| Address | CHICAGO, IL 60613 |
| Type | Conventional Mortgage |
|---|---|
| Amount | Amount on Record |
| Term | 360 Months |
| Due | Jul 4, 2048 |
The 2025 property tax bill for 20 Rose Ave was $16,327, up 2.2% from the year before.
Source: Essex County and North Caldwell Borough assessment roll, as of July 2, 2026
| Type | Name |
|---|---|
| State | New Jersey |
| County | Essex County |
| Municipality | North Caldwell Borough |
| Elementary School District | North Caldwell Borough School District (KG - 06) |
| Secondary School District | West Essex Regional School District (07 - 12) |
| Year | Tax Bill | Assessed Value | Assessed Market Value |
|---|---|---|---|
| 2026 | $707,400 (-) Land $335,000 Building $372,400 | $707,400 (-) Land $335,000 Building $372,400 | |
| 2025 | $16,327.00 (+2.22%) | $707,400 Land $335,000 Building $372,400 | $707,400 Land $335,000 Building $372,400 |
| 2024 | $15,973.00 | ||
| 2023 | $698,100 Land $335,000 Building $363,100 | $698,100 Land $335,000 Building $363,100 | |
| 2022 | $15,211.00 |
Assessed value and assessed market value are set for property tax purposes and are not market price estimates.
FEMA maps place 20 Rose Ave in Zone X, an area of minimal flood risk, though there have been 10 flood claims nearby since 1989.
Source: FEMA National Flood Hazard Layer, effective September 24, 2020 · OpenFEMA NFIP redacted claims and policies, as of September 2026
| FEMA Flood Zone | Zone X minimal risk |
|---|---|
| Flood Insurance Requirement | Not required lenders may require it |
| Nearby Flood Policies | 4 in force |
| Nearby Flood Claims | 10 (1989–2021) |
| Claims Outside the SFHA | 8 of 10 |
| Most Recent Claim | Sep 2021 · Remnants Of Hurricane Ida |
| Claims by Event |
|
Values are read at the parcel center point; flood claims are located to the census block group, not this parcel; lenders make the official flood determination.
Wildfire risk around 20 Rose Ave is low, with less than a 0.01% annual chance of wildfire.
Source: USDA Forest Service Wildfire Risk to Communities (2nd edition), as of 2024
| Wildfire Risk | Low lower than 96% of the US · lower than 89% of New Jersey |
|---|---|
| Wildfire Likelihood | Under 0.01% annual chance |
| Exposure | None beyond ember reach |
Values cover an area roughly 900 ft across, not the parcel itself; insurers use their own ratings.
Source: EPA Safe Drinking Water Information System, as of September 2026
| Water System | NORTH CALDWELL WATER DEP serves 6,000 people · EPA ID NJ0715001 |
|---|---|
| Water Source | Purchased surface water from several systems |
| Lead | 4 ppb (2024–2026) action level 15 ppb |
| Water Quality | None last 10 years |
|---|---|
| Treatment and Procedure | None last 10 years |
| Monitoring and Reporting | 3 last 3 years |
Results are for the whole water system, not water tested at this address; lead at the tap also depends on the building's own pipes.
Source: FCC Broadband Data Collection, based on 196 locations within half a mile, as of December 31, 2025
| Provider | Max Down / Up (Mbps) |
|---|---|
| Optimum Fiber · Cable | 8,000 / 8,000 |
| Verizon Fiber · Fixed Wireless in parts of the area | 2,300 / 2,300 |
| AT&T Fixed Wireless | 100 / 20 |
| T-Mobile Fixed Wireless | 100 / 20 |
Search by:
By searching, you agree to: Terms • Privacy • Disclosures