Norfolk County and Needham Town property record for 20 Roscoe St, Needham Heights, MA 02494
| Property Type | Single Family Home |
|---|---|
| Details | 3 bd · 3 ba · 1,736 sqft · built 1955 |
| Lot Size | 0.4 acres (17,424 sqft) |
| Owner | 2 Individual Names on File |
| Last Sale | $751,500 (Jun 2019) |
| Tax Bill | $13,858 (2025) |
| Deeds & Mortgages | Aug 2022 Mortgage May 2021 Refinance + 2 more |
| Flood Zone | Zone X (minimal risk) |
| APN | M:0920002100000 |
| Primary APN | M:0920002100000 |
|---|---|
| Alternative APN |
|
| Bedrooms | 3 Beds |
|---|---|
| Full Baths | 3 Baths |
| Total Rooms | 7 Rooms |
| Stories | 1 Story |
| Building Area | 1,736 sqft Living Area |
| 1st Floor Area | 1,580 sqft |
| Basement Area | 1,248 sqft |
| Unfinished Basement | 520 sqft |
| Fireplaces | 1 Fireplace |
| Fireplace | Fireplace |
| Year Built | Built 1955 |
|---|---|
| Effective Year Built | Effective 1999 |
| Architectural Style | Raised Ranch |
| Exterior Material | Aluminum/Vinyl |
| Roof Type | Gable |
| Roof Material | Asphalt |
| Lot Area | 17,424 sqft (0.4 acres) |
| Garage Type | Basement |
| Parking Spaces | 2 Parking Spaces |
| Cooling System | HVAC |
|---|---|
| Heating System | Forced Air with A/C |
| Heating Fuel | Gas |
| Street Address | 20 ROSCOE ST |
|---|---|
| City | NEEDHAM HEIGHTS |
| State | MA |
| Zip | 02494-1725 |
| Property Category | Residential |
| Property Type | Residential > Single Family > Home |
| Local Zoning Code | SRB |
| Legal Block | 21 |
| Jurisdiction | NEEDHAM MA |
| Township / Civil Division | NEEDHAM |
| Census Block Group | 2 |
| Census Block | 2000 |
| Census Tract | 403502 |
20 Roscoe St is owned and occupied by two individuals who bought it in June 2019.
Source: Norfolk County and Needham Town records, as of July 20, 2026
| Owner of Record | 2 Individual Names on File |
|---|---|
| Mailing Address | 20 ROSCOE ST, NEEDHAM HEIGHTS, MA 02494-1725 |
| Occupancy | Owner Occupied |
| Owner Type | Individual |
Owner names and exact recorded amounts are on file and can be viewed instantly on this page with a free 10-day trial.
| Date | Document |
|---|---|
| Aug 15, 2022 | Deed of Trust, Mortgage · Second Mortgage (Down Payment) METRO CU |
| May 12, 2021 | Deed of Trust, Mortgage · Stand-Alone Refinance FAIRWAY INDEPENDENT MORTGAGE CORP |
| Nov 26, 2019 | Deed of Trust, Mortgage · Balloon Mortgage NAVEO CREDIT UNION |
| Jun 19, 2019 | Quit Claim Deed, Transfer · Stand-Alone First Mortgage FAIRWAY INDEPENDENT MORTGAGE CORP |
| Deed Names | 2 Names on Deed |
|---|---|
| Last Sale | Jun 19, 2019 · Amount on File |
| Deed Sale | Jun 19, 2019 · Amount on File |
| Deed Document Number | 201949196 |
| Deed Book / Page | 36892 / 20 |
| Prior Transfer Date | Jun 18, 2019 |
| Prior Transfer Doc | 36892-20 |
| Record Updated | Oct 29, 2026 |
| Document Type | Deed of Trust |
|---|---|
| Jurisdiction | NEEDHAM MA |
| Property Address | 20 ROSCOE ST, NEEDHAM, MA 02494-1725 |
| Transaction Type | Mortgage |
| Record Updated | Sep 2, 2022 |
| Name | Verified Name |
|---|
| Document Number | 040753-300 |
|---|---|
| Date | Aug 15, 2022 |
| Book Page | 40753/300 |
| Instrument | 72838 |
| Name | METRO CU |
|---|---|
| Type | Credit Union |
| Type | Second Mortgage (Down Payment) |
|---|---|
| Amount | Amount on Record |
| Term | 61 Months |
| Due | Sep 1, 2027 |
| Document Type | Deed of Trust |
|---|---|
| Jurisdiction | NEEDHAM MA |
| Property Address | 20 ROSCOE ST, NEEDHAM, MA 02494-1725 |
| Transaction Type | Mortgage |
| Record Updated | May 28, 2021 |
| Name | Verified Name |
|---|
| Document Number | 39385-89 |
|---|---|
| Date | May 12, 2021 |
| Book Page | 39385/89 |
| Instrument | 62236 |
| Name | FAIRWAY INDEPENDENT MORTGAGE CORP |
|---|---|
| Type | Mortgage Company |
| Type | Stand-Alone Refinance |
|---|---|
| Amount | Amount on Record |
| Term | 361 Months |
| Due | Jun 1, 2051 |
| Document Type | Deed of Trust |
|---|---|
| Jurisdiction | NEEDHAM MA |
| Property Address | 20 ROSCOE ST, NEEDHAM, MA 02494-1725 |
| Transaction Type | Mortgage |
| Record Updated | Mar 22, 2021 |
| Name | Verified Name |
|---|
| Document Number | 37381-268 |
|---|---|
| Date | Nov 26, 2019 |
| Book Page | 37381/268 |
| Instrument | 110257 |
| Name | NAVEO CREDIT UNION |
|---|
| Type | Balloon Mortgage |
|---|---|
| Amount | Amount on Record |
| Term | 241 Months |
| Due | Dec 1, 2039 |
| Document Type | Quit Claim Deed |
|---|---|
| Jurisdiction | NEEDHAM MA |
| Recording Date | Jun 19, 2019 |
| Property Address | 20 ROSCOE ST, NEEDHAM, MA 02494-1725 |
| Document Number | 36892-20 |
| Book / Page | 36892 / 20 |
| Instrument Date | Jun 18, 2019 |
| Instrument | 49196 |
| Transaction Type | Transfer |
| Record Updated | May 12, 2021 |
| Amount | Amount on Record |
|---|---|
| Downpayment | Downpayment on Record |
| Loan-to-Value (LTV) | LTV on Record |
| Tax | $0.00 |
| Amount Accuracy | Full Amount Stated |
| Additional |
|
| Name | Verified Name |
|---|
| Name | Verified Name |
|---|---|
| Address | 20 ROSCOE ST, NEEDHAM, MA 02494-1725 |
| Document Number | 49197 |
|---|---|
| Date | Jun 19, 2019 |
| Instrument | 49197 |
| Name | FAIRWAY INDEPENDENT MORTGAGE CORP |
|---|---|
| Type | Mortgage Company |
| Type | Stand-Alone First Mortgage |
|---|---|
| Amount | Amount on Record |
The 2025 property tax bill for 20 Roscoe St was $13,858.
Source: Norfolk County and Needham Town assessment roll, as of April 14, 2026
| Type | Name |
|---|---|
| State | Massachusetts |
| County | Norfolk County |
| County Subdivision | Needham Town |
| Unified School District | Needham School District (PK - 12) |
| Year | Tax Bill | Assessed Value | Assessed Market Value |
|---|---|---|---|
| 2025 | $13,858.00 | $1,307,400 Land $762,700 Building $544,700 | $1,151,020 (+2.43%) |
| 2024 | $1,123,755 | ||
| 2023 | $12,122.00 | $929,600 Land $493,100 Building $436,500 |
Assessed value and assessed market value are set for property tax purposes and are not market price estimates.
FEMA maps place 20 Roscoe St in Zone X, an area of minimal flood risk.
Source: FEMA National Flood Hazard Layer, effective May 26, 2026 · OpenFEMA NFIP redacted claims and policies, as of September 2026
| FEMA Flood Zone | Zone X minimal risk |
|---|---|
| Flood Insurance Requirement | Not required lenders may require it |
| Nearby Flood Policies | 4 in force |
Values are read at the parcel center point; flood claims are located to the census block group, not this parcel; lenders make the official flood determination.
The area around 20 Roscoe St has no burnable land within ember reach, so its wildfire risk is not rated.
Source: USDA Forest Service Wildfire Risk to Communities (2nd edition), as of 2024
| Wildfire Risk | Not rated no burnable land within ember reach |
|---|
Values cover an area roughly 900 ft across, not the parcel itself; insurers use their own ratings.
Source: EPA Safe Drinking Water Information System, as of September 2026
| Water System | NEEDHAM WATER DEPT serves 31,664 people · EPA ID MA3199000 |
|---|---|
| Water Source | Purchased surface water from MWRA |
| Last State Inspection | Jun 2024 |
| Lead | 5 ppb (2021–2023) action level 15 ppb |
| Water Quality | None last 10 years |
|---|---|
| Treatment and Procedure | None last 10 years |
| Monitoring and Reporting | None last 3 years |
Results are for the whole water system, not water tested at this address; lead at the tap also depends on the building's own pipes.
Source: FCC Broadband Data Collection, based on 406 locations within half a mile, as of December 31, 2025
| Provider | Max Down / Up (Mbps) |
|---|---|
| Verizon Fiber | 2,300 / 2,300 |
| Xfinity Cable | 2,000 / 2,000 |
| Astound Broadband Cable · Fiber in parts of the area | 1,500 / 50 |
| T-Mobile Fixed Wireless | 100 / 20 |
| AT&T Fixed Wireless | 100 / 20 |
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